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Best Credit Repair Companies in Norfolk

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Norfolk, VANorfolk, VA

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Norfolk, VANorfolk, VA

Website(903) 662-7640

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

154 South Newtown Road, Virginia Beach, VA 23462
Virginia Beach, VA 23462
Instagram
  • Credit Audit
  • Credit Dispute

Hampton Roads Credit Repair LLC is a full-service credit repair agency that aims to help clients near Norfolk improve their credit scores and financial status. The credit repair company is composed of a team of credit restoration professionals who provide comprehensive credit consultation and challenge unverifiable or inaccurate information in customers' credit histories. These professionals also educate clients on how to build and maintain their improved credit scores. Clients can access their accounts online for real-time updates regarding their credit reports and scores.​

154 South Newtown Road, Virginia Beach, VA 23462
Virginia Beach, VA 23462

InstagramWebsite(757) 544-9779

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

999 Waterside Drive, Norfolk, VA 23510
Norfolk, VA 23510
  • Credit Dispute

HRCDC Credit Repair Services is a credit repair agency serving clients in Norfolk and the surrounding communities. It helps customers fix their credit by offering credit analysis, consultations, and recommendations. In addition, the clients will receive monthly updates, helping them understand the changes in their credit status. This firm works with the credit bureaus to challenge negative report items, such as closed accounts and delinquencies. HRCDC Credit Repair Services also provides education on how clients can increase their credit scores and maintain them.

999 Waterside Drive, Norfolk, VA 23510
Norfolk, VA 23510

Website(​75) 7-5-30-5

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3574 Holland Road, Virginia Beach, VA 23452
Virginia Beach, VA 23452
Instagram
  • Credit Monitoring
  • Credit Dispute

Next Step Credit Repair is a credit restoration company catering to Virginia residents in Norfolk and Virginia Beach. It maintains a team of Credit Consultants Association-certified specialists and offers a variety of credit restoration packages with options for monthly, one-time, and couples compliance-based plans and credit repair service plans. Its compliance-based plans are inclusive of client portal access, credit monitoring, comprehensive credit analysis, personalized dispute strategy, and credit building solutions. Ultimately, Next Step Credit Repair strives to help clients regain their financial power.

3574 Holland Road, Virginia Beach, VA 23452
Virginia Beach, VA 23452

InstagramWebsite(757) 704-4106

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4169 Virginia Beach Boulevard, Virginia Beach, VA 23452
Virginia Beach, VA 23452
Instagram
  • Credit Monitoring

Located in Virginia, PFS is a full-service credit repair company catering to families and individuals in Norfolk and nearby communities. It offers fully personalized credit restoration services inclusive of private report assessments, creditor and bureau communication and negotiation, and credit improvement education. The company implements a 90-day credit enhancement process to ensure that clients regain their financial footing in a speedy manner. PFS is committed to helping clients untangle financial hindrances and alleviate the stress and confusion that comes with a compromised credit standing.

4169 Virginia Beach Boulevard, Virginia Beach, VA 23452
Virginia Beach, VA 23452

InstagramWebsite(757) 726-3791

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

223 City Hall Avenue, Norfolk, VA 23510
Norfolk, VA 23510
Instagram
  • Debt Consolidation

Virginia Credit Repair caters to clients in Norfolk and the surrounding areas. The company helps clients repair their credit scores through credit consultation. It assists in removing inaccurate or incorrect information in credit reports and submits disputes before credit bureaus. Owner Aaron Sean Hernandez believes that a person's credit impacts everything, including work, living arrangements, and what school their children can go to. Virginia Credit Repair aims to help clients achieve a higher quality of life by helping improve and maintain their credit scores.

223 City Hall Avenue, Norfolk, VA 23510
Norfolk, VA 23510

InstagramWebsite(757) 375-1144

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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