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Best Life Insurance Companies in Chino

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2023
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CAP Insurance logo
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License Verified:

License: 0551523

California Department of Insurance

CAP Insurance

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13415 5th Street, Chino, CA 91710
  • Life Insurance
  • Health Insurance
  • Group Plans
  • Term Life Insurance

Business Description

Located in Chino, CAP Insurance offers life insurance policies to those who are looking for individual, family, and group insurance. It provides clients various coverage options based on their specific needs and personal goals, helping them choose from term life, whole life, and universal life insurance. The other insurance solutions that the company offers include Medicare insurance, dental and vision insurance, and small business health insurance. Additionally, CAP Insurance also carries workers' compensation insurance.

License Verified:

License: 0551523

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Good and Associates Insurance Services logo

License Verified:

License: 0777326

California Department of Insurance

Good and Associates Insurance Services

3811 Schaefer Avenue, Chino, CA 91710
  • Life Insurance
  • Health Insurance

Business Description

Good and Associates Insurance Services is an agency that caters to individuals, families, and small businesses in Chino and the surrounding communities. It handles term, whole, universal, and variable life insurance plans through its partner carriers, including Cincinnati Life, Transamerica Life, and American General Life. It also offers individual and group health insurance policies and Medicare Advantage, Medicare Supplement, and dental insurance programs. The agency's owner, John Good, has been in the insurance business for 32 years.

License Verified:

License: 0777326

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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InsurTech Insurance Solutions logo
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License Verified:

License: 0H44804

California Department of Insurance

InsurTech Insurance Solutions

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649 East Foothill Boulevard, Upland, CA 91786
  • Life Insurance

Business Description

InsurTech Insurance Solutions is an independent insurance agency that serves the residents of Chino and the rest of California. It offers life insurance as well as general liability insurance. Some of the personal insurance products it offers are homeowners' insurance, renters' insurance, condominium insurance, and auto insurance. It works with various providers, including Ethos Life Insurance, Mercury General, CoverWallet, and Next Insurance. InsurTech Insurance Solutions is a Trusted Choice agency. It also serves Missouri, Arizona, and Texas.

License Verified:

License: 0H44804

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kristi Kim logo
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License Verified:

License: 0E40874

California Department of Insurance

Kristi Kim

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14712 Pipeline Avenue, Chino Hills, CA 91709
  • Life Insurance
  • Health Insurance

Business Description

Kristi Kim is a full-service insurance agent with State Farm who serves individuals, families, and businesses in Chino. Since joining the company in 1988, she has helped clients with purchasing insurance products that fit their needs. One of her specializations is life insurance, where she educates clients regarding life insurance policies that take care of their family's needs after death, such as debt repayment, funeral expenses, and daily living costs. Other products and services include auto insurance, condo and home insurance, and property insurance.

License Verified:

License: 0E40874

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (76)
Yelp
5.0 / 5 (40)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lolo Insurance logo

License Verified:

License: 0M26356

California Department of Insurance

Lolo Insurance

13505 Yorba Avenue, Chino, CA 91710
  • Life Insurance

Business Description

Lolo Insurance is an agency servicing the Chino community. It offers universal life insurance coverage with chronic illness riders, along with disability and accident plans, to help clients prepare for their futures. The agency provides personalized assessments to consider a wide range of circumstances that affect a person's health such as operating heavy equipment and breathing polluted air on the docks. Its insurance agent, Cheryl Lowe, has been helping people protect their lifestyle and assets since 2018.

License Verified:

License: 0M26356

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Promax Insurance Agency logo
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License Verified:

License: 0D95552

California Department of Insurance

Promax Insurance Agency

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119 North Maple Street, Corona, CA 92880
  • Life Insurance

Business Description

Promax Insurance Agency, Inc., is an independent and family-owned insurance agency that serves clients in Chino. It offers life insurance policies based on clients' health history, age, and nicotine use. It also specializes in providing other insurance products that include car insurance, home insurance, and health insurance. Promax Insurance has been endorsed by several financial experts, including Chris Hogan, Rachel Cruze, and author and radio talk show host Dave Ramsey. The agency has more than 45 years of experience in the insurance industry.

License Verified:

License: 0D95552

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Life Insurance Pro logo

The Life Insurance Pro

12447 Central Avenue, Chino, CA 91710
  • Life Insurance

Business Description

The Life Insurance Pro is an independent company that serves clients in the Chino area. It provides different types of life insurance policies, including term life and whole life plans. The former offers protection within a specific time frame, while the latter provides coverage for a lifetime and eventually builds cash value. The life insurance brokerage reviews policies from a number of providers in order to find suitable coverages for clients, and these carriers include MetLife, Foresters, Prudential, and American National.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.