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Best Local Car Insurance Agencies in Vista

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Alejandro's Insurance Agency logo
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License Verified:

License: 0E81937

California Department Of Insurance

Alejandro's Insurance Agency

502 North Santa Fe Avenue, Vista, CA 92083
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  • Multiple Carriers

Business Description

Based in Vista, Alejandro's Insurance Agency specializes in providing auto insurance that protects clients from car accidents. The company's insurance brokers present a range of auto insurance quotes for both residential and commercial policies. They make sure to look for ways to increase coverages and obtain ideal annuities for the policy buyers. They also offer life and business insurance, as well as handle DMV registration, vehicle transfer, notary, and income taxes services.

License Verified:

License: 0E81937

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aloha West Insurance logo
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License Verified:

License: 0F17024

California Department Of Insurance

Aloha West Insurance

2391 South Melrose Drive, Vista, CA 92081
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  • Multiple Carriers

Business Description

Aloha West Insurance and its team of seasoned agents have been providing insurance services in Vista and nearby areas since 1981. The firm helps its clients from the commercial sectors and protects the most important assets and the livelihood of the families in the community. Its aims to protect drivers out on the road with the right coverage that can help them financially in the event of an accident. The team also offers personalized service with "island hospitality."

License Verified:

License: 0F17024

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (33)
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alta Vista Insurance Agency logo
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License Verified:

License: 0561903

California Department Of Insurance

Alta Vista Insurance Agency

1020 South Santa Fe Avenue, Vista, CA 92084
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  • Bundling Option

Business Description

Alta Vista Insurance Agency is a full-service insurance company in Vista. As an independent agency, its agents represent numerous providers to let clients choose the policy that suits their needs. From personal to business insurance, the agency offers coverage for auto, life, health, flood, and renters insurance. Clients can also access their accounts on the company's website easily. Alta Vista Insurance Agency shares its in-depth knowledge with insurance through its Youtube channel that includes tips and informational videos.

License Verified:

License: 0561903

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amato Insurance Agency logo
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License Verified:

License: 0H38023

California Department Of Insurance

Amato Insurance Agency

2142 Industrial Court, Vista, CA 92081
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  • Multiple Carriers

Business Description

Amato Insurance Agency is an independent insurance agency that offers personal and commercial auto insurance solutions for individuals, families, and business owners in Vista and the rest of the state. The team of agents explains the different coverages that may be included in the client's car insurance plan, including coverage for medical expenses associated with the auto-related accident, uninsured or underinsured coverage, and liability protection in case of a lawsuit.

License Verified:

License: 0H38023

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Cho logo
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License Verified:

License: 0C97003

California Department Of Insurance

John Cho

3520 College Boulevard, Oceanside, CA 92056-4658
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  • Boats

Business Description

John Cho is a State Farm car insurance agent who serves the insurance needs of clients in Vista, Encinitas, San Marcos, and Carlsbad communities. John Cho and his team have more than 60 years of State Farm experience protecting the car owners from financial risks in the event of an accident. Cho strives to build strong client-agent relationships through its quality and friendly customer service. He also offers insurance products for apartments, homes, and small businesses.

License Verified:

License: 0C97003

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McArthur & Associates Insurance Agency LLC logo
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License Verified:

License: 6001211

California Department Of Insurance

McArthur & Associates Insurance Agency LLC

1116 Sycamore Avenue, Vista, CA 92081
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

McArthur & Associates Insurance Agency, LLC, offers auto coverage to clients in Vista. It provides basic policies that include collision and comprehensive coverage, liability protection, medical expenses, and uninsured or underinsured motorist coverage. It also aids in classic or vintage car insurance, including agreed or state value coverage, and policies for motorcycles, ATVs, RVs, boats, and watercraft. McArthur & Associates' providers include Travelers, Progressive, and National General. It has supported community groups such as the California Farm Bureau Foundation, Surfrider Foundation, and the San Diego Humane Society.

License Verified:

License: 6001211

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tague Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0E28846

California Department Of Insurance

Tague Insurance Agency

1365 West Vista Way, Vista, CA 92083
Visit WebsiteWebsite
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Tague Insurance Agency is an independent insurance agency that has been serving the Vista metro area and surrounding communities for more than five decades. Established in 1970, the locally owned company assists individual and commercial customers to obtain adequate protection against unwanted expenses from car accidents through an auto insurance policy. Its independent insurance agents represent different carriers that can provide various coverage options, including liability, no-fault, comprehensive, and collision protection. Tague Insurance Agency also insures classic cars, motor homes, motorcycles, ATVs, and watercraft.

License Verified:

License: 0E28846

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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