Expertise.com

Best Local Car Insurance Agencies in Portsmouth

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Allison Plante logo
Visit WebsiteWebsite

License Verified:

License: 951887

Commonwealth Of Virginia State Corporation Commission

Allison Plante

200 North Battlefield Boulevard, Chesapeake, VA 23320
Visit WebsiteWebsite
  • Bundling Option

Business Description

Allison Plante has been servicing the Chesapeake and Portsmouth areas as a State Farm insurance agent since 2015. She helps provide clients with automobile insurance that suits their distinct needs. Her team has a strong focus on ensuring the expectations of their clients are met when providing the auto insurance they require. The coverage options her team offers range from insurance for teen drivers up to insurance for sports cars. Additionally, their comprehensive insurance covers cars that are damaged or stolen.

License Verified:

License: 951887

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Centerville Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 113098

Commonwealth Of Virginia State Corporation Commission

Centerville Insurance Agency

516 Innovation Drive, Chesapeake, VA 23320
Visit WebsiteWebsite
  • Multiple Carriers
  • Boats

Business Description

Centerville Insurance Agency is a professional insurance agency that serves residential and commercial clients in Portsmouth, Chesapeake, and nearby areas. It offers a comprehensive suite of insurance products and services such as automobile and motorcycle insurance, watercraft and boat insurance, and umbrella insurance. It also provides protection and coverage for recreational vehicles. The company is affiliated with various reputable insurance companies such as Mercury Insurance, Progressive, Travellers, Occidental Insurance and Erie Insurance.

License Verified:

License: 113098

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Colonial Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 109557

Commonwealth Of Virginia State Corporation Commission

Colonial Insurance Agency

954 West 21st Street, Norfolk, VA 23517
Visit WebsiteWebsite
  • Multiple Carriers
  • RV & Motorhome
  • Bundling Option

Business Description

Colonial Insurance Agency has been serving the insurance needs of the people of Portsmouth and all of Hampton Roads for more than seven decades. Family-owned and operated, it employs experienced and professional agents who connect with over 15 carriers to draw up a selection of car insurance quotes that can meet the needs, expectations, and priorities of clients. In addition to standard automobiles, Colonial Insurance Agency also provides insurance plans for antique cars, watercraft, and RVs.

License Verified:

License: 109557

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (2)
Coppedge Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 104075

Commonwealth Of Virginia State Corporation Commission

Coppedge Insurance Agency

4405 Portsmouth Boulevard, Portsmouth, VA 23701
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Coppedge Insurance Agency helps the car owners in Portsmouth mitigate financial risks related to their vehicular assets. Auto insurance policyholders can obtain financial compensation for losses due to theft, collisions, and injury liability. It guides clients in finding suitable insurance policies through its partnerships with diverse insurance carriers, including Progressive, Nationwide, and Safeco Insurance. Owner Don Coppedge is an air force veteran with over three decades of experience as an insurance agent. Coppedge Insurance Agency supports the community through its "Agents of Change" commitment.

License Verified:

License: 104075

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ferguson Insurance Center logo
Visit WebsiteWebsite

License Verified:

License: 106383

Commonwealth Of Virginia State Corporation Commission

Ferguson Insurance Center

1407 Stephanie Way, Chesapeake, VA 23320
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Ferguson Insurance Center is a family-owned and operated insurance broker that provides business and personal risk protection in Portsmouth. It specializes in car insurance, homeowners' insurance, business insurance, and workers' compensation. It has over 25 years of solid partnerships with well-established regional and national insurance carriers, including Foremost, Infinity, Chubb, and Hartford. The agency has a 24/7 online customer service through its website, where clients can request a certificate of insurance and download forms.

License Verified:

License: 106383

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nina Ambrose logo
Visit WebsiteWebsite

License Verified:

License: 579813

Commonwealth Of Virginia State Corporation Commission

Nina Ambrose

800 Juniper Crescent, Chesapeake, VA 23320
Visit WebsiteWebsite

Business Description

Nina Ambrose is a State Farm insurance agent who has been providing insurance services to clients in the Chesapeake and Portsmouth areas for more than three decades. She provides clients with several options when it comes to the coverages that they may require, which include collision and comprehensive coverages. Ambrose served on several professional boards, including the National Association of Insurance Women. She also does charity work for organizations like The HER Shelter and Lions of Virginia.

License Verified:

License: 579813

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Salzberg Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 111027

Commonwealth Of Virginia State Corporation Commission

Salzberg Insurance Agency

249 East Little Creek Road, Norfolk, VA 23505
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

Salzberg Insurance Agency has been providing car insurance products for individuals and businesses in the Portsmouth area since 1938. It customizes auto policies to protect its clients from financial losses. These may cover vehicle damages in collisions, medical bills, and stolen cars. With a variety of insurance coverages, its team of insurance advisors can assist policy buyers in finding the plan that best suits their needs. The company's mission is to meet customer expectations through its insurance products.

License Verified:

License: 111027

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Young Insurance logo
Visit WebsiteWebsite

License Verified:

License: 110338

Commonwealth Of Virginia State Corporation Commission

Young Insurance

2865 Airline Boulevard, Portsmouth, VA 23701
Visit WebsiteWebsite
  • Bundling Option

Business Description

Young Insurance is a firm in Portsmouth that carries personal and commercial insurance plans, including car insurance. The independent agency has over five decades of industry experience in helping clients determine the right insurance coverage for their needs. Its insurance professionals assist car owners in assessing and covering financial risks, including losses from medical payments, uninsured drivers, collisions, liabilities, and theft. They also provide FR-44 and SR-22 coverage. Established in 1973, Young Insurance also offers insurance plans for motorcycles, recreational vehicles, private investigators, and security guards.

License Verified:

License: 110338

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs