Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Vista

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Vista Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

41Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1020 South Santa Fe Avenue, Vista, CA 92084
  • Bundling Option

Why choose this provider?

Alta Vista Insurance Agency is a full-service insurance company in Vista. As an independent agency, its agents represent numerous providers to let clients choose the policy that suits their needs. From personal to business insurance, the agency offers coverage for auto, life, health, flood, and renters insurance. Clients can also access their accounts on the company's website easily. Alta Vista Insurance Agency shares its in-depth knowledge with insurance through its Youtube channel that includes tips and informational videos.

License Verified:

License: 0561903

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1365 West Vista Way, Vista, CA 92083
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Tague Insurance Agency is an independent insurance agency that has been serving the Vista metro area and surrounding communities for more than five decades. Established in 1970, the locally owned company assists individual and commercial customers to obtain adequate protection against unwanted expenses from car accidents through an auto insurance policy. Its independent insurance agents represent different carriers that can provide various coverage options, including liability, no-fault, comprehensive, and collision protection. Tague Insurance Agency also insures classic cars, motor homes, motorcycles, ATVs, and watercraft.

License Verified:

License: 0E28846

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2142 Industrial Court, Vista, CA 92081
  • Multiple Carriers

Why choose this provider?

Amato Insurance Agency is an independent insurance agency that offers personal and commercial auto insurance solutions for individuals, families, and business owners in Vista and the rest of the state. The team of agents explains the different coverages that may be included in the client's car insurance plan, including coverage for medical expenses associated with the auto-related accident, uninsured or underinsured coverage, and liability protection in case of a lawsuit.

License Verified:

License: 0H38023

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1116 Sycamore Avenue, Vista, CA 92081
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

McArthur & Associates Insurance Agency, LLC, offers auto coverage to clients in Vista. It provides basic policies that include collision and comprehensive coverage, liability protection, medical expenses, and uninsured or underinsured motorist coverage. It also aids in classic or vintage car insurance, including agreed or state value coverage, and policies for motorcycles, ATVs, RVs, boats, and watercraft. McArthur & Associates' providers include Travelers, Progressive, and National General. It has supported community groups such as the California Farm Bureau Foundation, Surfrider Foundation, and the San Diego Humane Society.

License Verified:

License: 6001211

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2391 South Melrose Drive, Vista, CA 92081
  • Multiple Carriers

Why choose this provider?

Aloha West Insurance and its team of seasoned agents have been providing insurance services in Vista and nearby areas since 1981. The firm helps its clients from the commercial sectors and protects the most important assets and the livelihood of the families in the community. Its aims to protect drivers out on the road with the right coverage that can help them financially in the event of an accident. The team also offers personalized service with "island hospitality."

License Verified:

License: 0F17024

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (33)
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
502 North Santa Fe Avenue, Vista, CA 92083
  • Multiple Carriers

Why choose this provider?

Based in Vista, Alejandro's Insurance Agency specializes in providing auto insurance that protects clients from car accidents. The company's insurance brokers present a range of auto insurance quotes for both residential and commercial policies. They make sure to look for ways to increase coverages and obtain ideal annuities for the policy buyers. They also offer life and business insurance, as well as handle DMV registration, vehicle transfer, notary, and income taxes services.

License Verified:

License: 0E81937

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3520 College Boulevard, Oceanside, CA 92056-4658
  • Boats

Why choose this provider?

John Cho is a State Farm car insurance agent who serves the insurance needs of clients in Vista, Encinitas, San Marcos, and Carlsbad communities. John Cho and his team have more than 60 years of State Farm experience protecting the car owners from financial risks in the event of an accident. Cho strives to build strong client-agent relationships through its quality and friendly customer service. He also offers insurance products for apartments, homes, and small businesses.

License Verified:

License: 0C97003

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much do Vista car owners pay for minimum coverage or full coverage liability insurance?

    On average, residents of Vista can expect to pay approximately $110 per month for minimum coverage auto insurance and around $148 per month for comprehensive coverage. Drivers enjoy a 3% reduction in costs compared to the California average. The car insurance providers in the city include Allstate, Progressive, Travelers, Nationwide, and National General.

  • How can Vista motorists reduce their car insurance costs?

    To reduce their car insurance costs, Vista motorists can compare quotes from various insurance providers. Additionally, they should assess the quality of customer service and claims assistance provided by each company. For further insights into California's auto insurance regulations and available discounts, motorists can reach out to California's Department of Insurance.

  • Before buying a car, what kind of information must Vista residents have to obtain quotes from several carriers?

    Vista residents who are considering buying a car must have the new vehicle’s identification number. The VIN helps insurance companies assess the risk associated with insuring a particular vehicle. This information is often available on a dealership’s website. Car buyers must also have a thorough understanding of their desired coverage types and limits, the deductible amounts for each type of coverage, and any special coverage needs.

  • How much does an insurance company pay for a damaged car with comprehensive insurance coverage other than a collision in Vista?

    Comprehensive coverage other than collision provides compensation up to the fair market value of the vehicle, with the insurance deductible deducted. The fair market value of a car is the price at which the car would sell on the open market. While California law does not mandate this coverage, it is typically necessary for Vista drivers whose cars are financed.

  • What are the factors Vista motorists must take into account when evaluating their risk tolerance?

    Vista drivers should assess their personal risk tolerance by considering their lifestyle and the vehicles they own. This evaluation will help them determine the appropriate level of insurance coverage. For instance, individuals who possess newer vehicles or reside in areas with higher risk factors may opt for higher insurance coverage. On the other hand, those who own older vehicles or live in low-risk areas can opt for more modest coverage levels.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.