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Best Local Car Insurance Agencies in Temecula

2024

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Providers

Last updated:

Website
41923 2nd Street, Temecula, CA 92590
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Temecula Insurance Services has been providing insurance coverage since 1984. Founder Brad Salute has extensive knowledge in the field of insurance and connections with established carriers. He offers liability coverage, which protects clients in case they cause injuries or damage to others, as well as no-fault coverage, which reimburses the medical expenses of policyholders in car accidents regardless of who was at fault. The Temecula-based independent agency has also comprehensive car insurance.

License Verified:

License: 0C04828

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (5)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
41881 5th Street, Temecula, CA 92590
  • Bundling Option

Why choose this provider?

Julie Ngo is a State Farm insurance agent serving Temecula and nearby areas. She provides auto insurance with different kinds of protection, such as comprehensive and collision coverage, liability coverage, and uninsured or underinsured motor vehicle storage. Julie and her team have a collective 50 years of industry experience. They reach out to residential or commercial clients to help them manage everyday risks, rebound from unforeseen events, and achieve their set goals. She and her team actively support charitable activities within the community.

License Verified:

License: 0D85939

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (23)
Yelp
4.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28545 Old Town Front Street, Temecula, CA 92590
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Hawkguard Insurance Services provides individuals in Temecula with car insurance policies. Its coverage range from bodily injury liability, underinsured and uninsured motorist, and roadside assistance to medical expenses. Its team has more than 33 years of combined experience in the industry. The agency works with multiple companies to give their clients tailored options. It can also assist with insurance for boats, motorcycles, floods, earthquakes, and condos. Some of their commercial insurance includes coverage for general liability, workers' compensation, and employment practices liability.

License Verified:

License: 0K51561

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (63)
Yelp
4.5 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
29379 Rancho California Road, Temecula, CA 92591
  • Multiple Carriers

Why choose this provider?

Keck Insurance Agency is an independent insurance firm that has been serving clients in Temecula since 1989. The family-owned agency offers a variety of insurance products, including auto insurance. Its auto insurance policy has liability coverage to cover injuries other people suffer due to the client's car. Its comprehensive coverage covers losses in case the car is damaged by theft or fire. Keck Insurance Agency has a strong focus on building lasting relationships with its clients.

License Verified:

License: 0G33279

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (10)
Yelp
4.0 / 5 (10)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2230 Faraday Avenue, Carlsbad, CA 92008
  • Multiple Carriers

Why choose this provider?

HWP - Carlsbad has been offering personal and business insurance solutions in Temecula since 1947. An independent insurance agency, the company builds insurance proposals with carriers such as Progressive, Mercury Insurance, and Travelers. It provides coverage options for car and vehicle owners, including the state-required property damage and bodily injury liability. Optional coverages for auto insurance policies include medical payments, rental reimbursement, collisions, and uninsured motorists. HWP - Carlsbad also carries commercial auto, commercial property, and cyber insurance plans.

License Verified:

License: 0410407

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28936 Old Town Front Street Suite 103, Temecula, CA 92590
  • Multiple Carriers
  • Home Insurance
  • Auto Insurance
  • Business Insurance

Why choose this provider?

LPK Insurance Services Inc. is a family-owned independent agency that serves clients in Temecula and the surrounding areas. It offers auto insurance policies that protect clients from financial loss in the event of an accident, disaster, or theft. Such policies also cover damages caused by uninsured drivers and medical expenses. The agency provides insurance products for homes, businesses, nonprofits, machine shops, and motorcycles from multiple insurance carriers. LPK Insurance Services has more than 35 years of industry experience.

License Verified:

License: 0646024

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Ridgegate, Temecula, CA 92590
  • Bundling Option

Why choose this provider?

Danmar Insurance offers car insurance to clients based in Temecula. It has been providing its services to the whole Southern California for more than 30 years. The company represents more than 40 insurance agencies, including 25 top A-rated companies. Its team of agents is committed to ensuring that clients gain confidence in the agency by making the process of acquiring an insurance plan smooth and easy. The company also offers renters' and commercial insurance products.

License Verified:

License: 0D36873

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
3.5 / 5 (6)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27290 Madison Avenue, Temecula, CA 92590
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Fadaie Insurance Services Inc is a car insurance agency that has been serving clients in Temecula since 2006. The company's agents have 80 years of combined experience in helping individuals and businesses find the best-suited insurance policy for them. Clients can choose from 20 different insurance carriers, which allows them to shop based on their budget without sacrificing coverage. Fadaie Insurance Services also offers car insurance bundled with a home or specialty policy.

License Verified:

License: 0G61081

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (167)
Yelp
4.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27713 Jefferson Avenue, Temecula, CA 92590
  • Multiple Carriers

Why choose this provider?

S Sanders Company Insurance is an insurance agency that provides various insurance coverage in Temecula. Some of the insurance products they offer are personal, commercial, and life and health. Under personal insurance, one can avail of auto, renters, homeowners, and motorcycle coverage. Their commercial insurance offerings, meanwhile, can cover bonds, property, general liability, business, and workers' compensation. S Sanders Company Insurance assures that their insurance agents will work closely with clients every step of the way.

License Verified:

License: 0249077

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28581 Old Town Front Street, Temecula, CA 92590
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Karazin Agency, LLC, is a full-service insurance and risk management company that serves residential and commercial clients in Temecula and nearby areas. It offers a variety of insurance products and services, such as auto, vintage car, boat and watercraft, motorcycle, camper, and motor home insurance. Additionally, its agents can craft policies for off-road and other motorsport vehicles. The company has access to various lines of insurance brands and carriers, including Mercury, Nationwide, Progressive, Hagerty, Foremost, and Kemper.

License Verified:

License: 0E55673

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
27710 Jefferson Avenue, Temecula, CA 92590
  • Multiple Carriers

Why choose this provider?

Strachota Insurance Agency, Inc. is a Temecula-based independent insurance agency that offers a range of personal insurance policies like auto insurance. The agency aims to provide its clients with the right auto insurance that will protect them and their vehicles from any financial repercussions. It offers consultation to its potential clients, so they can get an estimate of various auto insurance policies from its partner providers. Established in 1931, Strachota Insurance Agency serves the whole of California.

License Verified:

License: 0249673

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (98)
Yelp
3.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How do traffic violation records in Temecula affect your insurance premiums?

    Traffic violation records increase the cost of your insurance premiums in Temecula. If you don't have any violations, the cheapest minimum coverage is $32 per month, while the cheapest full coverage insurance is $146 per month. However, if you have an at-fault accident on your record, the cheapest minimum coverage you can find is $65 per month, or $254 if you want full-coverage insurance.

  • How do you lower the cost of your Temecula car insurance premiums?

    One way to lower the cost of your car insurance in Temecula is by presenting proof of completion of driver training courses or defensive driving programs. There are also insurance providers who provide discounts for qualified senior citizens. Additionally, maintaining a good driving record can help you score a lower cost for car insurance premiums.

  • Why is insurance for electric cars in Temecula more expensive compared to insurance for regular cars?

    In Temecula, insurance for electric cars is more expensive compared to insurance for regular cars because electric cars come with more advanced and expensive technologies, which translates to higher maintenance and replacement costs. Your options for auto repair service providers are also more limited because there are fewer mechanics who are qualified to work on electric cars.

  • Can you register your vehicle in Temecula without buying a car insurance policy?

    Yes, you can register a vehicle in Temecula without an insurance policy. Take note that you are required to show proof of insurance within 30 days from the date of registration. Failure to submit proof of insurance will result in the suspension of your vehicle's registration, and you are not allowed to operate it until you comply with this requirement.

  • Do you always need to bring proof of insurance when driving on Temecula roads?

    Yes, you must always carry proof of insurance whenever you operate your vehicle in Temecula. You will be required to show it when you are stopped by traffic law enforcers, or if you have been involved in a car collision. Proof of insurance may come in the form of an ID or document from your insurance provider, or an authorization letter from the DMV if you are self-insured.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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