Best Mortgage Refinance Companies in Chino Hills

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AMC Home Financial Services logo
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License: 2171510

Nationwide Multistate Licensing System and Registry

AMC Home Financial Services

5206 Benito St. Suite 211, Montclair, CA 91763
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  • Reverse Mortgages

Business Description

AMC Home Financial Services helps Chino Hills clients refinance their homes to have lower monthly payments or cash out for other purposes. It also arranges fixed and adjustable rate mortgages for those who are planning to purchase their first homes. The other loan programs it offers include home loans through VA, FHA, and USDA. AMC Home Financial Services also makes interactive calculators accessible to help clients get an idea of which loan best fits their financial situation.

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License: 2171510

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
American Freedom Funding logo
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License: 348865

Nationwide Multistate Licensing System and Registry

American Freedom Funding

22632 Golden Springs Dr UNIT 180,, Diamond Bar, CA 91765
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  • New Construction

Business Description

American Freedom Funding is a mortgage brokerage firm that caters to the refinancing needs of individuals and families in and around Chino Hills. The firm helps its clients pay off their debts, get more savings, and reduce their monthly payments and interest rates through its refinancing solutions, like FRM, ARM, hybrid ARM, and HARP programs. American Freedom Funding has government-backed loans and reverse mortgages. It is also licensed to operate in Texas, Arizona, Colorado, and Oregon.

License Verified:

License: 348865

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Annel Flores logo
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License: 1453564

Nationwide Multistate Licensing System and Registry

Annel Flores

18 Rancho Camino Dr Suite 206, Pomona, CA 91766
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  • New Construction

Business Description

Annel Flores is a loan consultant at American Pacific Mortgage who helps clients achieve their dream of home ownership in Chino Hills. She assists individuals in refinancing to lower interest rates of existing loans, consolidate debts, and borrow against the equity in their homes. She offers VA, FHA, jumbo, and conventional loans to individuals who plan to purchase homes. In addition, she provides down payment assistance programs. Flores was praised by a customer for completing a loan in 28 days.

License Verified:

License: 1453564

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Loan Advisor Group logo
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License: 1647915

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Loan Advisor Group

1025 Sentinel Drive Ste 200, La Verne, CA 91750
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  • Reverse Mortgages

Business Description

Loan Advisor Group is a mortgage broker that provides services in Chino Hills and surrounding areas. It assists homeowners seeking mortgage refinancing, which is a common practice used to lower monthly payments, interest rates, or debt-to-income ratios. It also guides borrowers to secure financing for FHA, VA, USDA, and jumbo loans under fixed, adjustable, interest-only mortgage rates. Loan Advisor Group processes graduated payment mortgages as well. Clients can submit a complete, secure online loan application through its website.

License Verified:

License: 1647915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (26)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Lorenzo Zamora logo
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License Verified:

License: 860245

Nationwide Multistate Licensing System and Registry

Lorenzo Zamora

2390 E. Orangewood Ave Suite #480, Yorba Linda, CA 92806
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  • New Construction

Business Description

Lorenzo Zamora is a mortgage advisor who assists individuals and families in Chino Hills and nearby locations. He provides refinancing solutions to help homeowners and investment buyers purchase their dream residential spaces. He works closely with clients to develop refinancing strategies that can reduce their interest rates and maximize their ROIs. The real estate broker also caters to first-time homebuyers who want to file loan applications. Lorenzo extends his services to customers who speak Spanish.

License Verified:

License: 860245

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Manuel Corral logo
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License Verified:

License: 153224

Nationwide Multistate Licensing System and Registry

Manuel Corral

3191 West Temple Avenue, Ste 220,, Pomona, CA 91768
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  • Reverse Mortgages

Business Description

Manuel Corral serves customers in Chino Hills who are looking for mortgage and refinance solutions. The agent operates under the Gem Mortgage banner and has loan programs ranging from conventional products to government-backed choices fit for military service personnel. FHA choices are on hand for individuals with low credit scores, and Manuel Corral refinances existing obligations to take advantage of burdensome terms. He is a planner with over 34 years of experience in the lending industry.

License Verified:

License: 153224

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (167)
Facebook
4.9 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage Masters logo
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License Verified:

License: 1738697

Nationwide Multistate Licensing System and Registry

Mortgage Masters

1344 W 6th St Suite 109, Corona, CA 92882
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  • Multi-Family Loans
  • New Construction

Business Description

Mortgage Masters deals with Chino Hills clients. The company discusses refinancing options with homeowners to help them consolidate debts. It also assists clients aiming to refinance as a way to obtain cash from their property equity. The company deals with other clients—including first-time and second-time homebuyers, as well as real estate investors—and advises them through the mortgage application process. It maintains a website with tools like mortgage calculators to guide their decision-making. Ron Contreras, its primary broker, is a U.S. Marine Corps veteran.

License Verified:

License: 1738697

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Oceans Mortgage logo
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License Verified:

License: 1558823

Nationwide Multistate Licensing System and Registry

Oceans Mortgage

391 N Main St Suite 206, Corona, CA 92880
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  • New Construction

Business Description

Oceans Mortgage is a Corona-based company that serves Chino Hills clients. It advises homeowners going through the refinancing process. It has experience modifying the terms of loan programs backed by the VA and USDA. It also sets up fixed-rate and adjustable-rate mortgages for aspiring homeowners and addresses their concerns involving the pre-approval process. It offers other solutions like the jumbo loan, a program for clients looking to purchase properties in high-cost communities. To guide them in their decision-making, the company provides online mortgage calculators.

License Verified:

License: 1558823

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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––
Premier Funding Network logo
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License: 246554

Nationwide Multistate Licensing System and Registry

Premier Funding Network

2134 Main Street, Suite 295, Huntington Beach, CA 92648
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  • New Construction
  • Reverse Mortgages

Business Description

For over a decade, Premier Funding Network has been working with Chino Hills clients. The company deals with homeowners seeking to qualify for the government's Home Affordable Refinance Program. It has experience modifying the terms of loans from government-sponsored enterprises like Fannie Mae and Freddie Mac. The company also provides the Mortgage Credit Certificate, a program from the California Housing Finance Agency that allows borrowers to decrease their tax liability. One of its team members, Bruce Bellwood, has spent over 40 years in the industry.

License Verified:

License: 246554

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (6)
Facebook
5.0 / 5 (6)
SoCal Zone logo
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License Verified:

License: 1692856

Nationwide Multistate Licensing System and Registry

SoCal Zone

2351 Natchez Ave, Placentia, CA 92870
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  • New Construction
  • Reverse Mortgages

Business Description

SoCal Zone provides mortgage refinancing to clients residing in Chino Hills. It offers loans and rates that fit clients’ needs and provides rate comparisons to help homeowners determine the right plan for them. The company’s cash-out refinancing allows clients to take advantage of their home’s equity. Its programs include fixed-rate mortgage, ARM, jumbo and super jumbo, and conforming loans. In addition, the team has government offerings that include USDA, FHA, and VA loans. SoCal Zone is an independent brokerage formed in January 2017.

License Verified:

License: 1692856

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Team Carlos Flores logo
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License Verified:

License: 238306

Nationwide Multistate Licensing System and Registry

Team Carlos Flores

800 S. Barranca Avenue, Suite 270, Covina, CA 91723
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  • New Construction

Business Description

Team Carlos Flores serves individuals and families in Chino Hills as a division of CrossCountry Mortgage. Flores works alongside his fellow loan originators in educating applicants on the factors involved in the loaning and refinancing processes, like their credit scores and financial capabilities. His programs, which include USDA rural streamline mortgages and FHA 203(k) loans, provide cash-out options that help pay off debts and fund home improvement projects for property owners. He is a member of the Mortgage Bankers Association.

License Verified:

License: 238306

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Helpfulness
Detail
––
The Loan Bar logo
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License Verified:

License: 856170

Nationwide Multistate Licensing System and Registry

The Loan Bar

1520B N Mountain Avenue Ste 106, Ontario, CA 91762
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  • Reverse Mortgages

Business Description

The Loan Bar is a mortgage broker that provides services in Chino Hills and surrounding communities. Its team assists homeowners considering refinancing their current mortgage to turn the equity in their home into cash, or to take advantage of the increase in their property value, low-interest rates, or the benefit to build equity faster. They also work with clients who are seeking to take out FHA, VA, conventional, or non-QM loans. The Loan Bar is powered by Equity Smart Home Loans.

License Verified:

License: 856170

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Your Favorite Lenders logo
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License Verified:

License: 2063552

Nationwide Multistate Licensing System and Registry

Your Favorite Lenders

5100 E La Palma Ave,, Anaheim, CA 92807
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  • New Construction

Business Description

Your Favorite Lenders offers personalized mortgage solutions to residents in Chino Hills. It helps people seeking to change the terms of their mortgage, reduce interest rates or monthly payments, or cash out from their home's equity by refinancing loans. Based on clients' unique criteria and scenarios, its specialists provide various options, such as ARM, conforming, FHA, jumbo, USDA, and VA loans. Whether first-time homebuyers or seasoned investors, Your Favorite Lenders assists customers in choosing loan programs by showing them the differences between each option.

License Verified:

License: 2063552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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