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Best Mortgage Refinance Companies in Pomona

2023

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Website
1075 Bonita Ave, La Verne, CA 91750
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Greene Light has been serving clients in the Pomona metro since 2019. It offers mortgage refinancing services and assists clients in obtaining low-interest rates and reducing mortgage payments. The company helps first-time homebuyers qualify for a loan. In addition, it has a VA loan available for veterans and their families so they can get a home loan with no downpayment needed. Greene Light's founder, Rebecca Faris, has more than 15 years of experience in the industry.

License Verified:

License: 2046894

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1520B N Mountain Avenue Ste 106, Ontario, CA 91762
  • Reverse Mortgages

Why choose this provider?

The Loan Bar is a mortgage firm that caters to clients in Pomona and the surrounding areas. It provides loan assistance to people seeking to refinance their existing mortgages to convert equity into cash, consolidate debts, change loan terms, or reduce monthly payments. The agency's team, led by mortgage loan originator Francisco Orozco, works with borrowers to find a loan program that fits their situations. There are also lending options available for first-time homebuyers, such as conventional, VA, FHA, and non-qualified mortgages.

License Verified:

License: 856170

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13362 Emerald Way, Chino Hills, CA 91709
  • New Construction
  • Reverse Mortgages

Why choose this provider?

JBee Home Loans is a mortgage lender that has been serving clients in Pomona and nearby cities for over 20 years. It offers various home loan programs, including mortgage refinancing, which allows borrowers to fund their existing loans to cut down monthly payments and lower mortgage rates. There are also lending plans designed for those who want to purchase their first houses or investment properties. Customers may submit a mortgage application online and obtain assistance from the agency's finance specialists as they proceed with their borrowing.

License Verified:

License: 2004628

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
440 E. Route 66 Suite 101, Glendora, CA 91016
  • Purchase and Refinance
  • Reverse Mortgages

Why choose this provider?

Square Lend provides mortgage refinancing to the community of Pomona. It helps clients apply and qualify for loans and have them approved. The company guides borrowers regarding the loan terms, amount, and program that best fit their needs and are most beneficial to them. It facilitates the refinancing process to make it easier for clients to lower their payment and interest rates, as well as help them pay their balance faster. The company is licensed with the NMLS.

License Verified:

License: 1017317

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (16)

Website
15338 Central Avenue, Chino, CA 91710
  • New Construction

Why choose this provider?

Empire Mortgage Solutions is a Chino-based company that caters to clients across Pomona. It advises homeowners through the refinancing process. The company has dealt with owners of properties like townhouses, condominiums, and single-family homes looking to refinance their mortgages. It also offers various loans, including VA, USDA, and FHA programs, for first-time homebuyers and investors. One of its team members, Joe Lujan, has spent over 10 years in the lending industry. He previously worked as a mortgage loan officer for Bank of America.

License Verified:

License: 1672634

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18 Rancho Camino Dr suite 206, Pomona, CA 91766
  • New Construction

Why choose this provider?

Annel Flores of American Pacific Mortgage is a loan officer who helps Pomona clients in need of refinancing. This professional guides individuals to better understand the benefits of refinancing, like lowering their monthly payments, cashing out from their property, keeping payments from rising, and consolidating debt. Flores has been in the finance industry for more than a decade. One of her repeat clients commended her for her proficiency, attentiveness, and for closing the deal ahead of time.

License Verified:

License: 1453564

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22632 Golden Springs Dr #200, Diamond Bar, CA 91765
  • New Construction

Why choose this provider?

Residential Bancorp is a mortgage refinance company that helps homeowners in Pomona and nearby areas achieve their home goals. The business is a direct seller for Freddie Mac, Fannie Mae, and Ginnie Mae. It is also an FHA Direct Endorsement mortgage lender, offering multiple home loan options to its borrowers, such as VA, FHA, conventional, and jumbo. Residential Bancorp has been assisting customers in purchasing or refinancing their homes since 1989. It strives to make the home-buying experience simple and enjoyable.

License Verified:

License: 210853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (39)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
188 D St., Upland, CA 91786

Why choose this provider?

TDR Mortgage helps Pomona homebuyers obtain loan programs that fit their needs. It refinances existing mortgages for people seeking to change the terms or reduce interest rates and monthly payments. The firm also offers cash-out refinancing options to allow individuals to take money from their homes’ equity. Agency president Teresa Tims assists clients through the process of purchasing homes by providing different loan options, such as FHA, Jumbo, USDA, and VA. Since 1998, she has closed over 1,800 mortgage and real estate transactions.

License Verified:

License: 390767

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (63)
Facebook
4.8 / 5 (57)
Google
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3197 Peyton Road, La Verne, CA 91750
  • New Construction
  • Reverse Mortgages

Why choose this provider?

First Priority Capital has been catering to clients in Pomona for over 25 years. It assists borrowers in refinancing mortgages for their properties by restructuring to reduce interest rates, lower monthly payments, shorten loan terms, and potentially liquidate home equity into cash. Its crew collaborates with lending companies, including Provident Funding, PRMG, Nations Direct Mortage, and Home Point Financial. Its current president, Kirk Evans, carries more than two decades of experience as a mortgage broker.

License Verified:

License: 773796

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1420 N Claremont Blvd. Suite 110A, Claremont, CA 91711
  • New Construction

Why choose this provider?

Sam Hagen is a loan officer with Franklin Loan Center, serving clients in Pomona. He provides refinance home loan solutions, including cash-out equity, and offers different loan types, including conforming, FHA, VA, and jumbo. He also assists with ARM purchase home loans and down payment assistance programs. He helps home buyers determine the right home for them based on the market appeal and neighborhood of the property. Hagen has been in the mortgage industry for over five years.

License Verified:

License: 325092

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2335 Foothill Blvd. #5, Upland, CA 91786
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Tri-Star Home Loans assists individuals in and around Pomona who are looking to refinance their properties. The agency looks for refinancing options for single- or multiple-family houses, manufactured homes, and condominiums. The company is headed by Cary McCaslin, who is a broker himself. The team follows a loan process that starts with finding a client's buying power, looking for properties within that range, finding the right loan program, and closing the transaction.

License Verified:

License: 299844

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (30)
Google
5.0 / 5 (13)
Facebook
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1025 Sentinel Drive Ste 200, La Verne, CA 91750
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Loan Advisor Group is a mortgage firm that caters to clients in and around Pomona. It helps people and families that want to apply for a refinance loan for a number of reasons, like shortening or extending loan terms, renovating houses, changing mortgage rates, or cashing out equity. The firm's specialists develop personalized lending solutions and guide clients in making informed decisions. They also work with first-time borrowers who want to purchase their first houses or investment properties.

License Verified:

License: 1647915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (27)
Facebook
5.0 / 5 (12)
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • When should homebuyers in Pomona apply for a jumbo loan?

    Pomona clients should apply for a jumbo loan if they want to purchase high-end or luxury properties, whether as a primary residence, a second home, or an investment. They can qualify for this type of mortgage if they have low income-to-debt ratios and high credit scores. However, they cannot obtain it from Fannie Mae or Freddie Mac.

  • Are there loan programs that can be paired with conventional, FHA, or VA financing options in Pomona?

    Yes. The HomeReady program can be paired with conventional loan products to help people with low to moderate income in Pomona. This option offers flexible guidelines and reduced payments. The CALHFA enables first-time homebuyers to purchase properties with little or no money with an FHA loan by combining the down payment and closing cost assistance together. The NRHA also assists borrowers through a three-year forgivable, 0% interest, no scheduled payment second loan.

  • What are the types of conventional refinances in Pomona?

    Rate-and-term is a type of refinance where the new loan rates and terms are changed while the balance remains the same, except for the fees, closing costs, and impounds. Another option is cash-out refinancing which allows homeowners in Pomona to receive money by taking out a new loan at a higher amount than they currently owe. This enables borrowers to consolidate or pay off their debts, make upgrades, or remodel their homes.

  • How can mortgage brokers help borrowers purchase homes in Pomona?

    Mortgage brokers assist Pomona homeowners in purchasing or refinancing their properties by offering products and rates that suit their needs. They can access information from credit reports and financial institutions on borrowers’ behalf. They help clients navigate the process by working with a network of architects, home stagers, insurance agents, and renovation companies.

  • Do homeowners in Pomona need to repurchase title insurance when refinancing?

    No, people in Pomona do not need to repurchase title insurance if they previously obtained one when they bought their homes. The insurance lasts for as long as clients or their heirs own the properties. When refinancing mortgages, borrowers need to purchase lender’s title insurance to protect lenders from the new loans.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

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