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Best Local Car Insurance Agencies in Greensboro

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Four Oaks Insurance Agency logo
FEATURED
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License Verified:

License: 19469391

North Carolina Department of Insurance

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Four Oaks Insurance Agency

5509B W. Friendly Avenue, Suite 204, Greensboro, NC 27410
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  • Business Insurance
  • Boat Insurance
  • Life Insurance
  • The Hartford
  • Home Insurance
  • Personal Property Insurance
  • Personal & Business Insurance
  • Auto Insurance
  • Umbrella Insurance
  • RV & Motorhome
  • Erie Insurance
  • Auto
  • Homeowners
  • Automobile
  • Commercial
  • Bundling Option
  • Renters
  • Home and Auto Insurance
  • Home & Auto Insurance
  • Travelers Insurance
  • Progressive Insurance
  • Multiple Carriers

Business Description

Four Oaks Insurance Agency serves individuals, families, and business owners in Greensboro, assisting them in finding solutions to protect what is important to them, including possessions like cars, homes, and motorcycles. As an independent agency, it links clients to its partner insurance carriers to secure plans that meet their financial situations. Its auto insurance products include bodily injury liability and uninsured/underinsured motorist coverages. The other policies available protect vehicles that have been stolen, destroyed by fire, or damaged in an accident in which no other cars were involved.

License Verified:

License: 19469391

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for a free quote today!

ALLCHOICE Insurance logo
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ALLCHOICE Insurance

7 Corporate Center Ct Ste B, Greensboro, NC 27408
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Business Description

ALLCHOICE Insurance is an independent agency in Greensboro, North Carolina, that offers auto insurance to both personal and commercial clients. With five offices across the state, ALLCHOICE works with insurance carriers such as Nationwide, AIG, and National General, providing collision coverage, comprehensive coverage, and medical payments. The company's bodily injury liability policies cover vehicle repair and damage to other property. The agency also pays transportation and loss of use expenses for non-owned vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (212)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amber Smith logo
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License Verified:

License: 18398939

North Carolina Department of Insurance

Amber Smith

201 Pomona Drive Suite L, Greensboro, NC 27407
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  • Bundling Option

Business Description

Amber Smith runs a local State Farm insurance agency in Greensboro. Her office helps clients secure auto insurance policies for their vehicles, be it a coupe, sedan, pick-up truck, minivan, or SUV. Smith furnishes car insurance with coverage for collision, comprehensive, emergency roadside service, and uninsured or underinsured motorist protection. Additionally, she customizes business, life, health, and homeowners' insurance. Amber Smith is a Business Administration graduate. She stays involved in the community, currently serving her local church's financial and status and role of women committees.

License Verified:

License: 18398939

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (145)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bobby Simpson logo
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License Verified:

License: 15650707

North Carolina Department of Insurance

Bobby Simpson

2920 Martinsville Road Suite C, Greensboro, NC 27408
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  • Bundling Option

Business Description

Bobby Simpson is a State Farm insurance agent catering to individuals, families, and businesses in and around Greensboro. He offers various local car insurance coverage, including collision and comprehensive policies, as well as coverage for rental and ride-sharing cars. Smith provides plans for different policy buyers, like new drivers, collectors, and business travelers. Coverage for homes, properties, and pets is also available. Smith has been with State Farm for 11 years and is an Ambassador Travel Qualifier. He also offers 24-hour customer service.

License Verified:

License: 15650707

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chandler and Trogdon Insurance Agency logo
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Chandler and Trogdon Insurance Agency

2223 N Church St, Greensboro, NC 27405
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Business Description

Located in Greensboro, North Carolina, Chandler and Trogdon Insurance Agency is an independent insurance agency that provides auto insurance packages to customers from a group of well-known national carriers. The firm's agents help clients from across the state to find coverage for their automobiles, motorcycles, recreational vehicles, and watercraft. They work together with motorists to assess their coverage needs and then find a policy that meets all those needs at a competitive price. Amos Insurance Agency also offers home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dockery Insurance logo
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License Verified:

License: 19491579

North Carolina Department of Insurance

Dockery Insurance

3980 Premier Drive, Suite 110, High Point, NC 27265
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  • Multiple Carriers

Business Description

Dockery Insurance is an independent agency that serves clients in Greensboro. It offers car insurance policies that cover property damage in case of theft, fire, and auto collisions. It has various coverage options for antique, collector, and classic cars. It represents different insurance companies, such as Hagerty, Erie Insurance, and Progressive, to more efficiently provide a variety of policies and price points. The company has been operating since 2020. Kevin Dockery, the agency principal, has over 30 years of experience in the insurance industry.

License Verified:

License: 19491579

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dries Poland Insurance logo
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License Verified:

License: 18175577

North Carolina Department of Insurance

Dries Poland Insurance

100 E Lake Dr., Greensboro, NC 27403
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  • Motorcyle & ATV

Business Description

Dries Poland Insurance is a local agency that offers a full range of insurance policies and serves individuals, families, and businesses throughout Greensboro and the neighboring areas. It represents a select group of known and reputable insurance companies to protect drivers and motorists against accidents, liabilities, and uninsured drivers with an auto insurance policy. Its agents assist with additional premiums for items or situations not covered by the insurance, such as emergency road assistance and loss of income.

License Verified:

License: 18175577

North Carolina Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gladwell Insurance logo
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License Verified:

License: 1000008840

North Carolina Department of Insurance

Gladwell Insurance

5709 W. Friendly Ave, Greensboro, NC 27410
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  • Multiple Carriers

Business Description

Gladwell Insurance is an independent agency that serves individuals and families in Greensboro and nearby locations. It offers various types of auto insurance coverage, including medical bills and damage caused by collisions, fire, and other cars. The firm's agents assist clients in getting the insurance options they need based on their individual needs. They also advocate for customers' billing and claim concerns. Other vehicle insurance products available from Gladwell Insurance include classic car, motorcycle, RV, and boat.

License Verified:

License: 1000008840

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Godwin Insurance Agency logo
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License Verified:

License: 1000008875

North Carolina Department of Insurance

Godwin Insurance Agency

905 Battleground Avenue, Greensboro, NC 27408
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  • Motorcyle & ATV

Business Description

Godwin Insurance Agency is a family-owned business that serves clients in Greensboro and the surrounding areas. It offers personal and commercial auto insurance policies from various insurance companies. It provides a wide variety of coverage levels, including property damage and bodily injury liabilities. Boat, car, motorcycle, valuable property, and umbrella liability insurance products are also available. The independent agency was established by Grover and Louis Godwin and has been in the insurance industry since 1953.

License Verified:

License: 1000008875

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HPB Insurance Group logo
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HPB Insurance Group

801 N Elm St, High Point, NC 27262
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Business Description

Located in High Point, North Carolina, HPB Insurance Group is an independent insurance agency that has provided insurance solutions to residents of the Greensboro metro area for more than a century. Keeping drivers' concerns and budgets in mind, the agency develops auto insurance quotes with a wide range of limits and coverages, including liability, property damage, and uninsured motorist coverage. Chubb, Foremost, and Hagerty are a few of the insurers the agency works with.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (8)
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance of the Carolinas logo
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Insurance of the Carolinas

14 Oak Branch Dr Ste C, Greensboro, NC 27407
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Business Description

Insurance of the Carolinas is a Greensboro-based insurance agency that provides automobile insurance solutions for individuals and businesses. The agents at Insurance of Carolinas guide clients through each step of standard coverage including personal injury, bodily injury, property damage, comprehensive, collision, and underinsured/uninsured motorist. For commercial clients, the company provides tailored automobile insurance packages for all sizes of businesses, ranging from those with a small team of trucks to a large fleet of vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance World of Greensboro logo
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License Verified:

License: 1000003226

North Carolina Department of Insurance

Insurance World of Greensboro

2223 N Church St NC, Greensboro, NC 27405
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  • Multiple Carriers

Business Description

Insurance World of Greensboro has been serving individuals and families in the metro for over three decades. The company offers a variety of products, including auto, motorcycle, home, life, health, and business insurance. Its agents work with numerous insurance carriers to find the policy that works well with clients' needs and requirements. The carriers include Dairyland, Travelers, Progressive, Safeco, Foremost, and National General. Insurance World of Greensboro is a division of Chandler and Trogdon Insurance Agency Inc.

License Verified:

License: 1000003226

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (17)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Young logo
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License Verified:

License: 6574257

North Carolina Department of Insurance

Jim Young

1308 E Wendover Avenue, Greensboro, NC 27405
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  • Multiple Carriers

Business Description

Jim Young is an insurance agent who serves customers in Greensboro and the surrounding areas. He has been representing State Farm for over 48 years, providing a wide selection of products, including auto, home, life, health, business, and pet insurance. His auto insurance policy includes rental, rideshare, collision, and comprehensive insurance coverage. Young caters to car collectors, business travelers, and new drivers, providing classic, antique, and sports car coverage, in addition to commercial auto and teen driver policies.

License Verified:

License: 6574257

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (66)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Latorre Insurance logo
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Latorre Insurance

4131 Spring Garden St Ste C, Greensboro, NC 27407
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Business Description

Latorre Insurance is a full service insurance brokerage firm in Greensboro, North Carolina, with other offices in Charlotte. The company has been in operation for over a decade and represents some of the top auto insurance providers nationwide, such as Progressive and Universal Insurance. The team is focused on solving client's insurance needs, and it takes the time to educate clients about their coverage options so that they can make informed purchase decisions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (151)
Facebook
4.6 / 5 (21)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pelnik Insurance logo
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Pelnik Insurance

3828 Burlington Rd, Greensboro, NC 27405
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Business Description

An independent agency in business for over 25 years, Pelnik Insurance assists clients in the Greensboro, North Carolina, metro area, offering auto insurance services for both mandatory and optional coverage areas. This agency serves both personal and commercial clients, insuring individual cars and trucks as well as commercial fleets and company transport vehicles. A full service agency, Pelnik Insurance also offers coverage for homes and commercial properties and general and personal liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roadmap Insurance Services ​ logo
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License Verified:

License: 19207833

North Carolina Department of Insurance

Roadmap Insurance Services ​

109 Muirs Chapel Road Suite 214​, Greensboro, NC 27410
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  • Multiple Carriers

Business Description

Established in 2018, Roadmap Insurance Services ​is an independent agency located in Greensboro. It provides insurance for various kinds of vehicles, including cars, boats, motorcycles, and RVs. The agency offers auto insurance to clients in the metro who would like financial protection against bodily injuries and vehicle damage caused by traffic accidents. It is associated with several insurance companies, including Hartford, Progressive, Prudential, and Safeco. Glenn W. Mosseller, the company's founder and president, is a Chartered Federal Employee Benefits Consultant.

License Verified:

License: 19207833

North Carolina Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Southeastern Agency Group logo
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License Verified:

License: 7903147

North Carolina Department of Insurance

Southeastern Agency Group

1501 Highwoods Blvd. Suite 402, Greensboro, NC 27410
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  • Multiple Carriers

Business Description

Independently owned and operated Southeastern Agency Group serves clients in Greensboro and the surrounding areas. It offers car insurance that protects policyholders against financial losses in the event of an accident, theft, and vandalism. Its risk management professionals also provide insurance products for artisan contractors, forest products, and trucking operations. The agency was founded as Merrimon Insurance Agency, Inc., in 1902. It changed its name to Southeastern Agency Group in 1991 to reflect a more regional approach to marketing insurance products.

License Verified:

License: 7903147

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (12)
Facebook
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Beacon Insurance Group, Inc. logo
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License Verified:

License: 1000010588

North Carolina Department of Insurance

The Beacon Insurance Group, Inc.

1801 Pembroke Rd, Greensboro, NC 27408
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  • Multiple Carriers

Business Description

The Beacon Insurance Group, Inc., is an independent risk management company that serves clients in Greensboro and the surrounding areas. It offers car insurance policies that protect owners against legal and medical expenses resulting from property damage, loss of life, and injuries in the event of accidents, disasters, or theft. The company also provides insurance products for boats, motorcycles, homes, and businesses. It partners with several insurance carriers, allowing it to compare and select coverage options tailored to the unique needs and financial situations of clients.

License Verified:

License: 1000010588

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Office Inc. logo
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The Insurance Office Inc.

609 State St, Greensboro, NC 27405
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Business Description

Operating in Greensboro, North Carolina, The Insurance Office Inc. has more than 35 years of experience providing auto insurance to customers in the area. The company works with several insurance providers to ensure that its policyholders can remain in budget. This family-owned company works with those who own older, well-worn vehicles and newer leased models. Business, homeowners, life, and renter insurance policies are also available from The Insurance Office Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tom Needham Insurance Agency logo
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Tom Needham Insurance Agency

3411 W Wendover Ave Ste B, Greensboro, NC 27407
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Business Description

Tom Needham Insurance Agency is an independent agency in Greensboro, North Carolina. For over 20 years, it has been working with some of the top insurance providers in the country to offer its customers a choice of auto insurance policies tailored to their specific needs. Its team of agents handles coverage for cars, trucks, motorcycles, RVs, ATVs, boats, and golf carts. Tom Needham Insurance Agency can also provide home, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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