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Best Renter's Insurance Companies in Portsmouth

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Portsmouth Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

5907 W Norfolk Road Suite 102, Portsmouth, VA 23703
WebsiteLicense: 597781 Rating

Review Sources

4.8 (153)
4.7 (12)
3.0 (2)

Why choose this provider?

Beth Holland is a State Farm agent serving families and individuals in Portsmouth and the neighboring communities. She offers a wide selection of insurance products, including renters' insurance. This type of policy aims to cover the policyholders' personal properties, including TV, furniture, clothes, and computers while renting. She also offers life insurance and health insurance. Holland is a member of the National Association of Insurance & Financial Advisors and the Portsmouth Service League.

  • Home and Auto Insurance

3700 Shore Drive Suite 104, Virginia Beach, VA 23455
WebsiteLicense: 939779 Rating

Why choose this provider?

Lee Hudson works as an insurance agent in the Portsmouth area. He has been serving the community since 2014, providing insurance options, including renters' insurance for condos and rental properties. He insures his clients' belongings, such as televisions, computers, bicycles, electronics, apparel, and furniture. Auto, house, property, business, life, and health are among his other insurance products. Pet insurance, banking, and annuities are also available. In addition, Lee provides no-obligation notary public services and aims to be a leading source of asset management and protection.

  • Multiple Carriers

4448 Portsmouth Blvd, Chesapeake, VA 23321
WebsiteLicense: 589064 Rating

Review Sources

4.6 (14)
5.0 (1)

Why choose this provider?

Daryl Hines is a State Farm insurance agent that caters to renters and homeowners around Portsmouth. Clients can avail themselves of policy options that protect their property from fires, smog, burglaries, vandalism, and vehicle damage. Hines also offers supplemental coverage for property outside of an apartment or inside a renter's vehicle, as well as any collectibles, jewelry, and sports equipment. Homeowners can also have their belongings covered during home repair or replacement or while on vacation. Hines has been a State Farm agent since 1992.

  • Multiple Policy Types
  • Home and Auto Insurance

4981 Irvington Road, Irvington, VA 22480
WebsiteLicense: 107566 Rating

Review Sources

4.4 (482)
4.6 (128)
3.5 (17)

Why choose this provider?

Northern Neck Virginia Insurance provides personalized coverages to individuals and families in the Portsmouth metro. It helps clients living in rental properties acquire renters' insurance plans to secure reimbursements for damaged and lost items caused by fire and theft. The company also offers other personal lines of insurance, including homeowners', car, and personal umbrella policies. Founded in 1896, Northern Neck Virginia Insurance has supported various organizations, such as White Stone Volunteer Fire Department and Boys & Girls Club of the Northern Neck.

  • Home and Auto Insurance


  • Can a Portsmouth resident bring their renter's insurance policy with them when they travel?

    Yes, a Portsmouth resident who travels takes their renter's insurance policy with them wherever they go because the insurer only covers the policyholder and not the apartment they are renting. If the policyholder inadvertently collides with another person on the street and twists their ankle, the latter's insurance plan will cover the medical expenses.

  • Is a Portsmouth landlord responsible for the possessions of a tenant who has no renter’s insurance?

    A Portsmouth landlord is not liable for the belongings of a tenant who does not have renter's insurance. That is why people who live in rented housing should have insurance. A landlord only insures the building, not the personal property of its tenants. They have no insurable interest in the latter simply because it does not belong to them.

  • How fast can a Portsmouth citizen get renter’s insurance?

    A Portsmouth resident can obtain renter's insurance in as little as one minute online or three minutes by calling an insurance company agent. Policies can be obtained in such a short period of time to assist busy renters in the area in obtaining the coverage they require without taking too much time away from their daily activities.

  • How much is renter’s insurance in Portsmouth, and are tenants required by state law to get it?

    The yearly premium rate for a renter's insurance policy in Portsmouth and the rest of Virginia is $166, which is $19 less than the national average. A policy is an optional product that is not subject to Virginia law; it is not required by state law for tenants.

  • What coverages do renter’s insurance policies in Portsmouth have?

    Renter's insurance policies in Portsmouth cover personal liability, medical costs for injury victims, temporary housing, and property protection. Different renter's insurance companies provide varying levels of coverage. The two most common property protection coverage levels are $25,000 and $50,000. The yearly cost difference between these two tiers in the state is approximately $64.

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