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Best Mortgage Refinance Companies in Chino

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2023
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CityFund Mortgage logo
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License Verified:

License: 270306

Nationwide Multistate Licensing System and Registry

CityFund Mortgage

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4195 Chino Hills Pkwy #469, Chino Hills, CA 91709
  • Reverse Mortgages
  • New Construction

Business Description

CityFund Mortgage is a Chino Hills-based company that deals with clients across the Chino metro. It has experience helping owners of townhouses, manufactured homes, and condominiums in refinancing their mortgages. The company offers an online refinance calculator that allows clients to visualize their long-term financial situation. It also provides jumbo loans for borrowers seeking to purchase properties in high-cost communities. Other financing solutions include loans backed by various government agencies, including the VA, FHA, and USDA.

License Verified:

License: 270306

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Evans Financial Network logo
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License Verified:

License: 256237

Nationwide Multistate Licensing System and Registry

Evans Financial Network

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615 Smoketree Dr, La Verne, CA 91750
  • Reverse Mortgages

Business Description

Evans Financial Network provides mortgage refinancing services to clients in Chino. Its team walks clients through the process of refinancing and helps them find a program with either fixed or adjustable rates and terms that last from five to 30 years. The agency extends its services to clients looking for conforming, jumbo, super jumbo, VA, FHA, and USDA loans. Evans Financial Network helps clients through the home refinance process using various tools, including refinance analysis reports.

License Verified:

License: 256237

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Gem Mortgage Chino Hills logo

License Verified:

License: 153890

Nationwide Multistate Licensing System and Registry

Gem Mortgage Chino Hills

14718 Pipeline Avenue, Chino Hills, CA 91709
  • New Construction

Business Description

Gem Mortgage Chino Hills serves house buyers in the metro who need to refinance their current obligations or obtain new loans for upcoming purchases. It has online tools and resources to educate consumers on the various aspects of each program. These mortgage choices include adjustable-rate plans and FHA-backed options for those who need reduced rates or lack the qualifications needed for competing products. GEM Mortgage is led by Howard Kootstra, who has been in the lending field for over 35 years.

License Verified:

License: 153890

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)
Loanfinder logo
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License Verified:

License: 311102

Nationwide Multistate Licensing System and Registry

Loanfinder

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20955 Pathfinder Rd. #100, Diamond Bar, CA 91765
  • New Construction

Business Description

Since 2000, Loanfinder has been supporting the funding needs of potential homebuyers in Chino. It offers residential or commercial purchase, conventional, refinance, and federal-sponsored loans that match clients' financial profiles and goals. The mortgage broker also assists self-employed borrowers needing light documentation requirements instead of presenting proof of income, bank statements, and insurance. Company founder and Realtor Mary Margedant guides clients through their mortgage journey by processing pre-qualification screening, providing loan estimates, explaining terms and rates, and documenting changes.

License Verified:

License: 311102

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mountain West Financial Inc logo
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License Verified:

License: 164497

Nationwide Multistate Licensing System and Registry

Mountain West Financial Inc

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15322 Central Avenue, Chino, CA 91710
  • New Construction

Business Description

Mountain West Financial, Inc., is a mortgage brokerage firm that caters to the residents of Chino. It provides refinancing services to families seeking payment rate adjustments for their residential properties. Additionally, it helps new homebuyers by offering various assistance programs, like FHA, VA, USDA, jumbo, conventional, and FastForward loans. These services also include downpayment assistance for clients who want to secure residences faster. The company has been assisting people throughout California for over 30 years.

License Verified:

License: 164497

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Omniscient Capital Mortgage logo
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License Verified:

License: 854978

Nationwide Multistate Licensing System and Registry

Omniscient Capital Mortgage

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4110 Edison Ave Ste. 203A, Chino, CA 91710
  • New Construction

Business Description

Omniscient Capital Mortgage helps individuals obtain their dream homes through refinancing solutions in Chino. It works to reduce interest rates, consolidate debts, or cash out equity for home improvement projects. It has cash-out refinancing options for various properties, such as condominiums, townhouses, single-family homes, and multi-family units. Its programs include VA, jumbo, and FHA loans with terms ranging from 10 to 30 years. The firm also caters to the mortgage needs of first-time home buyers and investors.

License Verified:

License: 854978

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patrick Collins logo
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License Verified:

License: 1628553

Nationwide Multistate Licensing System and Registry

Patrick Collins

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18071 Fitch Suite 200, Irvine, CA 92614

Business Description

Patrick Collins is a mortgage advisor at E Mortgage Capital, offering home loan options to individuals and families in Chino. He helps clients seeking to refinance their existing mortgages to lower monthly interests and rates, restructure their current terms, and withdraw cash from equity. He also assists aspiring homebuyers with various mortgage programs, such as conforming, jumbo, FHA, and VA loans. Collins has over 20 years of real estate investing experience in addition to his lending expertise.

License Verified:

License: 1628553

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prominence Funding logo
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License Verified:

License: 1658251

Nationwide Multistate Licensing System and Registry

Prominence Funding

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1822 E Route 66, A, Glendora, CA 91740
  • New Construction

Business Description

Prominence Funding is a lending company offering services in Chino and the surrounding areas. It helps homeowners who wish to lower loan interest rates, change mortgage type or term length, or utilize home equity by applying for a refinancing program. The firm's lending specialists advise clients about the requirements and walk them through the process. Some of the other loan programs available are non-QM, reverse, commercial, conventional, and foreign national mortgages. Prominence Funding started serving clients and providing mortgage solutions in 2021.

License Verified:

License: 1658251

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Raeline Lascano logo
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License Verified:

License: 243138

Nationwide Multistate Licensing System and Registry

Raeline Lascano

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14726 Ramona Ave 4th Floor, Chino, CA 91710
  • New Construction

Business Description

Raeline Lascano of TDR Mortgage serves the Chino metro and the surrounding communities. She helps owners of single- and multi-family homes, manufactured homes, townhouses, and condominiums with their refinancing needs. Raeline offers local borrowers a wide array of options, including FHA Cash-out, VA Streamline, USDA Streamline, and FHA 203k refinance options. Clients can also turn to her for the Home Affordable Refinance Program. In addition, Raeline helps home buyers realize their dreams of homeownership through mortgage solutions tailored to their financial situation.

License Verified:

License: 243138

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tailored Home Loans logo

License Verified:

License: 902635

Nationwide Multistate Licensing System and Registry

Tailored Home Loans

Chino, CA
  • Reverse Mortgages

Business Description

Tailored Home Loans is a brokerage company that responds to the mortgage needs of clients in Chino. It provides loans with short- or long-term durations, fixed or adjustable interest rates, and both. Its team also has access to the top mortgage lenders and their programs, including conventional loans, loans through veteran affairs, and loans for senior citizens with reverse mortgages. The company's mortgage specialists have more than 15 years of business experience and are knowledgeable about the housing market in California.

License Verified:

License: 902635

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Top Loan Fundings logo
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License Verified:

License: 1943565

Nationwide Multistate Licensing System and Registry

Top Loan Fundings

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Chino, CA

Business Description

Top Loan Fundings offers custom lending and refinancing choices to residential and commercial applicants in Chino. The agency's staff recommends specific programs based on each client's income and credit situation, as well as their long-term goals like debt consolidation. Its refinancing plans also offer cash-out opportunities to help individuals and families fund domestic initiatives, like education and home improvements. Top Loan Fundings guide people in choosing their preferred loans using comprehensive assessments of local rates and firsthand reports on real estate prices and conditions.

License Verified:

License: 1943565

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.