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Best Credit Repair Companies in Portsmouth

Laurels
2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Portsmouth, VA
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
2.5 / 5 (25)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Portsmouth, VA
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)

Price: Free Credit Report Consultation

Clear Credit Solutions logo
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Clear Credit Solutions

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100 Seventh St Suite 104, Portsmouth, VA 23704
  • Credit Monitoring

Business Description

Clear Credit Solutions has been serving clients in and around Portsmouth for over 20 years. It offers a wide range of services, from financial counseling and student loans to credit restoration and building. It offers improvement plans to help clients achieve a FICO score of 670 or higher, allowing them to access the ideal loan and credit card options. Its team has a financial background in fields such as mortgage lending, real estate, and banking.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gibbs Financial Solutions logo
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Gibbs Financial Solutions

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1545 Crossways Blvd. Suite 250, Chesapeake, VA 23320
  • Credit Monitoring

Business Description

Gibbs Financial Solutions provides credit repair services to residents of Portsmouth and the surrounding areas. The company assists clients in removing inaccurate and erroneous information from their credit profiles and contacts clients' creditors and credit bureaus directly. It has handled civil liens, student loans, medical bills, out-of-date information, and tax liens. Gibbs Financial Solutions also provides clients with access to an online portal where they can monitor the status of their credit reports. Credit analysis services are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LSW Credit Repair Service logo
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LSW Credit Repair Service

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11815 Fountain Way Suite 300, Newport News, VA 23606
  • Credit Audit

Business Description

LSW Credit Repair Service is a veteran-owned small business that caters to clients in Portsmouth and the surrounding areas. It assists individuals, families, and businesses in improving their credit profiles. The firm's consultants carry out evaluations of credit reports listed with TransUnion, Equifax, and Experian. They identify and remove inaccurate records such as late payments, bankruptcies, foreclosures, collections, student loans, and inquiries. In addition, they conduct mentorship sessions designed to help homebuyers with managing their finances to maintain healthy credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Owlite Notary Services logo
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Owlite Notary Services

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Portsmouth, VA 23707
  • Credit Audit
  • Credit Dispute

Business Description

Owlite Notary Services serves clients in Portsmouth and nearby areas. It offers credit repair services and removes incorrect information on the client's credit report. It also assists them in raising their credit scores and creates a strategy to help them tackle their credit problems. Debt management services are also available. The company has a team of notary and loan signing agents that handles loan modifications, reverse mortgages, refinanced loan packages, and home equity line of credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
SOS Solutions logo
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SOS Solutions

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2010 Old Greenbrier Rd. Ste. E1, Chesapeake, VA 23320
  • Debt Consolidation

Business Description

SOS Solutions is a full-service credit repair firm that serves clients in Portsmouth and the surrounding communities. The company offers a variety of credit repair services that can help clients achieve financial freedom. Its credit repair specialists provide credit counseling, credit building tools, budget development, and student loan consolidation solutions. The team also removes unwarranted information from its client's credit reports, such as late payments, bankruptcies, foreclosures, and repossessions. The company caters to individuals, businesses, and entrepreneurs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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The Financial Fit Club logo
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The Financial Fit Club

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2019 Cunningham Dr., Suite 308, Hampton, VA 23666
  • Credit Monitoring

Business Description

The Financial Fit Club caters to customers in the Portsmouth metro and the surrounding communities. It offers credit repair solutions, which give the clients the ability to build long-term wealth, choose adequate housing, and get approved for a car. Its process involves giving clients access to their personal portal, challenging negative items on their credit reports by sending dispute letters to the credit bureaus, and providing continuous updates throughout the restoration. The company also deals with financial planning and tax preparation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ultimate Care Credit Repair LLC logo
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Ultimate Care Credit Repair LLC

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150 W.Washington Street Suite H, Suffolk, VA 23434
  • Credit Dispute

Business Description

Ultimate Care Credit Repair LLC helps Portsmouth individuals in improving their financial situation. The firm assists clients in rebuilding their credit scores through dispute solutions that remove inaccurate items and outdated and unverifiable information on reports. Its professionals analyze credit reports, implement solutions and strategies, and educate clients in every step of the process. Its founder Angela Reshun Dixon is a certified credit counselor and loan signing agent who also provides coaching services on personal finance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (10)
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail