Best Mortgage Refinance Companies in Hayward

Aiyars Real is a Union City-based company that caters to people throughout Hayward. It walks individuals through the process of refinancing and addresses their concerns on matters involving rates. The company also provides mortgages for aspiring homeowners. Its other services include representation for property sellers and assistance for clients looking for real estate. Aiyars Real has been operating in the real estate industry for more than a decade and maintains a website containing information on sold listings.

Alameda Mortgage Corporation is a family-owned and family-operated business that works for the residents of Hayward. It offers mortgage refinancing services to help homeowners and homebuyers change the terms of their loans and reduce their interest rates. Its mortgage consultants simplify the processing of fixed-rate, FHA, and USDA loans using the mobile app AMC Vantage, which enables clients to upload and sign documents electronically in an online portal. Alameda Mortgage has been in operation since 1968.

Avenir Mortgage Planners is a team of mortgage brokers that serves customers in Hayward and the surrounding locations. With 20 years in business, the company helps clients with mortgage planning strategies, including refinancing, which lowers interest rates and monthly payments, reduces loan terms, converts an adjustable-rate mortgage into a fixed-rate, consolidates mortgages, and provides cash-outs for home renovations or investments. Broker and owner Greg Lartilleux moved to the San Francisco Bay Area from France in 2002 and started his career as a mortgage planner.

Central Valley Mortgage Group is a full-service company that helps homeowners and first-time buyers in Hayward. Its brokers offer a number of purchase loan options that suit the needs of clients, such as conventional, FHA, VA, USDA, and jumbo. It also serves local borrowers with refinancing for home improvement and niche programs such as down payment assistance, STAND, GAP, and GSFA. The company's website features helpful resources such as a mortgage payment calculator, a mortgage checklist, and a refinance analysis.

Freedomstar Financial, Inc., is a mortgage loan originator that serves Hayward individuals and families. It assists clients who want to increase the value of their homes or make significant repairs by providing renovation loans such as FHA 203(k), FNMA homestyle, and cash-out refinance. The company gives customized options to clients based on their goals and financial needs. Additionally, it provides loan programs for veterans, seniors, and first-time homebuyers. In 2016, Freedomstar Financial was named one of the Top Originators by Scotsman Guide.

Fresh Home Loan serves clients in Hayward through its team of independent mortgage brokers. It offers refinancing options, such as FHA streamline, cash out, and 203K programs. Its team also provides HARP, jumbo, conventional, and HELOC loans. Additionally, Fresh Home Loan extends reverse mortgage and credit repair services. Garrick Werdmuller, the company’s president and CEO, has over 17 years of experience in the lending business. Werdmuller was featured in the December 2021 issue of Top Agent Magazine.

Harvest Real Estate Group offers mortgage products and refinancing options to clients situated in Hayward and the surrounding areas. These choices include loan programs for house purchases and maintenance projects. Refinancing services are available to make use of reductions in rates after an initial contract is taken out. The company also handles a variety of property management and construction tasks. It started in 1991 and the staff has bilingual members who are proficient in Mandarin.

Lane Mortgage helps Hayward borrowers overcome roadblocks to securing refinancing programs. Its team of loan officers creates refinancing strategies for homeowners planning to secure lower interest rates or shorten the payment term. The staff advises mortgage holders regarding application fees, locking in interest rates, and choosing from various lender options. Additionally, the loan officers cater to the refinancing needs of clients with poor credit histories. Lane Mortgage serves Virginia and is a VCU Alumni Business.

Nest Mortgage provides services to locals in Hayward. It offers mortgage refinancing solutions, assisting clients through the process of paying off their current loan with a new one that better suits their needs. It helps homeowners find a home loan that has a different term length or has lower interest rates and monthly payments. The company also provides FHA, USDA, VA, and jumbo loans. Kaveh Sartipi, a senior mortgage consultant at Nest Mortgage, has been in the industry since 2002.

Optimal Loans helps property owners in and around Hayward find the right financing solution to meet their needs. With a property evaluation in hand, the company offers mortgage refinancing services to better fit a client's financing goals. Customers can avail themselves of a cash-out refinance to take advantage of their property's equity. The company also offers various loan options, including fixed mortgages and FHA loans. Founder Karan Singh has over 10 years of experience in banking and real estate, working in financial risk assessment roles.

Pacific Green Funding serves the Hayward community. It is a mortgage brokerage firm that offers a variety of home purchase and loan refinance programs. These include jumbo, VA, FHA, commercial, and commercial loans. The company strives to help clients reach their home ownership and investment goals by partnering with multiple lenders. Ravi Selvaraj, the manager and broker of Pacific Green Funding, is a home loan expert who works around the clock to help people find programs that fit their needs.

Reliance Financial has been catering to Hayward clients since 2004. The company aims to empower first-time homebuyers and real estate investors to find prime mortgage refinancing and purchasing options. Its team is composed of people from diverse cultures and backgrounds, enabling them to embody perspectives that are impactful to customers. They provide clients with personalized guidance by assisting them throughout the loaning process. The company's refinance options come in 15- or 30-year fixed rates. Reliance Financial supports various organizations, including Autism Speaks, that aids children with autism.