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Best Mortgage Brokers in Racine

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2023
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Accunet Mortgage logo
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License Verified:

License: 255368

Nationwide Multistate Licensing System and Registry

Accunet Mortgage

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N16W23217 Stone Ridge Dr #110, Waukesha, WI 53188
  • Refinance
  • New Construction

Business Description

Accunet Mortgage has been serving Racine clients since 1999. The firm utilizes a streamlined mortgage process, making it simple for first-time and seasoned investors to achieve their homeownership goals. Its mortgage brokers work with clients to determine which type of home loan best meets their needs, including fixed-rate, ARM, FHA, Bridge, Jumbo, and WHEDA. The team also works with clients who want to consolidate debt, shorten loan terms, or take cash out of their home's equity through refinancing. The firm was previously named Entrepreneur of the Year by Microsoft and Ernst & Young.

License Verified:

License: 255368

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Zillow
4.9 / 5 (160)
Google
4.5 / 5 (72)
Facebook
4.2 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brian Tarwid logo
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License Verified:

License: 273735

Nationwide Multistate Licensing System and Registry

Brian Tarwid

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15430 W Capitol Drive, Brookfield, WI 53005
  • Refinance

Business Description

Brian Tarwid is a Go Mortgage broker who helps individuals and families in Racine and the surrounding areas with their home purchasing concerns. He assists clients in buying their dream homes through a variety of government-backed loan options. These include FHA, USDA, VA, and WHEDA mortgages. Tarwid has other loans that can be used for renovations and property investments. The broker also provides programs that focus on down payment assistance, home equity, and cash-out refinance.

License Verified:

License: 273735

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (23)
Google
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ethan Brooks logo

License Verified:

License: 1639987

Nationwide Multistate Licensing System and Registry

Ethan Brooks

11220 W Burleigh St Ste 100 Unit M121, Wauwatosa, WI 53222
  • Refinance
  • New Construction

Business Description

Ethan Brooks addresses the real estate needs of residents in the Racine area and the surrounding locations. He caters to first-time home buyers, veterans, and professionals who want to purchase various types of residential properties. As a part of the Fairway Independent Mortgage Corporation, the specialist offers a selection of mortgage options, including adjustable- and fixed-rate, jumbo, conventional, renovation, FHA, and USDA or rural development loans. Brooks has worked as a loan originator at CrossCountry Mortgage, Inc. from 2017 to 2020.

License Verified:

License: 1639987

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (194)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gateway Mortgage Corp. logo
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License Verified:

License: 264888

Nationwide Multistate Licensing System and Registry

Gateway Mortgage Corp.

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6501 Green Bay Road, Kenosha, WI 53142
  • Refinance

Business Description

Gateway Mortgage Corp. is a family-owned and family-operated business serving the residents of Racine. It offers various types of mortgages, including conventional, construction, interest-only bridge, VA, and FHA loans. The mortgage banker is a direct endorsement lender for HUD, WHEDA, and WDVA and an approved seller for Fannie Mae, Freddie Mac, and Ginnie Mae. Gateway Mortgage handles the origination, processing, and underwriting processes in-house. It provides honest mortgage guidance by updating clients on changes in regulations, interest rates, and the housing market.

License Verified:

License: 264888

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Guidance Mortgage LLC logo
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License Verified:

License: 220081

Nationwide Multistate Licensing System and Registry

Guidance Mortgage LLC

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14380 W Capitol DrSuite 1, Brookfield, WI 53005
  • Refinance

Business Description

Guidance Mortgage LLC provides various financial solutions to residents of Racine. It serves borrowers seeking FHA, VA, jumbo, USDA, fixed, and adjustable-rate loans. The business also has programs for those who want interest-only and graduated payments loans. Additionally, it assists homeowners seeking refinancing options for their condos, townhouses, or single, multi-family, and manufactured homes. Guidance Mortgage strives to maintain a reputation for good customer service, and most of its business comes from referrals from previous clients.

License Verified:

License: 220081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ritchie Baumann logo
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License Verified:

License: 957614

Nationwide Multistate Licensing System and Registry

Ritchie Baumann

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200 S. Executive Drive Ste. 120, Brookfield, WI 53005
  • Refinance

Business Description

Ritchie Baumann caters to residential property owners in Racine who are looking to learn about the mortgage process. He is a loan officer for ProVisor, a company that has been in operation for more than 20 years. Baumann provides clients with a variety of mortgage solutions, including USDA, WHEDA, FHA, and VA loans. He also extends services to first-time homebuyers and discusses matters concerning refinancing, such as how interest rates may be lowered. Other localities served include Watertown and Madison.

License Verified:

License: 957614

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (242)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wisconsin Mortgage Group LLC logo

License Verified:

License: 1185035

Nationwide Multistate Licensing System and Registry

Wisconsin Mortgage Group LLC

306 North 76th Street, Milwaukee, WI 53213
  • Refinance
  • New Construction

Business Description

Wisconsin Mortgage Group LLC delivers financial solutions to customers in Racine. The business offers various loan programs such as FHA, VA, jumbo, USDA, and conventional for clients looking to purchase a new home. It also provides refinancing options to obtain lower rates and monthly payments for existing loans or use the cash from home equity. The company aims to provide its borrowers with rates that meet their situation, lifestyle, and needs by working with more than 100 lenders.

License Verified:

License: 1185035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (88)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wisconsin Wholesale Mortgage logo
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License Verified:

License: 252121

Nationwide Multistate Licensing System and Registry

Wisconsin Wholesale Mortgage

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2833 West Layton Avenue, Milwaukee, WI 53221
  • Refinance

Business Description

Wisconsin Wholesale Mortgage is a loan originating company that serves customers in Racine and the surrounding areas. It offers different types of loan programs, including jumbo, HARP, FHA, and VA loans, with fixed and adjustable rates. It also assists with refinancing options that change a current mortgage's interest rate, term, or monthly payments. Wisconsin Wholesale Mortgage is owned and operated by Darrell Frenzel, who has over 11 years of experience in the industry working with first-time and seasoned homebuyers.

License Verified:

License: 252121

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.