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Best Health Insurance Agencies in Chino

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2023
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Cap Insurance logo
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License Verified:

License: 0551523

California Department of Insurance

Cap Insurance

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13415 Fifth Street Suite B, Chino, CA 91710
  • Individual Plans
  • Business Insurance

Business Description

Cap Insurance provides coverage for clients in the Chino area. Its individual and family health insurance policy covers expenses related to treatments and medical procedures. The company also offers Medicare coverage, along with supplemental policies for expenses that are outside the scope of Medicare. Small businesses can also get coverage for their employees, along with dental and vision insurance for everything from preventative procedures to surgery. Its other policies include coverage for life, autos, and homes.

License Verified:

License: 0551523

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Henderson Insurances logo

License Verified:

License: 0F50014

California Department of Insurance

Henderson Insurances

2123 Third Street, La Verne, CA 91750
  • Life Insurance
  • Health Insurance

Business Description

Established in 1988, Henderson Insurances is an independent brokerage firm that provides Chino residents with a varied selection of personal and commercial insurance options. These include dental, health, and life insurance. Its health insurance options include individual or senior citizen coverage and group health policies for businesses. Its staff also guides clients through the application process for Medicare and its supplement plans. CEO George Henderson has over 30 years of industry experience. He is a member of the La Verne Chamber of Commerce.

License Verified:

License: 0F50014

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Edgar logo
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License Verified:

License: 6001707

California Department of Insurance

John Edgar

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3560 Grand Avenue Suite Q, Chino Hills, CA 91709-1491
  • Life Insurance

Business Description

John Edgar assists clients in finding life, health, and pet insurance plans in Chino and the surrounding Southern California areas. Since 2017, his agency has been guiding customers in choosing policies that meet their needs. It handles other State Farm products like homeowners', auto, business, and property plans. In addition, it delivers financial services on banking and annuities. His team, which has members that speak Spanish, Mandarin, and Cantonese, also serves Nevada and Arizona. Edgar is a Chino Valley Chamber of Commerce bronze member.

License Verified:

License: 6001707

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (261)
Facebook
5.0 / 5 (7)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joseph Insurance Broker logo
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License Verified:

License: 0M55972

California Department of Insurance

Joseph Insurance Broker

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15318 Green Valley Drive, Chino Hills, CA 91709
  • Life Insurance

Business Description

Joseph Insurance Broker serves the residents of Chino and the surrounding areas. Founder Peter Joseph has been in the insurance industry for more than 3 years. Before that, he was in the non-profit sector for 22 years. Peter specializes in providing Medicare solutions, as well as health and life insurance policies. Small business owners can also take advantage of group health plans that cover preventive care. Peter has been featured in several media organizations such as BIZ TV Los Angeles and Neighbors of West Chino Hills.

License Verified:

License: 0M55972

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Yeri Chu logo
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License Verified:

License: 0L90985

California Department of Insurance

Yeri Chu

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4091 Riverside Drive Suite 210, Chino, CA 91710
  • Individual Plans

Business Description

Yeri Chu is a State Farm insurance agent who serves clients in Chino. She offers health insurance, which covers an array of health benefits that are critical to maintaining the health of policyholders and their families. Since 2014, Yeri Chu Insurance and Financial Services Inc. has been providing insurance products for homes, automobiles, and businesses. Yeri and her team are committed to providing clients with coverage that fits their needs and goals. They also speak Spanish, Korean, and Chinese Mandarin.

License Verified:

License: 0L90985

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (77)
Yelp
4.5 / 5 (27)

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.