Envoy Mortgage, Ltd., is a mortgage firm founded in 1997. It caters to clients in Rockford who are seeking to purchase a home or refinance a mortgage. The company offers FHA, VA, USDA, renovation, non-agency, and construction loans. Refinance loan programs include rate and term refinance and cash-out refinance. Borrowers can also use the company's online platform, EnGen, to apply for a loan. CEO Ron Millard has more than 25 years of experience in investment and management.