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Best Local Car Insurance Agencies in Carlsbad

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All Access Insurance Services, LLC logo

All Access Insurance Services, LLC

2216 El Camino Real, Oceanside, CA 92054
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  • Multiple Carriers

All Access Insurance Services, LLC, is a car insurance agency serving in Carlsbad and the surrounding areas. The company's team of insurance agents offers competitively priced insurance plans for automobiles, motorcycles, recreational vehicles, and SUVs. All Access Insurance Services, LLC, is committed to providing its clients with insurance programs that suit its client's budget and preferences. In addition, the agency's customers can request auto quotes via the company's website, phone calls, and in-person.

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Brightway Insurance logo

Brightway Insurance

5814 Van Allen Way, Carlsbad, CA 92008
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Brightway Insurance is an all-around insurance company that provides auto insurance solutions to motorists in Carlsbad and surrounding areas. The independent insurance agency guides customers in choosing the right car insurance policies akin to their needs. Its agents partner with multiple carriers to provide auto coverages for physical damage, liabilities to bodily injury and property damages, personal injury, medical payments, collisions, and comprehensive coverages. They also offer insurance policies for motorcycles, RVs, and boats. The company values long-term relationships with customers and providers alike.

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Dave Miller Insurance logo

Dave Miller Insurance

2318 Pio Pico Drive, Carlsbad, CA 92008
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Serving residents of Carlsbad and the surrounding areas, Dave Miller Insurance is an independently owned and locally operated agency that screens multiple providers to provide suitable insurance policies for its clients. Offering personalized services according to clients' specific needs, the company provides business, life, property, and vehicle insurance. In addition to autos, the agency also provides coverage for water equipment such as boats, motorhomes, recreational vehicles, motorcycles, and collector cars. The agency has over 30 years of insurance experience.

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Harding Insurance Agency, Inc. logo

Harding Insurance Agency, Inc.

6150 Yarrow Drive, Carlsbad, CA 92011
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Harding Insurane Agency, Inc., is a local insurance provider that services the Carlsbad metro. It specializes in offering auto insurance plans. When an accident happens, policyholders with auto coverages can be provided with road assistance and be protected from medical expenses, injuries, collisions, comprehensive risks, and uninsured motorists. Its local agents help clients shop for the right insurance policy from its multiple insurance partners. Harding Insurance Agency does not believe in “one size fits all”—it strives to find the coverage that best fits its clients' needs.

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John Altenbern logo

John Altenbern

640 Grand Avenue, Carlsbad, CA 92008
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John Harold Altenbern is a Farmers Insurance agent who has been assisting his clientele throughout California and Nevada in identifying their ideal insurance option for over three decades. A Carlsbad resident for 25 years, he also offers car insurance policies that can include liability, property, and medical coverages to protect against financial loss in the event of an accident. When not in the office, he sponsors local high schools, charities, and food drives.

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Ken May Insurance Services logo

Ken May Insurance Services

3146 Tiger Run Court, Carlsbad, CA 92010
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  • Multiple Carriers

Ken May Insurance is a full-service insurance company that serves Carlsbad and nearby communities. Established in 2003, the locally owned firm assists individuals, families, and businesses to resolve their financial struggles that involve their vehicles through an auto insurance policy. Its independent insurance agents represent multiple carriers that can provide basic coverage options like liability, collision, and comprehensive. They also offer tailored policies that can cover medical expenses, roadside assistance, and uninsured motorists. The company has a strong commitment to serve its community.

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KIAC Insurance Agency logo

KIAC Insurance Agency

3025 Cadencia Street, Carlsbad, CA 92009
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  • Multiple Carriers
  • Motorcyle & ATV

KIAC Insurance Agency is a team of insurance brokers serving Carlsbad and its surrounding communities. This family-owned company partners with different insurance carriers, including Progressive, Travelers, and Mercury, to meet clients' requirements. Its insurance professionals provide insurance solutions for cars and commercial automobiles. CEO and founder Bob Kipper is an air force veteran with a background in business management. He also serves as vice president of the Honorary Deputy Sheriffs Association, an organization supporting sheriffs in San Diego county.

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Luke Dix logo

Luke Dix

2424 Vista Way, Oceanside, CA 92054
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  • Bundling Option

Luke Dix is a State Farm insurance agent that offers personal and business lines to clients in the Carlsbad metro and the surrounding communities. Luke provides auto insurance policies that financially safeguard clients and their vehicles from collisions and physical damages. He also reimburses rental expenses during the repair or replacement period. Luke is California homegrown and started his State Farm insurance agency in Oceanside back in 2008. He and his team offer 24/7 customer service.

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McKinzie Insurance Agency, Inc. logo

McKinzie Insurance Agency, Inc.

6965 El Camino Real, Carlsbad, CA 92011
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  • Multiple Carriers

McKinzie Insurance Agency, Inc., provides auto insurance policies through their office in Carlsbad. It offers coverage options such as collision for accidents and comprehensive for natural or man-made events. It also handles policies for a variety of personal and business lines. With the tagline "Protecting the Planet," it specializes in insurance policies for environmental and sustainability companies. The independent local agency strives to understand each specific need of its diverse client base and helps to personalize coverage.

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NCPA Insurance Services logo

NCPA Insurance Services

5650 El Camino Real, Carlsbad, CA 92008
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  • Motorcyle & ATV

NCPA Insurance Services is a Carlsbad-based company that offers personal and business insurance solutions. The agency serves clients in different areas, including auto insurance. Its team provides car insurance policies that include medical, liability, and property coverage which compensates for vehicle damage or theft. The insurance advisors review plans from multiple carriers such as Kemper, Foremost Insurance Group, Infinity Insurance, MAPFRE Insurance, and Mercury. NCPA Insurance Services is a family-owned and operated business that has been in operation since 1991.

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Pacific Edge Insurance Agency logo

Pacific Edge Insurance Agency

1938 Kellogg Avenue, Carlsbad, CA 92008
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  • Multiple Carriers

Pacific Edge Insurance Agency is an independent agency in Carlsbad that offers auto insurance services to individuals and businesses in the neighboring areas. Car insurance plans protect a car, a truck, or classic auto against damages and financial losses that are associated with events such as accidents and theft. Recognizing that every situation is different, Pacific Edge agents shop a number of insurance carriers to provide customized insurance plans suited to clients' needs and budgets.

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Frequently Asked Questions

Q: How much do car insurance agents make?

A: Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Q: How do car insurance agents get paid?

A: Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

Q: How do you become a car insurance agent?

A: In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

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