Best Mortgage Refinance Companies in Ontario

Adam Tice provides services to clients in Ontario and the surrounding areas. He offers to refinance clients' existing mortgage loans to cash out their equity or change their interest rates. He also offers various home loan programs, such as conventional, construction, reverse, jumbo, VA, and FHA, to help individuals purchase residential properties. Down payment assistance programs are also available. Adam specializes in serving first-time home buyers, investors, and individuals wishing to move up or purchase their second homes.

Allied Equity serves borrowers in Ontario, offering a variety of home refinance, purchase, equity, and reverse mortgage programs, focusing on conventional, FHA, jumbo, and self-employed bank statement loans. Its refinancing options include 203k, VA, and HELOC. The agency uses a technology-based system to process loans efficiently and with little paperwork. Joe Sanchez, the owner and principal broker of Allied Equity, is a National Association of Mortgage Brokers Certified Mortgage Consultant. The agency is affiliated with Allied International Realty and Terra Linda Realty.

Ameritrust Home Mortgage is a partner for Ontario homeowners looking to refinance their home. Its team educates them on available options and strategies that meet their needs and goals, such as lowering monthly payments, changing the term of their mortgage, and paying off their home faster. The company is a division of Amerifirst Financial Corporation, which supports Habitat for Humanity, a nonprofit organization helping communities globally. Amerifirst was named one of 2021 Best Mortgage Companies to Work For by National Mortgage News.

BirdEye Loans provides refinancing options to its clients in the Ontario area and surrounding communities. It also offers mortgage products for first-time buyers, experienced homeowners, and self-employed individuals. FHA, HAMP, HARP, Rural USDA, FHA, and VA loans are among the programs available to them. Mortgage Broker John Abril has been in the business for over 19 years. The BirdEye website has a home valuation tool, as well as a property search tool with access to the California Regional Multiple Listing Service.

California Financial Center provides solutions to customers in Ontario and its surrounding areas. It offers home refinancing services to clients that are planning to change their current loan program. It provides loan options such as fixed-rate and adjustable-rate mortgages and conventional loans. The company also offers FHA, VA, USDA, bank statement, stated income, and hard money loans. In addition, it provides down payment assistance programs and reverse mortgage solutions. California Financial Center has been helping clients since 2001.

Fidelity Bancorp serves the communities of Ontario and the surrounding areas. It provides mortgage refinancing programs to borrowers to aid them in reaching their goals. These include lowering their payments, building up equity more quickly, refinancing to cash out, and consolidating their debts. It also offers reverse mortgages that allow homeowners, aged 62 or older, to use their equity without selling their homes. Michelle Puskas, mortgage loan originator, has been in the industry for more than 20 years.

Gem Mortgage caters to families in and around Ontario. The brokerage offers refinancing for existing single-family, multi-family, condominium, or townhouse loans. Its team of mortgage officers helps narrow down options to achieve reduced repayments and interest rates or cash out through a reverse mortgage or home equity line of credit. FHA, jumbo, 203(k), hybrid adjustable-rate, and location-efficient loans are among the options Gem Mortgage provides. Additionally, its website contains educational resources, including insider tips on refinancing, first-time home buying, or consolidating loans.

JBee Home Loans serves clients in Ontario and the surrounding areas who need mortgage and refinance solutions. The team's home loans are fit for clients who have varying debt-to-income ratios and the process ranges from pre-approval to refinancing. Current obligations are rearranged to take advantage of positive market developments and the company advises home purchasers on the finer points and basic concepts in the financing sector. JBee Home Loans is led by its loan officer and president Joel Burlingame who specializes in transactions with a divorce component.

PB Financial Group Corporation is a mortgage company serving clients in Ontario and neighboring regions. Its mortgage officers help rental property owners with active loans apply for a refinance program to convert their equity into cash, which they can use for renovation costs. They also assist clients who wish to take advantage of distressed properties through a refinancing mortgage. Pouyan Broukhim, a real estate investor, started the company in 2006 to help clients maximize their equity.

Reality Home Solutions offers its services to Ontario-based individuals and families who seek to refinance their existing mortgages. Its staff helps applicants in gauging their available financial options by providing them with reports or updates involving the local real estate market and interest rates. It provides educative counsel on each client's goals for refinancing, such as debt consolidation and improved monthly payments. It also offers different program options that involve non-traditional, government, and home-buying loans.

U2 Funding Inc assists Ontario homeowners in obtaining refinancing loans. It helps clients get their application pre-approved for their mortgage. The company works to provide customers with the lowest possible rates for their home. Kuljinder Tatla, its refinance and loan broker, makes it his goal to establish long-term relationships with his clients by focusing on originating real estate loans and guiding them from the start of the application up to its closing. Tatla can also accommodate Hindi, Punjabi, and Urdu speakers.

Vanessa Sharp is a sales manager of New American Funding who takes care of the mortgage refinancing needs of clients in and around Ontario. Vanessa and her team provide various refinancing solutions to fit the individual demands of clients who wish to save money with a reduced interest rate or possibly take cash out for personal purposes. They also offer reverse mortgages for seniors and various loan options for first-time, move-up, and investment home buyers. Vanessa is bilingual in English and Spanish.

VirtuaLending is a team of loan officers serving clients in Ontario and the surrounding areas. It assists first-time home buyers and investors with different loan options like fixed-term mortgages, FHA, VA, jumbo, USDA and reverse mortgage loans. It also provides adjustable-rate mortgages, conforming loans, and refinancing programs for borrowers who want to cash out their home equity. VirtuaLending has a variety of tools available on its website, like refinancing analysis, mortgage calculator, and a pre-approved letter.