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Best Local Car Insurance Agencies in Escondido

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2023
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20/20 Insurance Services logo
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License Verified:

License: 0E24620

California Department Of Insurance

20/20 Insurance Services

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225 West Valley Parkway, Escondido, CA 92025
  • Bundling Option

Business Description

20/20 Insurance Services is an Escondido-based company that provides insurance products in its locality. The insurance agency offers auto insurance that can include accident, liability, full, property damage, collision, and uninsured and underinsured motorist coverages. It also has commercial auto, RV, and boat insurance plans. In addition, the company caters to clients that need homeowners', business, life, and commercial insurance policies. 20/20 Insurance Services is committed to satisfying its clients' insurance needs.

License Verified:

License: 0E24620

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (20)
Yelp
4.5 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bartjan Vargas logo
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License Verified:

License: 0E24580

California Department Of Insurance

Bartjan Vargas

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120 W Grand Ave Ste 101, Escondido, CA 92025

Business Description

Bartjan Vargas is a State Farm insurance agent servicing the Escondido community. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. The agency also offers banking and investment services for clients. Vargas and his team are committed to guiding each client through the risks from unexpected circumstances in everyday life. Services are available in English and Spanish.

License Verified:

License: 0E24580

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DA Insurance Brokers-Escondido logo
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License Verified:

License: 0640290

California Department Of Insurance

DA Insurance Brokers-Escondido

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655 North Escondido Boulevard, Escondido, CA 92025
  • Bundling Option

Business Description

DA Insurance Brokers, which is based in Escondido, offers a range of risk management solutions such as auto insurance. It may include comprehensive coverage which reimburses losses from hazards that do not involve other vehicles, including theft and fire. Additional coverages like personal injury protection, roadside assistance, and rental reimbursement may also be included. In addition to auto insurance, the agency also offers home, health, and life insurance. DA Insurance Brokers carries over four decades of experience in the field.

License Verified:

License: 0640290

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dulce´s Insurance Agency logo
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License Verified:

License: 0N14003

California Department Of Insurance

Dulce´s Insurance Agency

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410 West Felicita Avenue, Escondido, CA 92025
  • Bundling Option

Business Description

Dulce's Insurance Agency is an independent insurance agency in Escondido that provides insurance products and vehicle registration services in the metro and nearby towns. The company writes auto, home, income tax services, including its comprehensive auto insurance policies for personal and commercial vehicles. Dulce's Insurance Agency has been operating for over 20 years. It is a licensed DMV agent that can handle vehicle registrations, transfers, and renewals—thus making car ownership and insurance more convenient for clients.

License Verified:

License: 0N14003

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HJM Insurance Services, Inc. - Escondido logo
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License Verified:

License: 0L13142

California Department Of Insurance

HJM Insurance Services, Inc. - Escondido

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500 La Terraza Boulevard, Escondido, CA 92025
  • Multiple Carriers

Business Description

HJM Insurance Services, Inc. is an insurance brokerage finding auto insurance policies that suit the needs of Escondido clients. The business was established in 1998 by Matt Speed, who has 18 years of insurance experience. Clients undergo a needs-based test to identify the type of insurance coverage they need to obtain. Its agents also provide car insurance rate comparisons to customers to help them make financial decisions. Speed is a former personal and commercial lines underwriter.

License Verified:

License: 0L13142

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (154)
Facebook
5.0 / 5 (21)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hotwire Insurance Services logo
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License Verified:

License: 0G29325

California Department Of Insurance

Hotwire Insurance Services

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235 West Washington Avenue, Escondido, CA 92025
  • Bundling Option

Business Description

Hotwire Insurance Services is an independent agency that provides auto insurance policies to drivers in Escondido. The agency assists clients in determining the best types of coverage according to their needs, which may include bodily injury, property damage, collision, comprehensive, and uninsured motorist coverage. It also has an online portal where clients can manage their policies and file claims in one place. Hotwire Insurance Services also insures commercial auto, motorcycles, boats.

License Verified:

License: 0G29325

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kevin Paulson Insurance Agency, Inc. logo
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License Verified:

License: 0E32714

California Department Of Insurance

Kevin Paulson Insurance Agency, Inc.

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16456 Bernardo Center Drive, San Diego, CA 92128
  • Multiple Carriers

Business Description

Kevin Paulson Insurance Agency, Inc., is an insurance management firm that has been serving the Escondido metro area and nearby communities for more than 30 years. The company assists individuals and businesses in protecting themselves and their vehicles against potential risks through an auto insurance policy. Its agents provide customized insurance policies for private vehicles, classic cars, and small commercial autos. They also offer insurance options for motorcycles, recreational vehicles, boats, and jet skis. Past clients have praised the firm's agents for their friendliness, credibility, and professionalism.

License Verified:

License: 0E32714

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (16)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.