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Best Mortgage Brokers in Madison

2024

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Providers

Last updated:

Website
7979 Greenway Blvd, Middleton, WI 53562
  • Refinance

Why choose this provider?

Annisa Baker serves clients in Madison as a mortgage consultant at Prosperity Home Mortgage, LLC. She works as part of a team that offers residential and refinancing loan options, including FHA and VA mortgage programs, fixed-rate and adjustable-rate mortgages, and FHA Streamline. She also helps clients by offering programs according to their eligibility, such as USDA loans and low downpayment options. More than 500 Prosperity Home Mortgage consultants serve clients across the country. The company also works with Habitat for Humanity of Washington, D.C.

License Verified:

License: 238748

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
255 North Sherman Avenue, Madison, WI 53704
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Serving the community of Madison, US Lending William Severson is a business that helps clients achieve their homeownership goals. Its founder, William Severson, is a professional from US Lending Corp. As a homeowner mortgage advisor and senior mortgage specialist, he offers a variety of loan programs, including conventional, VA, USDA, and FHA loans. He also offers loan programs for members of the military, teachers, firefighters, and police officers. William has been in the financial services industry for 26 years.

License Verified:

License: 267968

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
575 D'onofrio Drive, Madison, WI 53719
  • Refinance

Why choose this provider?

Easy Mortgage, Inc., is a locally owned and locally operated mortgage lending company that has been serving clients in Madison since 2005. The company offers a wide range of loan options for homeowners and homebuyers, including fixed-rate mortgage loans, adjustable-rate mortgage loans, FHA home loans, mortgage refinancing, and jumbo loans. Each member of the mortgage team has an average of 10 years of experience in the mortgage industry. Founder and president Tom Wunderlin leads the team. He aims to deliver competitive loan rates to clients.

License Verified:

License: 288743

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Google
3.0 / 5 (9)
Facebook
4.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8020 Excelsior Drive, Madison, WI 53717
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Thompson Kane is a mortgage lending company that serves the Madison metro and the surrounding areas. It assists first-time homebuyers and experienced real estate investors in their purchasing and refinancing needs. It offers both fixed and adjustable-rate mortgages, FHA, VA, jumbo, and USDA loans. Its CEO and founder, John Thompson, is also currently the CEO and portfolio manager of Vilas Capital Management, where he oversees its investment partnership through the acquisition of undervalued securities and the short sale of securities.

License Verified:

License: 898428

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Website
4801 South Biltmore Lane, Madison, WI 53718
  • Multi-Family Loans

Why choose this provider?

Mike Zilli is a mortgage loan originator for Fairway Independent Mortgage Corporation. He has over 20 years of experience helping individuals and families in Madison and nearby areas obtain purchasing and refinancing programs for their investments. He offers FHA, jumbo, USDA, VA, and physician loans, as well as adjustable and fixed-rate mortgages. He worked in the mortgage lending industry after receiving his college degree in Finance and is actively involved in Fairway non-profit organizations, including the American Warrior Initiative and 100 Men of Dane County.

License Verified:

License: 233940

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (199)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2800 Royal Avenue, Madison, WI 53713
  • Refinance

Why choose this provider?

Rob Miller is a ProVisor senior loan officer who has been attending to the mortgage needs of borrowers in Madison for 16 years. He helps in processing loans for residential clients and families planning to purchase a new home or refinance their current loan programs. With a mission to extend transparent mortgage solutions, his agency likewise provides WHEDA, VA, and USDA loans. Previously, Miller was able to assist a US veteran client who had been homeless for 3 months.

License Verified:

License: 239865

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2810 Crossroads Drive, Suite 4800, Madison, WI 53718
  • Refinance

Why choose this provider?

Rob Groleau is a branch sales manager at V.I.P. Mortgage serving clients in Madison. He offers a variety of mortgage loan options for homeowners, homebuyers, and investors, including purchasing, refinancing, and reverse mortgages. Rob educates and guides prospective borrowers through the mortgage loan process. He has more than 15 years of lending experience. He represents a mortgage lender founded by Marine veteran Jay Barbour in 2006. V.I.P. Mortgage was named the Best Place to Work by Phoenix Business Journal for the fifth straight year.

License Verified:

License: 2002106

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1111 Deming Way, Madison, WI 53717
  • Refinance

Why choose this provider?

Select One Mortgage in Madison serves clients in Wisconsin, Illinois, and Minnesota. It strives to provide uncomplicated and prompt loan processing for clients seeking to purchase new homes, consolidate debts, or refinance an existing loan. The company offers mortgage programs with various rate options, such as graduated payments, ARM, fixed-rate, and interest-only. Other loan options include USDA, FHA, VA, and jumbo loans. Select One Mortgage works in partnership with Heartland Credit Restoration. It is also affiliated with CENTURY 21.

License Verified:

License: 201542

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (62)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 Wilburn Road, Sun Prairie, WI 53590
  • Refinance
  • Purchase Transactions

Why choose this provider?

Established in Sun Prairie, Educated Mortgage Services, LLC, has been providing mortgage products to Madison clients since 2007. Owner Dan O'Brien has been a loan originator since 1998 and uses his experience to help clients make educated decisions on multiple loan options while providing practical advice about their credit. His brokerage offers a wide range of mortgage loan products including FHA, USDA, VA, and adjustable-rate loans. Educated Mortgage Services also offers clients loan refinancing options.

License Verified:

License: 222652

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.0 / 5 (21)
Google
4.0 / 5 (13)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
303 South Main Street, Verona, WI 53593
  • Refinance

Why choose this provider?

Kevin T. Litwicki works as a senior mortgage advisor of Stampfli Mortgage. Serving Madison and its surrounding communities, Kevin partners with multiple lenders to offer a selection of financial products, including Fannie Mae, FHA, VA, and Freddie Mac mortgage loans. He also assists clients in accessing debt consolidation and HARP refinance loans. Kevin has been in the mortgage industry for over 17 years. He served as a park ranger in Colorado's White River National Forest before becoming a mortgage advisor.

License Verified:

License: 289959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4750 S Biltmore Lane, Madison, WI 53718
  • New Construction
  • Refinance

Why choose this provider?

Fairway Independent Mortgage Corporation addresses risk protection needs in Madison and the surrounding areas. The company caters to first-time homebuyers or those planning to remodel their properties. It offers a wide selection of loan programs, including annual, monthly, and hybrid ARM, in addition to thirty- and fifty-year fixed-rate mortgages. Its loan officers work with clients during the loan selection process and maintain open lines of communication to more efficiently determine the option that fits their situation and specific goals.

License Verified:

License: 2289

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (34560)
Google
5.0 / 5 (12708)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.