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Best Health Insurance Agencies in Plano

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Dave Kiley logo
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License Verified:

License: 973419

Texas Department of Insurance

Dave Kiley

3608 Preston Road, Plano, TX 75093
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  • Life Insurance

Business Description

Dave Kiley is a State Farm insurance agent who has been servicing the Plano community since 1987. He provides health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is available for supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is also available for short and long-term needs. Dave also offers auto, life, and homeowners' insurance. Aside from assisting locals in securing their future, he volunteers for Samaritan Inn as well as the City House.

License Verified:

License: 973419

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Helpfulness
Detail
––
Davis & Associates Insurance Group logo
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License Verified:

License: 1990478

Texas Department of Insurance

Davis & Associates Insurance Group

1333 West McDermott Drive, Allen, TX 75013
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  • Individual Plans
  • Life Insurance

Business Description

Davis & Associates Insurance Group is an independent insurance company that caters to individuals and businesses in the Plano area. It offers a range of health insurance services to help protect clients from financial hardships caused by sudden medical expenses or life-changing circumstances. It also provides protection packages for homeowners, automobiles, and recreational watercraft. The company focuses on recommending reputable and established insurance carriers. Brent Davis, its principal agent, has been in the financial services industry for over 17 years.

License Verified:

License: 1990478

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Executive Insurance Agency logo
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Executive Insurance Agency

4105 West Spring Creek Parkway, Plano, TX 75024
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Executive Insurance Agency provides a wide variety of insurance products for clients in the Plano area. Its insurance products include health insurance, auto insurance, life insurance, and home insurance. Its health insurance plans cover different medical needs, including hospital and surgical requirements. Executive Insurance Agency also provides short-term and long-term disability insurance. The clients may add several options to their disability policies with the agency, including a partial disability rider and coordination benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gary Bush Insurance logo
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License Verified:

License: 1189109

Texas Department of Insurance

Gary Bush Insurance

18725 Dallas Parkway, Dallas, TX 75287
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  • Individual Plans
  • Life Insurance

Business Description

Based in Dallas, Gary Bush Insurance serves the Plano area. It guides individuals, families, and companies in selecting health insurance options. It provides a variety of health insurance types, such as managed care plans, HMO, point of service, and PPO. It also offers dental and temporary coverage, as well as Medicare solutions. Its other offerings include life insurance, retirement plans, and disability income coverage. Gary Bush Insurance is committed to simplifying insurance matters by operating with a direct approach.

License Verified:

License: 1189109

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance4Dallas logo
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Insurance4Dallas

3000 Custer Rd Ste 270 # 7079, Plano, TX 75075
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Business Description

Insurance4Dallas, also known as The Thornton Insurance Agency, is a health insurance company in Plano, licensed to sell health and life insurance policies since 1986. It specializes in tailoring products for individuals and small groups. The agency partners some of the country's most trusted carriers, such as Humana and UnitedHealthcare, enabling its agents to offer clients an array of policies. They also provide unbiased policy assessments and negotiate the best rates with carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Magnum Choice Insurance Agency logo
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License Verified:

License: 2186127

Texas Department of Insurance

Magnum Choice Insurance Agency

5016 Tennyson Parkway, Plano, TX 75024
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  • Individual Plans
  • Life Insurance

Business Description

Magnum Choice Insurance Agency represents various companies that provide for clients' insurance needs. It is an independent agency, and its agents cater to clients in Plano and other surrounding areas. Its carriers are carefully selected to provide services, coverages, and prices at their best level. It educates the community on which option best fits them by assessing their needs. It offers various insurance products, including health insurance which has many forms such as fee-for-service or managed care.

License Verified:

License: 2186127

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (113)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Milestone Insurance & Investment Services, LP logo
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License Verified:

License: 1613634

Texas Department of Insurance

Milestone Insurance & Investment Services, LP

3369 Premier Drive, Plano, TX 75023
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  • Individual Plans
  • Life Insurance

Business Description

Milestone Insurance & Investment Services, LP, is an independent insurance agency catering to clients in Plano. It specializes in personal insurance services, including health insurance covering the clients' surgical and medical expenses. It offers Medicare health plans for people aged 65 and older and individuals who are less than 65 years old suffering from permanent kidney failure or amyotrophic lateral sclerosis. Its founder, Joe Washko, has been in the insurance industry for more than 21 years.

License Verified:

License: 1613634

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mustard Seed Health & Life Insurance Group, LLC logo
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License Verified:

License: 2309437

Texas Department of Insurance

Mustard Seed Health & Life Insurance Group, LLC

Oak Point, TX
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  • Health Insurance

Business Description

Serving the Plano area, Mustard Seed Health & Life Insurance Group, LLC, specializes in providing customized health insurance plans. This company in Oak Point has available health insurance options for individuals as well as local small and large businesses. In addition, Mustard Seed Health & Life Insurance Group offers Medicare supplements for seniors. Clients can request a quote by filling up the form on its website. They can also contact its agents through email to discuss their options.

License Verified:

License: 2309437

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Radical Insurance Agency logo
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Radical Insurance Agency

715 Bent Creek Drive, Allen, TX 75002
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  • Individual Plans

Business Description

Radical Insurance Agency is a group of professionals serving clients in Plano and the surrounding regions. The independent agency offers health insurance products such as major medical, managed care, supplemental health, critical illness, accident health, and mental gap insurance policies. The company also offers other products such as Medicare, long-term care, final expense, dental, and retirement insurance plans. Owner, Jean Chastain, started the company in 2018 after having favorable experiences with her retirement insurance benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Enrollment Store logo
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License Verified:

License: 1947043

Texas Department of Insurance

The Enrollment Store

6817 K Avenue, Plano, TX 75074
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  • Individual Plans

Business Description

The Enrollment Store is an insurance agency based in Plano that specializes in health-related insurance. It offers individual and group health, long-term care, ACA, and Medicare Supplement insurance. It also provides dental and vision insurance as stand-alone policies or add-ons for purchased healthcare plans depending on the clients' choice of coverage limit. The agency assists individuals, families, and businesses with choosing plans that completely address their situations, needs, and capacities. The Enrollment Store is open for walk-in retail service.

License Verified:

License: 1947043

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
True Choice Insurance logo
Visit WebsiteWebsite

True Choice Insurance

231 East Belt Line Road, DeSoto, TX 75115
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  • Individual Plans

Business Description

True Choice Insurance offers health insurance services to clients residing in Plano and the surrounding areas. Its team members guide individuals in choosing the best-fit insurance policies to the healthcare needs of their families or dependents. It gives clients options to choose Medicare, dental, vision, health, or life insurance services. Additionally, it helps with commercial, auto, and property insurance plans. True Choice Insurance is affiliated with over 60 insurance companies, including MetLife, Aetna, Cigna, The Hanover Insurance Group, and Zurich.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs