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2024

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Best Local Car Insurance Agencies in Plano

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Plano Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

170

Reviewed

109

Curated

19

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
PO BOX # 260569, Plano, TX 75026
  • Multiple Carriers

Why choose this provider?

Alpha Omega Insurance Agency serves residential customers in Plano. It offers car insurance, life, renters', and homeowners' insurance. The company is partnered with insurance providers, such as Progressive, Safeco, State Auto, Mercury, and Travelers Insurance. Its agent helps clients select the insurance products that meet their needs by comparing the price and coverage of the policies from various providers. The independent insurance agency has been in business since 1991 and is founded on Christian principles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (95)
Facebook
4.9 / 5 (71)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5899 Preston Rd Ste 1301, Frisco, TX 75034

Why choose this provider?

Based in Frisco, Texas, Haeussler Insurance Agency is an independent insurance agency that has been serving drivers in the DFW metroplex since 2005. HI Agency customizes auto insurance policies to clients' requirements and budget levels with coverage such as comprehensive, liability, and property damage. To find the most affordable premiums, the agency works with a variety of insurers, including Safeco and Progressive. HI Agency also offers life insurance and umbrella policies as part of its suite of services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15601 Dallas Pkwy Ste 900, Addison, TX 75001

Why choose this provider?

Based in Addison, Texas, Harrison Insurance Agency is a brokerage firm offering a list of personal insurance coverage options for a diverse clientele. The company helps motorists, boat owners, and motorcycle riders to find affordable insurance policies that can get them back on the road as soon as possible if their means of transport gets damaged or stolen. They match clients with a list of the most reputable and financially stable insurance carriers in the state, such as Progressive and Safeco Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 Hwy. # 380 East, Farmersville, TX 75442

Why choose this provider?

Buchanan Insurance is an independent insurance brokerage based in Farmersville, Texas, that serves motorists throughout the Plano and Leonard metro areas. The agency works with multiple insurance carriers, such as Allstate, Nationwide, and Germania, to provide clients with collision and comprehensive coverage policies. The company's auto insurance can also cover personal injury protection, medical payments, and liability for injuries caused to third parties or their property. Buchanan also offers homeowners and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 South Westgate Way, Wylie, TX 75098
  • Multiple Carriers

Why choose this provider?

Jarrod Rush is an independent and licensed State Farm Insurance agent that serves clients in Plano, Wylie, and nearby areas. He offers an extensive line of insurance products and services such as automobile insurance, boat and watercraft coverage, ATV insurance, as well as general liability insurance. Jarrod has been a State Farm Insurance agent for 14 years. His professional network of reputable insurance carriers enables him to provide personalized insurance coverage that matches the needs of every client.

License Verified:

License: TX-1455023

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (15)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3227 Independence Parkway, Plano, TX 75075
  • Multiple Carriers
  • RV & Motorhome

Why choose this provider?

Chelsea Terry is a second-generation State Farm insurance agent who serves the residents of Plano and the surrounding areas. This professional offers auto insurance policies with different types of coverage options, including collision, comprehensive, liability, medical payments, and uninsured motor vehicle coverage. Other coverage options available include car rental and travel expenses, rideshare driver, and emergency road assistance. Chelsea Terry also offers other types of personal insurance products, including homeowner's, renters', life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1807 West St, McKinney, TX 75069

Why choose this provider?

Gant Group Insurance is an independent insurance company serving clients in the Plano, Texas area. Multiple agents work with numerous insurance underwriters to customize personal and commercial auto insurance policies to each customer's needs. Gant Group Insurance offers collision and comprehensive insurance, liability-only policies, and coverage for medical payments related to an auto accident. Special coverage options include rental reimbursement, roadside assistance, and towing. The company also provides insurance policies for recreational vehicles and watercraft.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8765 Stockard Dr Ste 402, Frisco, TX 75034

Why choose this provider?

Located in Frisco, Texas, CNC Insurance Brokerage Services is an independent agency licensed to serve clients in Texas, Arizona, Louisiana, Georgia, Ohio, Tennessee, and Oklahoma. Patrons can go online to obtain a quote for their auto insurance. CNC Insurance offers collision, comprehensive, liability, and no-fault auto insurance through national insurance carriers. The firm, which has over 25 years experience in the insurance industry, also offers renters, investment property, landlord, homeowner, and flood insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.4 / 5 (9)
Google
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2504 Avenue K Suite 400, Plano, TX 75075
  • Multiple Carriers

Why choose this provider?

A & H Insurance provides car protection plans to individuals in Plano and the surrounding areas. With over 17 years of industry experience, it partners with Metropolitan, an insurance carrier, to curate policies that match clients' needs. Its policyholders are also entitled to acquire identity theft protection. The business provides car replacement assistance if an accident claims the major value of a new auto within one year or 15,000 miles. A & H Insurance's other products include business and commercial policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3200 Long Prairie Rd Ste 200, Flower Mound, TX 75022

Why choose this provider?

Century Insurance Agency Inc. is an independent agency that has been insuring North Texas drivers since 1996 from its offices in Denton and Flower Mound. It works with 25 insurance carriers, including Progressive and State Auto, to provide clients with affordable auto insurance. There are discounts available for good students, a safe driving record, and having no prior claims. Flexible payment options are available from some carriers. The company also offers homeowners, life, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2901 W FM 544, Wylie, TX 75098
  • Multiple Carriers

Why choose this provider?

The Lunte Family Agency offers financial advice to Plano drivers looking for auto insurance coverage options. Aside from giving advice, the business can also score auto insurance plans on behalf of its customers. Its local agents determine the drivers' needs and work with insurance carriers that the company represents to provide personalized insurance policies. The available insurance coverages include physical damage, liability, and personal injury protection. Owner Maegan Lunte holds a degree in Risk Management and Insurance.

License Verified:

License: 2265384

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2817 Regal Rd Ste 101, Plano, TX 75075

Why choose this provider?

Sills Insurance Agency is an independently owned and locally operated company in Plano, Texas. It has been working with several top carriers to help customers obtain auto insurance since 1998. Its team is experienced in providing customers with policies that are tailored to suit their specific needs. These policies can include protection against vehicle damage and theft as well as against medical and legal expenses resulting from injury caused by an accident.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3415 Custer Rd Ste 161, Plano, TX 75023

Why choose this provider?

The Sterling Insurance Group is an independent agency located in Plano, Texas. Founded in 2003, it offers all types of personal insurance coverage including auto, homeowners, ATV, boat and watercraft, and condo insurance to clients in Plano and throughout Texas. It also provides assessments of clients' insurance needs to identify the best insurance package to fit their particular requirements. The firms' auto insurance coverage options include auto, collision, and comprehensive coverage insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (113)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1930 E Rosemeade Pkwy Ste 215, Carrollton, TX 75007

Why choose this provider?

The Mike Leonard Insurance Agency is an independent insurance company based in Carrollton, Texas, with over 35 years of experience serving drivers in the Plano metro area. Auto coverage specialists work with several top insurance carriers, such as Nationwide, Metlife, Progressive, Kemper Preferred, Safeco Insurance, and The Hartford, to find clients the right amount of coverage for a price within their budget. It also provides home coverage and packages auto and homeowners policies for a discount.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.1 / 5 (16)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1205 W Trinity Mills Rd, Carrollton, TX 75006

Why choose this provider?

Legacy Insurance Partners is an insurance agency based in Carrollton, Texas, and founded in 2007. It is an independent agency that has access to more than 100 insurance carriers that it works with to create car insurance policies that are tailored to clients' specific needs. The firm's auto insurance provides property coverage to cover damage to vehicles, liability coverage to pay for injury and damage to others, and medical coverage that pays for treating injuries and lost wages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (6)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1201 East Parker Road, Suite 210, Plano, TX 75074
  • Motorcyle & ATV

Why choose this provider?

KAS Auto Insurance serves residents of Plano and its surrounding areas. The agency provides different types of policies for owners of cars, trucks, motorcycles, boats, and RVs. It also offers coverage for both homeowners and renters. In addition, the agency delivers customized property insurance to commercial property owners. Its agents have years of experience helping clients find comprehensive auto insurance that can prepare for and protect from covered risks. They assess and analyze each client's particular needs to better determine the right coverage for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (31)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8000 Coit Rd Ste 500, Plano, TX 75025

Why choose this provider?

Since 2001, Dagley Insurance has served clients with automobile insurance needs in Plano, Texas. With locations throughout Texas and Colorado, Dagley Insurance advises clients of their state's minimum requirements for automobile insurance, offering additional protection for collision, loss of use, and underinsured/uninsured motorists. The company focuses on building individualized insurance plans that take into account individual risk, age of vehicle, driving habits, and budget. Dagley Insurance has commercial automobile coverage options for all vehicle types owned by businesses of all sizes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (63)
Facebook
4.3 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2901 K Ave, Plano, TX 75074
  • Motorcyle & ATV

Why choose this provider?

Contigo Auto Insurance, LLC, is a local car insurance provider that serves vehicle owners in Plano and its surrounding areas. The agency sources and customizes policies from various carriers. Same day coverages are available as needed. All claims and payments can be made through the agency's mobile app. Contigo Auto Insurance is a local agency affiliated with Alinsco Insurance, which is one of the largest managing general agents in Texas. The firm has been serving vehicle owners since 2003.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (9)
Facebook
4.3 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3369 Premier Dr Ste 200, Plano, TX 75023

Why choose this provider?

Milestone Insurance and Investment Services LP is an independent insurance agency based in Plano, Texas. Coverage specialists work with several A+ rated carriers, such as Chubb, State Auto, Progressive, and Travelers, to find drivers the protection they need at a competitive rate. Options include the state minimum liability for bodily injury and property damage, and policies can cover vehicle damage through collision and comprehensive plans. Some carriers also offer accident forgiveness, roadside assistance, rental car reimbursement, GAP insurance, and ambulance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is it necessary to purchase additional coverage when renting a car in Plano?

    Your current auto liability insurance may already provide some rental car damage coverage, so you may not need to purchase a collision damage waiver from Plano rental car firms. However, keep in mind that the maximum payout of your liability insurance may be less than the cost of a rental car. Raising your liability limit can be a more economical option than getting collision damage waivers if you hire cars regularly.

  • What pointers should you be aware of in Plano regarding your car insurance coverage?

    Here are some key points to take note of about your Plano car insurance coverage:

    • Most auto insurance policies don't include rental reimbursement by default. You need to buy it separately, pay for the rental upfront, and then get reimbursed within policy limits.
    • You are still responsible for any resulting damages when you lend your car to someone else.
    • Not all drivers aged 55 to 60 face higher insurance costs. Many insurers offer discounts for them.
  • How long does it take to obtain car insurance in Plano?

    It can take only a few hours to a few weeks to obtain car insurance in Plano. Car insurance is one of the easiest insurance types to obtain compared to other insurance types, with some providers even providing instant coverage. No inspection and physical examination or assessment is required prior to coverage. You only need to provide a few essential personal details, and an auto insurance agent can offer you a quotation.

  • Is flood damage included in your car insurance coverage in Plano?

    In Plano and throughout Texas, you must have comprehensive coverage in order for your car insurance policy to pay for flood damage. Most states mandate at least liability insurance as the minimum requirement, but this won't cover losses brought on by calamities like floods. If you wish to include comprehensive coverage in your car insurance policy, you should consult your insurance agent.

  • Do your gender and age impact the cost of your car insurance premium in Plano?

    Age and gender influence car insurance costs in Plano. Drivers aged 25 and above generally face lower premiums than teenage drivers due to the lower risk associated with experience. Young male drivers often have significantly higher car insurance costs than young female drivers. As you approach 25, the effect of age and gender on rates diminishes, and other factors become more significant in premium calculations. When you reach 33, the premiums stabilize, reflecting your driving history. These premiums typically decline with age.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.