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Best Credit Repair Companies in Hampton

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3105 American Legion Road, Chesapeake, VA 23321
Chesapeake, VA 23321
Instagram
  • Credit Dispute

Expedient Financial Solutions is a financial and credit management company serving the Hampton metro area and nearby localities. The firm assists individuals and families in establishing, maintaining, and restoring their credit scores in order to achieve their financial objectives. Its credit consultants provide credit education, report analysis, item disputes, and live customer support. The group also removes inaccurate personal information, inquiries, and derogatory marks from the client's financial reports. Other services include tax and bookkeeping support. The company is headquartered in Chesapeake.

3105 American Legion Road, Chesapeake, VA 23321
Chesapeake, VA 23321

InstagramWebsite(757) 920-8203

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2500 Atlantic Avenue, Virginia Beach, VA 23451
Virginia Beach, VA 23451
  • Credit Monitoring

Paramount Credit Repair is a credit restoration firm that renders its services to the Hampton metro area. The full-service company provides consultations, repair freedom, and personalized credit repair for its clients. Its team analyzes its customers' financial situation through their credit reports and aids them in improving their credit scores. In addition, the agency also assists its clients in securing jobs, living within their means, and becoming financially independent. Paramount Credit Repair also offers its services nationwide.

2500 Atlantic Avenue, Virginia Beach, VA 23451
Virginia Beach, VA 23451

Website(757) 206-2347

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

150 West Washington Street, Suffolk, VA 23434
Suffolk, VA 23434
Instagram
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Ultimate Care Credit Repair LLC offers its services to the residents of Hampton and the neighboring cities. It focuses on credit restoration, helping clients dispute any inaccurate information found in their credit report and legally remove it from the record. The firm also offers credit building and rebuilding services, as well as bankruptcy document retrieval. Additionally, Ultimate Care Credit Repair offers financial education courses and seminars to help clients continuously improve their credit rating.

150 West Washington Street, Suffolk, VA 23434
Suffolk, VA 23434

InstagramWebsite(866) 414-8227

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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