Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Chino

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chino Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1611Reviewed

968Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

15318 Green Valley Drive, Chino Hills, CA 91709
WebsiteLicense: 0M55972

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

Joseph Insurance Broker serves the residents of Chino and the surrounding areas. Founder Peter Joseph has been in the insurance industry for more than 3 years. Before that, he was in the non-profit sector for 22 years. Peter specializes in providing Medicare solutions, as well as health and life insurance policies. Small business owners can also take advantage of group health plans that cover preventive care. Peter has been featured in several media organizations such as BIZ TV Los Angeles and Neighbors of West Chino Hills.

  • Life Insurance

4091 Riverside Drive Suite 210, Chino, CA 91710
WebsiteLicense: 0L90985

Expertise.com Rating

Review Sources

Google
4.9 (147)
Yelp
4.7 (36)
Facebook
5.0 (23)

Why choose this provider?

Yeri Chu is a State Farm insurance agent who serves clients in Chino. She offers health insurance, which covers an array of health benefits that are critical to maintaining the health of policyholders and their families. Since 2014, Yeri Chu Insurance and Financial Services Inc. has been providing insurance products for homes, automobiles, and businesses. Yeri and her team are committed to providing clients with coverage that fits their needs and goals. They also speak Spanish, Korean, and Chinese Mandarin.

  • Individual Plans

2123 Third Street, La Verne, CA 91750
WebsiteLicense: 0F50014

Expertise.com Rating

Review Sources

Facebook
4.7 (14)

Why choose this provider?

Established in 1988, Henderson Insurances is an independent brokerage firm that provides Chino residents with a varied selection of personal and commercial insurance options. These include dental, health, and life insurance. Its health insurance options include individual or senior citizen coverage and group health policies for businesses. Its staff also guides clients through the application process for Medicare and its supplement plans. CEO George Henderson has over 30 years of industry experience. He is a member of the La Verne Chamber of Commerce.

  • Life Insurance
  • Health Insurance

13415 Fifth Street Suite B, Chino, CA 91710
WebsiteLicense: 0551523

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
5.0 (3)

Why choose this provider?

Cap Insurance provides coverage for clients in the Chino area. Its individual and family health insurance policy covers expenses related to treatments and medical procedures. The company also offers Medicare coverage, along with supplemental policies for expenses that are outside the scope of Medicare. Small businesses can also get coverage for their employees, along with dental and vision insurance for everything from preventative procedures to surgery. Its other policies include coverage for life, autos, and homes.

  • Individual Plans
  • Business Insurance

3560 Grand Avenue Suite Q, Chino Hills, CA 91709-1491
WebsiteLicense: 6001707

Expertise.com Rating

Why choose this provider?

John Edgar assists clients in finding life, health, and pet insurance plans in Chino and the surrounding Southern California areas. Since 2017, his agency has been guiding customers in choosing policies that meet their needs. It handles other State Farm products like homeowners', auto, business, and property plans. In addition, it delivers financial services on banking and annuities. His team, which has members that speak Spanish, Mandarin, and Cantonese, also serves Nevada and Arizona. Edgar is a Chino Valley Chamber of Commerce bronze member.

  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How long can workers in Chino keep their health insurance through their employers after ending their jobs?

    In Chino, firms with 2 to 19 workers provide Cal-COBRA coverage for up to 36 months. Larger companies with 20+ employees offer Federal COBRA for 18 or 36 months. If federal COBRA lasts 18 months, an additional 18 months of Cal-COBRA can be accessed. Federal COBRA allows workers to retain their group health plan if employment ceases or hours are reduced. It mandates continuation options for employees, their partners, ex-spouses, and dependents.

  • When does health coverage begin for Chino residents based on their enrollment date?

    For Chino inhabitants securing coverage during open enrollment, their policy becomes active on January 1st of the succeeding year. While initial premiums are not required upon enrollment, insurers or Covered California can clarify due dates. If enrollment occurs outside of the regular period due to exceptional life circumstances, coverage starts on the first day of the following month. However, post-15th enrollments may defer the start by an extra month.

  • How are health insurance costs structured for Chino residents?

    In Chino, health insurance charges are influenced by the chosen plan, the individual's age, and prior health conditions. Predominantly, there's a steady monthly premium to maintain insurance benefits. When there is a deductible, such as a $500 surgical fee, the policyholder is responsible for paying it first, with insurance handling the balance. Procedures like vision check-ups might have co-pays where the insurer and insured share the expense.

  • What encompasses Chino's Essential Health Benefits as outlined by the Affordable Care Act of 2014?

    In Chino, Essential Health Benefits, set by the 2014 Affordable Care Act, ensure ten core health coverages. They range from outpatient care, emergency assistance, and hospital stays to maternal care, mental health and addiction treatments, and rehabilitative aid. Furthermore, they cover pediatric services, prescribed medications, preventive care for chronic ailments, and vital lab tests. Notably, all plans mandate children's dental protection.

  • How are preventive care costs covered for Chino residents under their health policies?

    In Chino, preventive care aims at maintaining wellness and early problem detection, encompassing tests for blood pressure, diabetes, cholesterol, and cancer screenings. Many policies ensure these services are free, without co-pays or deductibles. However, plans initiated before March 23, 2010, termed "care services" policies, aren't mandated to provide such benefits.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.