Best Credit Repair Companies in Hampton

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Expedient Financial Solutions logo
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Expedient Financial Solutions

3105 American Legion Road, Chesapeake, VA 23321
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  • Credit Dispute

Business Description

Expedient Financial Solutions is a financial and credit management company serving the Hampton metro area and nearby localities. The firm assists individuals and families in establishing, maintaining, and restoring their credit scores in order to achieve their financial objectives. Its credit consultants provide credit education, report analysis, item disputes, and live customer support. The group also removes inaccurate personal information, inquiries, and derogatory marks from the client's financial reports. Other services include tax and bookkeeping support. The company is headquartered in Chesapeake.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Expedient Financial Solutions

Paramount Credit Repair logo
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Paramount Credit Repair

2500 Atlantic Avenue, Virginia Beach, VA 23451
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  • Credit Monitoring

Business Description

Paramount Credit Repair is a credit restoration firm that renders its services to the Hampton metro area. The full-service company provides consultations, repair freedom, and personalized credit repair for its clients. Its team analyzes its customers' financial situation through their credit reports and aids them in improving their credit scores. In addition, the agency also assists its clients in securing jobs, living within their means, and becoming financially independent. Paramount Credit Repair also offers its services nationwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Paramount Credit Repair

Ultimate Care Credit Repair LLC logo
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Ultimate Care Credit Repair LLC

150 West Washington Street, Suffolk, VA 23434
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  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

Ultimate Care Credit Repair LLC offers its services to the residents of Hampton and the neighboring cities. It focuses on credit restoration, helping clients dispute any inaccurate information found in their credit report and legally remove it from the record. The firm also offers credit building and rebuilding services, as well as bankruptcy document retrieval. Additionally, Ultimate Care Credit Repair offers financial education courses and seminars to help clients continuously improve their credit rating.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Ultimate Care Credit Repair LLC

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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