Expertise.com

Best Homeowners Insurance Agencies in Chino

2024

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Providers

Last updated:

Website
3340 Riverside Drive, Chino, CA 91710
  • Multiple Policy Types

Why choose this provider?

Founded in 1988, Wright Insurance Services serves the needs of the Chino and Santa Clarita communities. As an independent insurance agency, the company offers a wide range of insurance options to suit the different needs of its clients. The agents at Wright Insurance Services take time to assess a client's goals and current situation to determine a suitable policy. They provide protection for a client's dwelling, its contents, and other factors such as liabilities and high-value possessions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (17)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
118 West Holt Boulevard, Ontario, CA 91762
  • Earthquake
  • Homeowners

Why choose this provider?

Rana Insurance has been providing Chino and surrounding areas with home insurance services since 2012. It offers financial protection for homes that are damaged by fires, theft, vandalism, and natural disasters. The insurance also covers medical and liability expenses for guests who got injured by household pets or affected by disasters. Rana Insurance has also provided hundreds of clients with different insurance policies, including auto, earthquake, floor, vacant homes, commercial, and motorcycles.

License Verified:

License: 0K29848

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (38)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14712 Pipeline Avenue, Chino Hills, CA 91709
  • Multiple Policy Types

Why choose this provider?

Kristi Kim is a State Farm insurance agent with more than three decades of insurance experience helping residential clients in Chino and the surrounding areas. Kim assists customers in finding homeowners' insurance plans that protect their assets from liabilities and unexpected covered events. The agency has teams that are fluent in speaking both Korean and Spanish languages. Kim was also recognized as State Farm's National Convention Qualifier and National Association of Insurance & Financial Advisors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (35)
Google
4.7 / 5 (13)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9543 Central Avenue, Montclair, CA 91763
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Winston Insurance Agency is a full-service insurance agency available for clients in the Chino area. With a staff that has decades' worth of experience in the insurance industry, the company can provide commercial auto and business insurance, home insurance, and umbrella insurance policy. Under home insurance, Winston Insurance Agency can handle renter's or tenant policy, homeowner's policy, and dwelling policy. They can also help with DMV needs such as title transfers, vehicle registration, and renewals.

License Verified:

License: 0K95915

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (168)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5839 Pine Avenue, Chino Hills, CA 91709
  • Condos
  • Multiple Policy Types
  • Flood
  • Earthquake

Why choose this provider?

Fuller Insurance Agency services Chino area residents that seek to ensure financial security for their homes and valuables. The firm works to help homeowners secure coverage for dwelling protection which may include repair and replacement costs. Fuller Insurance Agency also helps clients identify policies that cover personal items, liability fees, temporary living arrangements, and medical expenses. The agency additionally covers options for flood and earthquake damages, equipment breakdown, and high-value possessions. Fuller Insurance Agency has been in operation since 1982.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
4.5 / 5 (5)
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the average cost of homeowners insurance in Chino?

    In Chino, homeowners typically spend around $1,361 annually on insurance for certain coverage tiers, but the cost can vary based on individual properties. The determining factors for these costs include the home's size, age, amount of coverage selected, where the property sits, and the homeowner's credit rating. Interestingly, Chino's mean cost is lower by $1,056 compared to the country's average of $2,282.

  • How does 'actual cash value' differ from 'replacement cost' for homeowners in Chino?

    For Chino homeowners, 'actual cash value' pertains to a payout reflecting the diminished worth of a damaged item due to wear and age. Conversely, "replacement cost" allots funds corresponding to the current market rate to acquire a comparable item. Both methods dictate the compensation amount, but their basis—either present market value or depreciated value—differs significantly.

  • What factors influence the cost of homeowners insurance in Chino?

    Insurance providers in Chino assess homeowners insurance premiums by estimating the home's worth. Then, they evaluate potential repair or replacement costs considering factors like the house's location, construction date, the owner's past insurance claims, heating system types, and the extent of renovations. While each insurer might emphasize different factors, these aspects are commonly considered.

  • How can updating a roof affect insurance premiums for homeowners in Chino?

    Upgrading an older roof, particularly those surpassing two decades, can lead to reduced insurance rates for residents in Chino. Aging rooftops tend to leak more, heightening potential expenses due to property damage. Opting for durable materials, like metal, could prompt certain insurers to provide additional savings. Homeowners are advised to consult with their insurance agencies to understand requirements and possible advantages tied to roof improvements.

  • What should individuals in Chino do if they get a homeowners insurance cancellation notice due to wildfires?

    Chino residents receiving homeowners insurance cancellation notices due to wildfires should reach out to their insurance provider. The State Insurance Commissioner's office encourages them to discuss the measures they've implemented to shield their property from wildfires. Such discussions can play a pivotal role in preserving their home's security and their investment in it.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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