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Best Homeowners Insurance Agencies in Hampton

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Bruce Laderberg Insurance Agency logo
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Bruce Laderberg Insurance Agency

500 East Main Street, Norfolk, VA 23510
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  • Multiple Policy Types
  • Flood
  • Earthquake

Business Description

Bruce Laderberg Insurance Agency is an independent insurance solutions provider operating in the Hampton metro. The company provides coverage for personal, business, life, and health needs that are calculated and determined by rating factors. It offers comprehensive insurance plans for homeowners that help protect physical dwellings from damage, loss, and disasters. It also covers replacements and repairs as well as liability from any injuries experienced by other people inside the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (19)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Coastal Insurance Agency Inc. logo
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Coastal Insurance Agency Inc.

76 W Mercury Blvd, Hampton, VA 23669
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  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Coastal Insurance Agency grants homeowners insurance' to clients in Hampton and the surrounding areas. The agency assists clients in finding the right insurance policy and coverage to protect their homes from possible financial disasters. Its agents will discuss the value of the home and its contents to avoid being underinsured. Its agents keep clients educated and informed of which risks are covered by their insurance policy and how their deductibles work. The agency also provides life insurance, business insurance, and car insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
De'Geon Briggs - State Farm Insurance Agent logo
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De'Geon Briggs - State Farm Insurance Agent

2021A Cunningham Drive, Hampton, VA 23666
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  • Multiple Policy Types

Business Description

De'Geon Briggs is an insurance agent for State Farm who caters to individuals and families in Hampton. With his background as a finance degree holder, Briggs helps his clients understand the value of homeowners' insurance coverage and get the right policies that match their needs. He also offers assistance with automobile and life insurance. Briggs is originally from Newburgh, New York, but he has lived in Hampton for more than 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hampton Roads Insurance logo
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Hampton Roads Insurance

633 Independence Blvd Suite D, Virginia Beach, VA 23462
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Hampton Roads Insurance Services provides insurance for individuals and small businesses in the Hampton metro. It offers homeowners' insurance policies that cover home rebuilding, home loans, additional improvements to the property, and replacement of belongings. Its team of agents is up to date with the building codes in the community and can properly assess the market value of a home. The team also offers insurance products for auto, medical, life, and business coverage. Hampton Roads Insurance Services is a Signature Progressive Agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (20)
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mark Crump - State Farm Insurance Agent logo
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Mark Crump - State Farm Insurance Agent

910 W Mercury Blvd ofc 1a, Hampton, VA 23666
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  • Personal Property Insurance
  • Condos
  • Renter's Insurance

Business Description

Mark Crump is an insurance agent with State Farm who assists clients with insurance needs from his office in Hampton. Crump creates various State Farm insurance policies including home insurance plans, which cover property damage resulting from unexpected events such as theft and vandalism. Home insurance also protects personal property such as clothing and jewelry. Mark Crump also provides policies on auto insurance, pet insurance, and life and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Morgan Marrow Company logo
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Morgan Marrow Company

21 Manhattan Square, Hampton, VA 23666
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  • Multiple Policy Types

Business Description

Morgan Marrow Company is an independent agency that offers insurance coverage to homeowners in Hampton. Homeowners' insurance provides protection from financial loss in case of theft, fire, windstorms, and other perils. This covers the house itself, the garage, any other structure in the property, and personal possessions like appliances, clothing, and furniture. The agency's insurance professionals also provide additional coverage for flood, which is not usually included in a homeowner's insurance policy by default.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paula Boyd - State Farm Insurance Agent logo
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Paula Boyd - State Farm Insurance Agent

4910 West Mercury Boulevard, Hampton, VA 23666
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  • Personal Property Insurance

Business Description

Paula Boyd is a State Farm insurance agent offering property damage coverage for homeowners in Hampton. The company's home insurance program covers common hazards such as lightning, wind, and hail, as well as instances of theft, fires, and vandalism. Beyond the repair or replacement costs for a client's home, it also secures select personal belongings, including keepsakes, hobby items, and house or gardening equipment. A State Farm agent since 2009, Paula also offers auto, life, and health insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Teagle Insurance Agency Inc. logo
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Teagle Insurance Agency Inc.

11528 Jefferson Avenue, Newport News, VA 23601
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Business Description

Teagle Insurance Agency Inc. was established in 1972 and serves homeowners in Hampton. The company covers any natural damage to the structure, from causes such as fires and storms. It deals with different types of residences such as primary homes, secondary homes, condos, and vacant properties. The company also adds coverage for flooding and renters' health. It offers different policies from tenured companies like Mercury Insurance, National General Insurance, and Travelers Insurance. It also serves those looking for automobile and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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