Expertise.com

Best Homeowners Insurance Agencies in Roanoke

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
Banks Insurance Agency logo
Visit WebsiteWebsite

Banks Insurance Agency

2715 Brambleton Avenue, Roanoke, VA 24015
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Banks Insurance Agency has been providing a wide range of insurance services to Roanoke since 1988. Among its services is helping clients find the right homeowners' insurance that will financially protect their property, personal belongings, and liability. The agency presents a variety of options and tailors them to the clients' needs, risks, and budget. In addition to homeowners' insurance, Banks Insurance Agency also offers auto, commercial, life, and renters' insurance. It serves the whole of Roanoke Valley and nearby areas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (88)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bill Keller - State Farm Insurance Agent logo
Visit WebsiteWebsite

Bill Keller - State Farm Insurance Agent

3904 Franklin Road Southwest, Roanoke, VA 24014
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Bill Keller - State Farm Insurance Agent has been providing insurance products and services in Roanoke and the surrounding areas since 1980. This President’s Club awardee gives coverage options to clients who want to purchase a home insurance policy. A standard homeowner insurance policy covers the repair or replacement costs in case of disasters or unexpected events such as fire, storm, or theft and vandalism. Some of the products Bill Keller offers are renters, condo, and personal article insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bill Meador Insurance Agency logo
Visit WebsiteWebsite

Bill Meador Insurance Agency

2758 Electric Road Suite E, Roanoke, VA 24018
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Bill Meador Insurance Agency caters to clients in the Roanoke area and offers advisory services on home insurance issues. Founded in 2012, the agency helps homeowners identify available insurance policies based on all risks or named perils. The firm also assists clients in obtaining coverage for replacement fees associated with fires and other covered disasters. The agency is headed by Bill Meador, who has been offering insurance services since 2005 and also handles auto, business, and life insurance matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (428)
Facebook
5.0 / 5 (44)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brogan Insurance logo
Visit WebsiteWebsite

Brogan Insurance

3224 Peters Creek Road, Roanoke, VA 24019
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Brogan Insurance is a firm that focuses on providing assistance to Roanoke area residents that seek financial protection for their properties. The agency works to determine policies including all-risk or named-perils coverage options that fit the unique situations of homeowners and renters. Brogan Insurance works to ensure that clients secure coverage for damages and losses as well as liability costs in relation to potential lawsuits. The firm was founded in 1983 by Dan Brogan and operates as a family-owned agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Burrus Insurance Agency logo
Visit WebsiteWebsite

Burrus Insurance Agency

1360 Maple Avenue Southwest, Roanoke, VA 24016
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Burrus Insurance Agency is a Roanoke-based independent agency that helps clients get the best policy for their insurance needs. They write homeowners policies that pay for the replacement or repair of a residential or personal property lost or damaged due to a covered event, such as fire. In case a guest suffers an injury while on the policyholder's property, the policy serves as protection from liability. The company offers named-perils policies, which cover specific losses, and all-risk policies, which cover all losses except for specifically excluded events.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Holley Insurance logo
Visit WebsiteWebsite

Holley Insurance

3629 Franklin Road, Roanoke, VA 24014
Visit WebsiteWebsite
  • Fire
  • Multiple Policy Types

Business Description

Holley Insurance is a firm that helps Roanoke area residents ensure financial protection for their homes in the event of a disaster. The firm offers support in identifying suitable insurance policies based on coverage levels, endorsements, and limitations. Holley Insurance assists clients in obtaining coverage for damages or losses resulting from covered situations such as vandalism, theft, or fire. The agency also provides claims assistance for additional living expenses and liabilities. Holley Insurance has been in the industry since 2000.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Glick - State Farm Insurance Agent logo
Visit WebsiteWebsite

Jeff Glick - State Farm Insurance Agent

2415 Electric Road, Roanoke, VA 24018
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Jeff Glick is a State Farm insurance agent offering property damage coverage for homeowners in Roanoke. Beyond securing repairs and replacement costs for a client's dwelling, State Farm's home insurance plans also include select personal belongings such as keepsakes, hobby equipment, and home or gardening items. It covers common hazards such as lightning, wind, hail, and instances of theft, fires, and vandalism. Associated with State Farm since 1989, Glick offers other lines of insurance, including renters' and life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jill Hufford Insurance logo
Visit WebsiteWebsite

Jill Hufford Insurance

5219 Peters Creek Road, Roanoke, VA 24019
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Jill Hufford Insurance has been providing insurance policies to residential and business clients for more than four decades through its office in Roanoke. The homeowners' insurance policies offered by the agency are customized to the needs of its clients. Its clients can opt to include wind, hail, fire, and flood coverage into their insurance policies. Moreover, Jill Hufford Insurance also helps its clients review their coverage or file insurance claims whenever necessary.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (76)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Norwinski Insurance Agency logo
Visit WebsiteWebsite

Norwinski Insurance Agency

4896 Hollins Road, Roanoke, VA 24019
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Business Description

Norwinski Insurance Agency is an independent insurance agency in Roanoke that provides a wide range of insurance services that includes homeowners' insurance. This insurance helps clients protect their dwelling and personal belongings financially in case of disasters. It also covers the clients' and their family's personal liability. The agency's professional staff presents homeowners' insurance options that can suit their clients' needs and budget. It guides them in making the right choice by educating them about the different coverages that may be essential to them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Our Insurance Options logo
Visit WebsiteWebsite

Our Insurance Options

58D Ridge Road, Troutville, VA 24175
Visit WebsiteWebsite
  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Business Description

Our Insurance Options sells homeowners insurance policies to clients in the Roanoke metro area. Its policies provide replacement costs for damaged structures on owned land and can also protect items of furniture and personal possessions. Our Insurance Options sells liability coverage to protect homeowners if guests are injured. Clients can also purchase optional policy coverages such as guaranteed home replacement cost coverage. Automobile insurance, life insurance, and personal umbrella coverage policies are available as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trustpoint Insurance logo
Visit WebsiteWebsite

Trustpoint Insurance

16 Church Avenue Southwest, Roanoke, VA 24011
Visit WebsiteWebsite
  • Fire
  • Multiple Policy Types

Business Description

Established in 2006, Trustpoint Insurance, LLC, is an independent insurance firm that provides home insurance products to clients in the Roanoke area. It assists clients in determining the appropriate homeowners' insurance policy that can help protect them from financial losses caused by various property damages and liability claims. The firm's web platform allows clients to manage their insurance policies online. Among the services that it handles are payments, certificate requests, family risk reviews, and policy information viewing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs