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Best Mortgage Brokers in Milwaukee

2024

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Providers

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Website
N64 W24678 Main Street, Sussex, WI 53089
  • Refinance

Why choose this provider?

First State Mortgage - Sussex is a mortgage firm providing purchase or refinancing products in the Milwaukee area since 2007. The company was founded by bankers with over two decades of mortgage industry experience. With eight locations all over Illinois, the company offers fixed and adjustable-rate mortgages, VA, FHA, USDA, and jumbo loans. It also offers IHDA, Illinois Assist Bond, and Mortgage Credit Certificate Program (MCC). The company closed and funded more than 4,400 loans in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)
Zillow
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
200 South Executive Drive, Brookfield, WI 53005
  • Refinance

Why choose this provider?

Amerifirst Home Mortgage -Brookfield, WI is an equal housing lender that offers mortgage programs for borrowers in Milwaukee. It originates loans for candidates of HomeStyle renovation, FHA 203k, and USDA rural development loans. Its local branch manager and loan originator, Bill Quigley, has been serving in the mortgage industry for more than two decades. He is also the host of Mortgage and Real Estate Radio, a broadcast radio show educating homeowners and realtors about the latest regulations in the field.

License Verified:

License: 110139

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2833 West Layton Avenue, Milwaukee, WI 53221
  • Refinance
  • Alternative Income Documentation Loans

Why choose this provider?

Wisconsin Wholesale Mortgage is a licensed home loan broker company located in Milwaukee that works to simplify the loan process. Its brokers can aid clients with refinancing or purchasing fixed and adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, USDA loans, reverse mortgages, 203K loans, and HARP loans. The company's website provides tools to help clients with certain tasks such as pre-qualifying for a loan and getting free quotes. Past clients have praised Wisconsin Wholesale Mortgage for making the process simple and showing respect to clients with poor credit.

License Verified:

License: 252121

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
4.9 / 5 (49)
Google
4.8 / 5 (13)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4379 South Howell Avenue Suite 22, Milwaukee, WI 53207
  • Reverse Mortgages

Why choose this provider?

A Better Mortgage Company has brokers who serve clients in Milwaukee. The company offers reverse mortgages, first mortgage refinancing up to 100% LTV, and jumbo, FHA, WHEDA, and VA loans. It offers debt consolidation services, aggressive property investment programs, home equity credit lines, and loans for home improvement projects. The business accepts applications from borrowers who are self-employed, have limited income documentation and low credit scores up to 500, and have A to D credit grades.

License Verified:

License: 235748

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Yelp
2.5 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2778 South 35th Street, Milwaukee, WI 53215
  • Refinance

Why choose this provider?

Smart Financial Services, Inc., has been providing mortgage solutions in Milwaukee and the nearby areas since 2001. This independent, full-service mortgage broker specializes in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Some of its products include jumbo mortgage loans, FHA loans, conventional loans, and VA loans. These programs aim to lower the interest rate, take cash out, pay off the mortgage sooner, and combine mortgages. Smart Financial Services also gives advice on condo financing and non-warrantable condo financing by offering various programs with inclusions.

License Verified:

License: 234470

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
110 North Main Street, Oconomowoc, WI 53066
  • Refinance
  • Multi-Family Loans
  • Reverse Mortgages

Why choose this provider?

First Wisconsin Financial Inc. in Oconomowoc is a mortgage brokerage that serves the residents of Milwaukee and nearby areas. The company is led by Scott Froemming, a mortgage planner and insurance specialist who handles a team that deals with home financing and refinancing activities. The loan programs offered by the agency include conventional, government, and reverse loans, as well as the HomePath program. First Wisconsin Financial also writes personal insurance policies that cover life, automobiles, disability, and long-term care.

License Verified:

License: 279170

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2426 North Grandview Boulevard, Waukesha, WI 53188
  • Refinance

Why choose this provider?

Joseph Greenspan is the president of the mortgage brokerage First Fidelity Home Mortgage of Wisconsin, LLC, that serves clients in Milwaukee. Joseph is committed to helping borrowers make an informed decision about their mortgage loans. He is familiar with the things that borrowers should not do when applying for a home loan or refinancing, including buying or leasing an automobile and transferring assets from one bank account to another. He leads a team of mortgage loan originators that includes Kimberly Greenspan, Michelle Rich, and Craig Oenes.

License Verified:

License: 281940

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15430 West Capitol Drive, Brookfield, WI 53005
  • New Construction
  • Refinance

Why choose this provider?

Known in the community as "the mortgage guy", Brian Tarwid is a Wisconsin-based Go Mortgage broker catering to clients in Milwaukee. He has a deep understanding of how "personal and emotional" the home acquisition process can be and is determined to help clients realize their dream of owning a home through reliable financing solutions. He is adept at tackling different types of home purchase and refinancing cases from first-time buyers to PMI removals and offers various loan programs, including HomePath Renovation, FHA, and new construction.

License Verified:

License: 273735

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (4)
Zillow
5.0 / 5 (3)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14380 West Capitol Drive, Brookfield, WI 53005
  • Refinance

Why choose this provider?

Guidance Mortgage, LLC, is a local mortgage broker assisting residential clients in Milwaukee. It extends professional advice to individuals who are planning to purchase, refinance, or acquire a home equity loan for real estate properties. Its team of mortgage experts also provides financing options for condo owners while taking them through the steps of the lending process. Guidance Mortgage has also been an active supporter of the local firefighter organization Ignite The Spirit Milwaukee.

License Verified:

License: 220081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (35)
Yelp
3.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
W188 S7820 Racine Avenue, Suite #100, Muskego, WI 53150
  • Reverse Mortgages

Why choose this provider?

A+ Mortgage Services, Inc., serves clients in the Milwaukee area. It offers a range of government and conventional loan types, such as FHA, VA, USDA, fixed-rate, adjustable, and private mortgage insurance. Its officers explain each option in detail and analyze clients' credit scores to customize a mortgage solution based on their needs. A+ Mortgage Services is a member of various professional mortgage associations, such as NAMB and Mortgage Bankers Association. One of its mortgage advisors, Brian Desplaines, has over two decades of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (406)
Facebook
4.8 / 5 (22)
Google
4.3 / 5 (6)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
532 Lake Street, Antioch, IL 60002
  • Refinance

Why choose this provider?

Sly Marinca is a branch manager at mortgage firm Finance of America Mortgage, LLC, which serves clients in Milwaukee. He offers a variety of loan options for borrowers, including conventional mortgage loans, FHA home loans, jumbo loans, and VA home loans. He has been active in the mortgage industry for more than 17 years, making him familiar with mortgage loan processing, underwriting, and closing. Since 2015, Finance of America Mortgage has funded $105 billion in loans.

License Verified:

License: 306133

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7700 West Bluemound Road, Wauwatosa, WI 53213
  • Refinance

Why choose this provider?

Joonago Mortgage Services is a fully licensed home loan broker with a team of experienced professionals that operates in the Milwaukee area. The business is open with flexible hours, and its lenders can make special arrangements for meeting at a client's preferred location within reason. Joonago offers a comprehensive range of loan types for both buying and refinancing homes. Past customers praise Joonago's employees for their knowledge and being focused on client satisfaction.

License Verified:

License: 249858

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17450 West North Avenue, Brookfield, WI 53045
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Wisconsin Mortgage Corporation is a progressive home loan broker that endorses equal housing opportunities and has Better Business Bureau's A+ rating. The business values its consumers, focusing on providing customer service that distinguishes them from their competitors. Wisconsin Mortgage Corporation helps clients find the ideal loan from a range of conventional, adjustable, fixed, FHA, VA, USDA, and WHEDA loan types. The business's hours are flexible to better serve customers with busy schedules.

License Verified:

License: 280412

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.9 / 5 (55)
Google
2.8 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15430 West Capitol Drive, Brookfield, WI 53005
  • New Construction
  • Refinance
  • Multi-Family Loans
  • Reverse Mortgages

Why choose this provider?

GSF Mortgage Corporation is a full-service mortgage lender in Brookfield that serves Milwaukee and nearby areas. All of its brands have their own distinct identities and offer a full range of mortgage options including FHA, conventional, USDA, jumbo, VA, and reverse mortgages. Its Iending officers help clients find the right home loan for them and guides them through the approval process. GSF Mortgage Corporation is a Ginnie Mae issuer as well as Fannie Mae and Freddie Mac direct lender.

License Verified:

License: 1018

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11520 North Port Washington Road, Mequon, WI 53092
  • New Construction
  • Refinance
  • Multi-Family Loans

Why choose this provider?

Shorecrest Mortgage LLC is a mortgage brokerage firm that serves clients in Milwaukee. The company offers a wide range of loan options for borrowers, including fixed-rate mortgage loans, adjustable-rate mortgage loans, conventional home loans, FHA home loans, VA home loans, and jumbo loans. It also works with more than 100 investors, which allows its loan specialists to deliver loans that suit the goals and needs of clients. Shorecrest Mortgage also represents a wide range of lenders, from lenders with quality rates to private lenders.

License Verified:

License: 238478

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.