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2024

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Best Local Car Insurance Agencies in Roanoke

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Roanoke Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

44Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2715 Brambleton Avenue, Roanoke, VA 24015
WebsiteLicense: 109282

Expertise.com Rating

Review Sources

Google
4.9 (122)
Facebook
5.0 (2)

Why choose this provider?

Banks Insurance Agency caters to the auto insurance needs of clients in Roanoke and the rest of the state. In business since 1988, the agency works with a number of reputable insurance carriers such as Erie, Travelers, Progressive, and Loudoun Mutual to provide a wide variety of insurance and financial products. In addition to a broad selection of insurance options, the agency makes it a mission to focus on quality customer service and to maintain long-term relationships with the clients.

  • Multiple Carriers

1334 Roanoke Road, Daleville, VA 24083
WebsiteLicense: 136742

Expertise.com Rating

Review Sources

Google
5.0 (97)
Facebook
5.0 (14)
Yelp
5.0 (1)

Why choose this provider?

Derek Wiley Agency is a firm that offers insurance products to clients in the Roanoke metro and the surrounding areas. The company provides clients protection for themselves and their vehicles through its auto car insurance policies. The policies cover both liability damages and physical damages the owner/driver and the car might experience in an unexpected accident or disaster. Principal agent and owner Derek Wiley was born and raised in Virginia and has over a decade of industry experience.

  • Multiple Carriers

5115 Airport Road Northwest, Roanoke, VA 24012
WebsiteLicense: 110541

Expertise.com Rating

Review Sources

Google
4.5 (48)
Facebook
5.0 (12)

Why choose this provider?

Since 1991, Fisher Financial Services, Inc., has served individuals, families, and businesses in Roanoke with various insurance products. The firm has coverages for personal lines and commercial lines. The personal insurance policies for car owners cover liability, collision, comprehensive, medical expenses, and car rental reimbursements. Keeping to its pledge to protect the things that matter to its clients, Fisher Financial Services also offers mortgage loans and ownership and property management services.

  • Bundling Option

2975 Roanoke Road, Daleville, VA 24083
WebsiteLicense: 898865

Expertise.com Rating

Review Sources

Google
5.0 (51)
Facebook
5.0 (2)

Why choose this provider?

Based in Daleville, Hershey Ins and Fin Svcs Inc. is a State Farm insurance agency catering to Virginia locals in Roanoke. It is headed by Brent Hershey, a seasoned insurance agent with extensive knowledge of Virginia auto insurance requirements. He offers comprehensive car insurance policies with coverage options for collision and non-collision accidents, bodily injury and property damage liability, medical payments, uninsured motorists, and emergency road service. Brent is a member of the Botetourt Chamber of Commerce, NAIFA, and the Botetourt Rotary Club.

  • Boats

116 W Main Street, Roanoke, VA 24354
WebsiteLicense: 108707

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (8)

Why choose this provider?

Slemp Brant Saunders & Associates is an independent insurance agency that provides services to clients in Southwest Virginia. It works with various insurance carriers in providing car insurance plans. Its team of agents creates policies and helps the clients in deciding on what are the insurance policies that are suited for them. It includes comprehensive and collision coverages, as well as liability coverage. The agency is a member of Independent Insurance Agents and Brokers of America, Inc. It also offers home, business, health and life insurance.

  • Bundling Option

3224 Peters Creek Road, Roanoke, VA 24019
WebsiteLicense: 110825

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
4.8 (4)

Why choose this provider?

Brogan Insurance is an insurance agency serving the Roanoke metro and the surrounding areas. The company specializes in personal, business, and life insurance products and writes comprehensive auto insurance policies that cover the state-required minimum for traffic accidents and collisions. Services such as car rentals, medical payments, and roadside assistance are also available as add-ons. Brogan Insurance is a second-generation family business that has been serving the valley community for over 35 years.

  • Boats
  • Motorcyle & ATV

3629 Franklin Road, Roanoke, VA 24014
WebsiteLicense: 1132125

Expertise.com Rating

Review Sources

Google
4.9 (52)
Facebook
5.0 (2)

Why choose this provider?

Holley Insurance has been assisting individuals and families in acquiring protection plans in Roanoke since 2000. The service provider scores insurance coverages from multiple carriers to match every consumer's needs. The company represents Safeco, Progressive, National General, Travelers, and Foremost Insurance. Its agents help clients protect their vehicles against liabilities, car crashes, and other non-collision-covered events. Founder Steve Holley became a certified insurance counselor in 2011. He is also a Chamber of Commerce President.

  • Multiple Carriers

5219 Peters Creek Road, Roanoke, VA 24019
WebsiteLicense: 111598

Expertise.com Rating

Review Sources

Google
4.5 (54)

Why choose this provider?

Jill Hufford Insurance is an insurance agency headquartered in Roanoke. It represents a selection of reputable insurance providers, including Foremost Insurance Group, Kemper Corporation, and The Hartford Financial Services Group, Inc. The professional agents at this firm assist clients seeking to maximize their savings by bundling their auto insurance policies with other insurance lines. They can shop for policies that protect motorcycles, boats, and recreational vehicles. This firm can provide SR-22's to prove a policyholder's compliance with state codes.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

4896 Hollins Road, Roanoke, VA 24019
WebsiteLicense: 131629

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (3)

Why choose this provider?

Norwinski Insurance Agency has been providing a wide array of insurance services and products to customers in Roanoke since 1994. It began with only a few applications, but the insurance agency's deep focus on clients and the positive environment it espouses inevitably attracted more applications and interest. The insurance agency offers commercial and personal car insurance gathered from multiple insurance carriers. The standard car insurance policy covers financial responsibility for injuring other people, reimbursement of losses from theft and fire, and repair of damages caused by car accidents.

  • Boats
  • Motorcyle & ATV

15177 Moneta Road, Moneta, VA 24121
WebsiteLicense: 104648

Expertise.com Rating

Why choose this provider?

M.L. Sutphin Insurance Agency, Inc., is a full-service insurance management company that serves the Roanoke metro area and surrounding communities. It assists individuals, families, and business owners in protecting their vehicles and themselves against unwanted events through an auto insurance policy. Its independent insurance agents represent multiple carriers that can provide different coverage options, including bodily injury and property damage liabilities, medical payments, collision, comprehensive, and uninsured motorist. The company aims to serve in the best interests of its clients.

  • Multiple Carriers
  • Motorcyle & ATV

5929 Williamson Road, Roanoke, VA 24012
WebsiteLicense: 602692

Expertise.com Rating

Review Sources

Google
4.9 (9)

Why choose this provider?

Lew Thompson has been a State Farm agent since 1990. He offers auto insurance products and services to individuals in Roanoke. He provides an array of coverage options for teen drivers and insurance protection for rental and sports cars. These insurance coverages may include collision, comprehensive, rental, and rideshare insurance that protect the drivers from damages and financial losses resulting from unexpected events such as theft and accidents. Thompson is a director of the United Way Board Roanoke Education Foundation.

  • Multiple Carriers

2758 Electric Road, Roanoke, VA 24018
WebsiteLicense: 139843

Expertise.com Rating

Review Sources

Google
4.9 (410)
Facebook
5.0 (53)
Yelp
5.0 (1)

Why choose this provider?

Established in 2012, Bill Meador Insurance Agency is a multi-line agency servicing clients in Roanoke and nearby areas. The agency specializes in auto insurance services, which includes liability that covers any financial responsibility in damaging other parties; and comprehensive, which covers reimbursement losses caused by accidents, theft, and fire. Sometimes, comprehensive coverage is mandated by leasing banks or companies. Bill Meador Insurance Agency has established long-term relationships with the top regional and national carriers.

  • Multiple Carriers

13840 Booker T Washington Highway, Moneta, VA 24121
WebsiteLicense: 108987

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (3)

Why choose this provider?

Established in 1984, Phil Hager Insurance Agency is a family-owned independent insurance agency located in Smith Mountain Lake, Roanoke, and serving residents of Franklin County, Bedford County, and all of Virginia. The agency provides auto insurance services through multiple insurance carriers that have the standard six types of coverage such as liability, bodily injury protection, medical payments, comprehensive, collision, uninsured, and underinsured motorist coverage. The agency specializes in listening to client's specific needs and creating customized insurance packages for auto, boat, business, home, health, and life insurance.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What important coverages should a Roanoke resident have for their local car insurance?

    There are several important coverages that Roanoke residents should have for their local car insurance, such as collision and comprehensive coverage, which cover damage to the vehicle during accidents. They also need coverage for damage to others’ properties. Additionally, coverage for bodily injury is needed to protect the policyholder’s financial interests, and coverage for uninsured and underinsured liability takes care of cases where the other party does not have enough personal injury insurance.

  • What are the common variables used in calculating Roanoke local car insurance rates?

    Common variables used in calculating Roanoke local car insurance include age; drivers from 24 to 66 years old, who are most at risk from accident losses, usually do not get ideal rates. In addition, the higher the credit score a driver has, the better the rates they get. Rates are also affected by car type, engine size, and safety features, as well as a driver’s accident and violation history. Lastly, companies judge rates based on the whole household’s probability of loss.

  • When should Roanoke local car insurance policyholders pay out of their pocket and not file claims?

    Roanoke local car insurance policyholders should not file claims and opt to pay out of their own pocket in the following instances:

    • If the damage costs less than or is a bit higher than the insurance deductible, and if no other party was involved.
    • If the damage was minimal, and the policyholder has recently filed a previous at-fault auto accident claim.
  • How may coverage for emergency roadside services help Roanoke local car insurance policyholders?

    Emergency roadside services help Roanoke local car insurance policyholders in resolving issues, such as dead batteries, flat tires, lockouts, mechanical breakdowns, and even empty gas. They cover towing expenses for pulling cars out of ditches and snow if the vehicles are not farther than 10 feet from the highway. They also cover the towing cost to the service garage nearest the incident site plus 20 miles, although some services limit coverage to 10 miles.

  • Does a local Roanoke personal car insurance have rideshare driving coverage?

    No, most local Roanoke personal car insurance policies do not have rideshare driving coverage. They only cover personal use and exclude coverage for business uses. If a car is used for ridesharing, the common personal auto insurance policy does not apply during the time that the driver is working. Many insurance providers offer policies that are specifically intended for rideshare usage.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.