Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Roanoke

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Roanoke Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1755Reviewed

1057Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

137 Gus Nicks Blvd., Vinton, VA 24179
WebsiteLicense: 134691
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (5)

Why choose this provider?

Coastal Insurance Planning addresses the needs of families and individuals in Roanoke and the surrounding communities. It offers a wide selection of products, including Medicare and life insurance, in addition to annuities. Its Medicare options include medical and hospital insurance, which covers preventive, inpatient, and medically necessary care. This coverage encloses Medicare Advantage, Prescription Drug plans, and Part A and B. The agency has also partnered with various community organizations, including Advanced Diabetes and Sustained Meds.

  • Life Insurance
  • Medicare Supplement Insurance

2125 E Washington Ave #E, Vinton, VA 24179
WebsiteLicense: 113860
Website

Expertise.com Rating

Why choose this provider?

Diversified Insurance Brokerage provides services to clients residing in Roanoke and the surrounding areas. It helps individuals protect their loved ones or families by offering different health insurance policies, including individual and group health coverage. It also caters to clients needing Medicare Supplement and Medicare Advantage health insurance solutions. The company carries products from Medico Insurance Company, Cigna, Anthem BlueCross BlueShield, and Aetna. Diversified Insurance Brokerage brings over six decades of experience in the industry.

  • Individual Plans
  • Group Plans
  • Life Insurance

16 E Church Ave, Roanoke, VA 24011
WebsiteLicense: 103387
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (44)
Google
4.8 (16)

Why choose this provider?

Trustpoint Insurance has been offering policies in the Roanoke area since 2006. Its personal health insurance adds to the coverage that company health plans provide. The plan offers compensation for medical tests, hospitalization, and medication. The firm also has life insurance that can cover the beneficiaries' future expenses after the policyholder passes on. In addition, clients can get coverage for their homes in case of theft, vandalism, or damage caused by flood, fire, or natural disasters.

  • Individual Plans
  • Life Insurance
  • Individual Health Insurance

2840 G-Hershberger Rd, Roanoke, VA 24017
WebsiteLicense: 103195
Website

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (13)

Why choose this provider?

Muneris is an agency that offers its health insurance services to the Roanoke metro. The company has been around since 1990 and it has been serving since then individuals, families, and businesses. Its insurance services are divided into two areas such as individual and family insurance and business and employer insurance coverage. Medicare benefits, life insurance, health insurance, disability insurance, and long-term care insurance fall under the individual and family type. Its business and employer insurance option includes group health insurance and retirement plans.

  • Life Insurance
  • Individual Health Insurance
  • Medicare Supplement Insurance

10 Franklin Road, SE, Suite 550, Roanoke, VA 24011
WebsiteLicense: 107581
Website

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Scott is an insurance company that was founded in 1864. It has an office based in Roanoke that provides individuals and families in the community and nearby areas with a broad selection of insurance products. It guides clients in securing health insurance plans that cover their personal needs. Its agents work closely with clients, helping them understand COBRA, Medicare, and Exchange plans. In addition, the firm offers assistance in matters like workers’ compensation and employee benefits.

  • Group Plans
  • Dental and Vision Insurance

2670 Electric Road, Roanoke, VA 24018
WebsiteLicense: 136919
Website

Expertise.com Rating

Review Sources

Google
4.9 (9)

Why choose this provider?

Innovative Insurance Group provides health protection plans for clients in Roanoke. It serves individuals and seniors with Medicare health, disability, short-term and long-term care, and dental insurance products. The company's agents also help businesses in building group benefits packages for employees that include health insurance, savings account, and reimbursement arrangements. Innovative Insurance Group is an independent agency that was formed in 2015. ts team members have 100 years of collective experience in Medicare, employee benefits, and individual insurance services.

  • Individual Plans
  • Over 65

2770 Electric Road, ROANOKE, VA 24018
WebsiteLicense: 127146

Expertise.com Rating

Why choose this provider?

Benchmark Benefits offers health insurance products to clients in Roanoke. It deals with several benefits for employees, including medical, vision, pharmacy, wellness, telemedicine, and employee assistance programs. It also helps its clients needing healthcare reimbursement, flexible spending, and healthcare saving accounts. Additionally, it gives individuals an option to select insurance products that cover cancer, critical illness, disability, legal assistance, and accident. The carriers of the agency include Anthem, Cigna, Aetna, Optima Health, and United Healthcare.

  • Life Insurance
  • Health Insurance

730 Apperson Drive, Salem, VA 24153
WebsiteLicense: 105622
Website

Expertise.com Rating

Why choose this provider?

Burgess DeMarco & Flick Insurance is an independent agency serving customers in Roanoke. Since 1984, its team has been furnishing insurance products, including health insurance plans for individuals and families. The company also helps clients find dental insurance policies and life insurance coverages. In addition, options for personal lines and commercial lines insurance are available. Burgess DeMarco & Flick was voted the Best Insurance Agent, Silver Overall, in Salem by the SWVA Living Readers' Choice for 2018, 2019, and 2020.

  • Individual Plans
  • Life Insurance
  • Individual Health Insurance

3029 Peters Creek Rd NW, Suite B, Roanoke, VA 24019
WebsiteLicense: 590201
Website

Expertise.com Rating

Review Sources

Google
4.2 (17)
Yelp
3.7 (3)

Why choose this provider?

Ellis Redford is a State Farm insurance agent that offers his services to clients in Roanoke and its surrounding areas. He crafts health-related risk protection programs, as well as life, auto, home, business, property, and pet insurance. He also handles policies for RVs, campers, ATVs, and snowmobiles. In addition, he attends to his clients' banking and annuity concerns along with his team. Redford has been assisting individuals with their insurance needs through State Farm for more than 10 years.

  • Life Insurance

3002 Brandon Avenue SW, Roanoke, VA 24015
WebsiteLicense: 140413
Website

Expertise.com Rating

Review Sources

Google
4.8 (73)
Yelp
1.0 (2)

Why choose this provider?

Amanda Christiansen runs a State Farm insurance agency in Roanoke that has been serving clients since 2011. The office offers individuals and families health insurance options that cover their health needs. Its team, which has more than five decades of combined industry experience, matches renters, homeowners, and car owners with the right policies. Its representatives also offer life, property, flood, and business insurance products. Christiansen has earned the CPCU and Associate in Insurance Services designations. She is also a member of NAIFA.

  • Life Insurance

303 E. Burwell St., Salem, Va 24153
WebsiteLicense: 112262
Website

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Business Solutions is an independent brokerage and consulting firm that serves individuals and families in Roanoke. It offers clients health insurance options that address and cover their health conditions. It has Medicare specialists on staff to assist clients who are senior citizens, plus some of the firm's management officers are members of the National Association of Health Underwriters. Since its founding in 1999, Business Solutions has also been providing consultancy services to businesses about employee benefits and business insurance. It also provides human resource consulting.

  • Life Insurance
  • Individual Health Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is it possible to maintain Medicare insurance coverage in Roanoke after reaching age 65, even if you or your spouse are still employed?

    If you or your spouse are 65 years of age or older and still employed, your employer in Roanoke might offer health insurance, and you can also enroll in Medicare. In this scenario, the employer's plan acts as the primary payer, covering initial expenses, while Medicare serves as a secondary payer, covering remaining costs.

  • If you're under 65 and experiencing permanent kidney failure, can you qualify for Medicare coverage in Roanoke?

    Individuals under the age of 65 with end-stage renal disease in Roanoke can be covered by Medicare even if they are still working. Additionally, if they have both an employer's group health plan and Medicare, the employer's plan will be the primary payer for the first 30 months after Medicare benefits begin, regardless of group size or employment status.

  • When should you contemplate acquiring short-term health insurance in Roanoke?

    You should think about getting short-term health insurance in Roanoke if you are:

    • Under 65 and healthy.
    • Unemployed and seeking new job opportunities.
    • No longer covered by your parents' insurance.
    • Uninsured, have missed open enrollment, and don't qualify for special enrollment.
    • Awaiting your Affordable Care Act coverage.
    • Waiting for new job benefits to start.
    • Awaiting Medicare.
    • Losing coverage due to a divorce.
  • What are ways to reduce your expenses for short-term health insurance in Roanoke?

    Here are methods to reduce costs for short-term health insurance in Roanoke:

    • Opt for upfront premium payment: Save 18% by paying the complete premium at the start of your coverage term.
    • Consider a higher deductible: Choosing a higher deductible means paying more initially, effectively lowering your premium.
    • Select a more basic plan: Customize your plan by opting for copays for doctor visits or including prescription drug coverage, helping to lower expenses.
  • Who qualifies for Medicaid in Roanoke?

    Low-income Roanoke residents who are 65 years old or older, are pregnant or have a young child, have a disability, or live with a disabled household member are eligible for Medicaid. Residents aged 19 to 64 in households with an income below 130% of the federal poverty line also qualify for Medicaid. In 2022, this equated to $17,131 for an individual and $29,207 for a family of three.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

FeaturedHow To Get Health Insurance

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...