Best Homeowners Insurance Agencies in Carlsbad

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All Access Insurance Services, LLC logo
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All Access Insurance Services, LLC

2216 El Camino Real, Suite 209, Oceanside, CA 92054
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  • Renter's Insurance
  • Condos

Business Description

All Access Insurance Services LLC is an independent insurance agency that works with hundreds of insurance carriers to find the right coverage for residents in Carlsbad and surrounding areas. They do all kinds of insurances. It also has home insurance that covers property damages and liability for any injuries that occur to other people while on the property. The agency offers different types of renters insurance to protect a customer's valuables from various disasters. All Access Insurance also has additional insurance coverage for earthquakes and floods.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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All Access Insurance Services, LLC

Brian Crumbaker - Brightway Insurance Agent logo
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Brian Crumbaker - Brightway Insurance Agent

5814 Van Allen Way, Carlsbad, CA 92008
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  • Renter's Insurance
  • Condos

Business Description

Headquartered in Carlsbad, Brian Crumbaker's Brightway Insurance is an agency that helps homeowners secure coverage for their valuables and properties. The agency works to determine suitable insurance policies for clients whose homes have sustained damages or losses due to theft, fire, water, and weather events. Brightway Insurance also helps homeowners determine replacement values, deductibles, and potential needs for flood-specific insurance policies. The firm is headed by owner Brian Crumbaker, who has over 20 years of experience in property and casualty insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.4 / 5 (87)
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Brian Crumbaker - Brightway Insurance Agent

Consumer Insurance Services Inc. logo
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License Verified:

License: 0E77977

California Department of Insurance

Consumer Insurance Services Inc.

5355 Avenida Encinas, Carlsbad, CA 92008
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  • Multiple Policy Types

Business Description

Catering to clients in Carlsbad and surrounding areas, Consumer Insurance Services Inc. has been in service since 1996. Clients can follow the company's three-step process to receive custom quotations. First, by conducting research on any particular kind of insurance that they're interested in via the company's Insurance University. Then, requesting by accomplishing and filing quote request forms, and finally receiving custom-tailored quotes from premium insurance companies. The company's offerings include home, landlord, automobile, renters, flood, and life insurance.

License Verified:

License: 0E77977

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
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Consumer Insurance Services Inc.

Harding Insurance Agency, Inc. logo
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Harding Insurance Agency, Inc.

6150 Yarrow Drive, Carlsbad, CA 92011
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  • Earthquake
  • Flood
  • Fire

Business Description

Harding Insurance Agency Inc. serves the Carlsbad metro area and provides homeowners with comprehensive insurance options. Its agents sell policies that pay out expenses related to repairing damage to homes and they also work with clients to inform them on coverage and help them to select the best policies available. Harding Insurance Agency Inc. presents rates offered by several different carriers so that clients can choose competitive prices. Business insurance is offered here as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (9)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Harding Insurance Agency, Inc.

Hatter, Williams & Purdy Insurance Services logo
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Hatter, Williams & Purdy Insurance Services

2230 Faraday Avenue, Carlsbad, CA 92008
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  • Condos
  • Flood
  • Fire

Business Description

Hatter, Williams, & Purdy Insurance Services is a large independent insurance broker in Carlsbad that has helped individuals and businesses with all their insurance needs since 1947. Its home insurance plans protect homes, condos, and apartments from property losses due to fire, theft, vandalism, and water damage. The broker also offers additional home insurance coverage for earthquakes, floods, and other natural disasters. Hatter, Williams, & Purdy Insurance has insurance policies for automobiles, watercraft, premises liability, and worker's compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (18)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Hatter, Williams & Purdy Insurance Services

Holt Insurance Services, Inc. logo
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Holt Insurance Services, Inc.

P.O. Box 1639, Carlsbad, CA 92008
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  • Earthquake
  • Multiple Policy Types
  • Fire

Business Description

Founded in 2003, Holt Insurance Services Inc. offers individualized and attentive personal and business insurance services to people residing in Carlsbad. The insurance agents assess the clients' needs and risks and recommend the best homeowner insurance policy that covers their specific needs. The agency covers rental insurance, vacation and beach homes, garage, personal property, and medical expense liabilities. Living expenses in case of disaster or unforeseen damages is also covered.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (6)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Holt Insurance Services, Inc.

John Altenbern - Farmers Insurance Agent logo
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John Altenbern - Farmers Insurance Agent

640 Grand Avenue, Carlsbad, CA 92008
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

John Altenbern - Farmers Insurance Agent protects homes and homeowners in and around Carlsbad. It is a homeowners' insurance agency securing clients and their dwellings from damage caused by fires, strong winds, lightning, and vandalism. It also safeguards the contents of the home, such as electronic appliances and furniture. The agency also has coverage for clients against injury claims of guests. John Altenbern - Farmers Insurance Agent has been in the insurance business for more than 27 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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John Altenbern - Farmers Insurance Agent

Ken May Insurance Services logo
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Ken May Insurance Services

3146 Tiger Run Court, Carlsbad, CA 92010
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  • Multiple Policy Types

Business Description

Ken May Insurance Services is an insurance company in Carlsbad that aims to help families and individuals obtain financial protection. Its team of professionals assists clients and educates them on the benefits of purchasing personal or commercial insurance. This agency offers home insurance to protect the clients' assets with its coverage. The policy insures homes against disasters such as storms, fires, and wind damage. The coverage also includes dog bite liability, manufactured home coverage, and replacement cost for personal property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (45)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Ken May Insurance Services

Mike Buccieri - State Farm Insurance Agent logo
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Mike Buccieri - State Farm Insurance Agent

2035 Corte Del Nogal, Carlsbad, CA 92011
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Mike Buccieri is an insurance agent for State Farm providing homeowners' insurance for clients in Carlsbad and nearby areas. Buccieri has over 19 years of experience and has helped thousands of families with their home insurance needs. He works alongside top agents at State Farm to coordinate and plan the appropriate insurance coverage to protect clients' homes from unexpected dangers, such as fires, theft, and vandalism. Buccieri also provides auto, motorcycle, auto, renters, condo, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (31)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Mike Buccieri - State Farm Insurance Agent

NCPA Insurance Services logo
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NCPA Insurance Services

5650 El Camino Real, Carlsbad, CA 92008
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  • Personal Property Insurance
  • Renter's Insurance
  • Multiple Policy Types

Business Description

NCPA Insurance Services is a family-owned and operated business based in Carlsbad. The agency helps clients with various insurance policies including home insurance. Its team provides home insurance plans that cover property damage. Home insurance policies also protect homeowners from injury claims and property damage claims. Home insurance covers most disasters except floods and earthquakes. NCPA Insurance Services works with multiple insurance providers such as Kemper and Mercury Insurance. The agency has been in business for 26 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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NCPA Insurance Services

Premiere Insurance Agency, Inc. logo
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Premiere Insurance Agency, Inc.

6183 Paseo Del Norte, Carlsbad, CA 92011
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Premiere Insurance Agency, Inc., is a local insurance agency that serves clients in Carlsbad, San Marcos, Encinitas, Oceanside, and Vista. It specializes in homeowners' insurance, offering policy options with financial protection against disasters such as floods and earthquakes and poor maintenance. The standard coverage includes both the damage to the property and the client's liability. This agency is associated with Premiere Real Estate Group and also offers a wide range of personal and business insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Premiere Insurance Agency, Inc.

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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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