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Best Renter's Insurance Companies in Plano

2023

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Website
1110 East Parker Road, Plano, TX 75074
  • Multiple Policy Types

Why choose this provider?

AZ Auto Insurance provides renters' insurance services to clients in Plano. Most of its renters' plans offer possessions insurance, liability insurance, and additional living expense protection. Clients can also opt for umbrella liability insurance, flood insurance, replacement cost value possessions coverage, pet liability insurance, and earthquake and windstorm coverage. Additionally, the company is an independent agency representing multiple insurance carriers. It offers other insurance products including business and commercial insurance, homeowners, motorcycle, surety bonds, and automobile insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (92)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3131 Custer Parkway, Plano, TX 75075
  • Multiple Policy Types

Why choose this provider?

Alpha Omega Insurance Agency is a business serving the Plano community. It partners with multiple insurance carriers to provide renters' insurance coverage options, including American Risk, Berkshire Hathaway Guard, and Homeowners of America. Its independent agents also specialize in auto, life, and homeowners' insurance. They work with clients in different industries such as C.J. Hewitt Construction and Churchill Mortgage. The agency's website features a section where clients can submit a prayer request. Its founder, Kyle Brown, started his career in the insurance industry in 1991.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (95)
Facebook
4.9 / 5 (71)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5805 Coit Road, Plano, TX 75093
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Matt Lohoefer Insurance has operated in Plano and the surrounding areas for more than 30 years. It serves the insurance needs of residents and local businesses in the Metroplex area and the entire State of Texas. It is an independent full-service agency that carries renters' insurance that covers the personal property of clients. Moreover, it provides property insurance packages like homeowners, condos, landlord/rental homes, townhomes, mobile homes, and new build construction insurance. Matt Lohoefer, a former Farmers agent, leads the team.

License Verified:

License: 830112

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (88)
Facebook
5.0 / 5 (19)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 Alma Drive, Plano, TX 75075
  • Multiple Policy Types

Why choose this provider?

Adam Leggett is a Plano-based insurance agent for State Farm, a large group of insurance specialists serving nationwide for nearly 100 years. Adam Leggett specializes in a variety of insurance for auto & home, business, life & health, and renters. The renters' insurance specifically protects personal properties, ranging from gadgets and electronics to furniture and clothing, against accidents related to smoke, fire, and water damage. This type of insurance also covers weather impacts, malicious mischief, and loss of use.

License Verified:

License: 1344690

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (53)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5151 Headquarters Drive, Suite 160, Plano, TX 75024
  • Multiple Policy Types

Why choose this provider?

Joe Jackson is a State Farm insurance agent who serves individuals and families in Plano, Frisco, North Texas, and the neighboring communities. He offers renters' insurance and other policies such as home, auto, personal articles, and business insurance. He provides life, health, pet, and banking insurance plans. Jackson has been a State Farm agent since 1984. He is a member of the Frisco Chamber of Commerce and a qualifier for various State Farm recognitions including Life, Tablet, and Chairman's Circle.

License Verified:

License: 785979

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (24)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5600 Tennyson Parkway, Plano, TX 75024
  • Multiple Policy Types

Why choose this provider?

Alloy Insurance Partners is an insurance company that serves clients in the Plano area. It offers a range of renters' insurance policies to help clients protect their personal belongings, such as electronics, appliances, furniture, and clothing, from theft, vandalism, fire, and water damage from plumbing. The company also provides risk protection plans for recreational vehicles, commercial properties, and boats or watercraft. Alloy Insurance Partners has been in operation since 1996 to give comprehensive solutions to every client's needs.

License Verified:

License: 1398137

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4141 E. Park Blvd Ste 101, Plano, TX 75074
  • Multiple Policy Types

Why choose this provider?

Since 2006, Darin McCullough has been providing State Farm products to customers in the Plano metro and the surrounding communities. He crafts renters' insurance plans as a form of financial protection for tenants. He handles other personal and commercial lines of insurance, as well as mutual funds and annuities. He is a Chairman's Circle Agent and a Level Three Ambassador Travel Qualifier. McCullough is a second-generation State Farm agent with a BBA in Business. He can communicate in Spanish.

License Verified:

License: 1431239

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (491)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
208 Coit Road, Suite 600, Plano, TX 75075
  • Multiple Policy Types

Why choose this provider?

Jennifer Webb is an insurance agent of State Farm who offers a wide variety of risk management solutions to clients in Plano and the nearby areas. She helps her clients avail of renters' insurance to protect their belongings in cases of malicious mischief, accidents, weather impacts, and loss of use. These belongings include TVs, electronics, furniture, and clothing. Webb and her team have been providing risk management assistance in the area since 2011. They offer Spanish-speaking services.

License Verified:

License: 1672860

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (207)
Facebook
5.0 / 5 (17)
Yelp
2.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
903 18th Street, Plano, TX 75074
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Guest Insurance Agency is a Plano-based insurance company that has been providing renters' insurance coverage to the metro since 1991. The company was established by Jody Guest and is now operated by an eight-member staff with more than 135 years of combined industry experience. Guest Insurance Agency caters to renters' insurance policies that cover tenant dwellings and properties. The company also handles automobile, flood, homeowners', and business or commercial insurance products that cover general liabilities and commercial automobiles.

License Verified:

License: 1365872

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2301 North Central Expressway, Plano, TX 75075
  • Multiple Policy Types

Why choose this provider?

Korina Hernandez is a State Farm insurance agent in Plano. She provides risk management options for renters and homeowners. Other personal coverage includes auto, health, and life insurance. She also assists with business insurance policies and financial service needs, such as banking and mutual funds. Her team has recently qualified for the State Farm Ambassador Club and State Farm Chairman’s Circle. Korina communicates in both English and Spanish and is able to accommodate Hispanic clients.

License Verified:

License: 1120967

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (134)
Facebook
4.0 / 5 (36)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3415 Custer Road, Plano, TX 75023
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Established in 2003, Sterling Insurance Group is a fully independent agency based in Plano. It offers renters' and condo insurance plans to individuals and families to protect their belongings. The agency works with various carriers to give customers different choices they can compare and choose from. Some of the companies it is partnered with include Foremost, Nationwide, Progressive, and UPC. Its staff also acts as liaisons with these carriers should clients wish to make policy changes, request documents, or file claims.

License Verified:

License: 1429492

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (75)
Facebook
5.0 / 5 (17)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8612 Preston Road, Suite D119, Plano, TX 75024
  • Multiple Policy Types

Why choose this provider?

Brian Slack is an agent who promotes the future of Plano clients and the security of their assets. He offers renters insurance to protect the personal belongings of property lessees. He also provides different insurance products, which include home, auto, life, and health plans. His other areas of expertise are worker compensation, contractor policies, surety and fidelity bonds, and umbrella liability. Brian and his team have a combined experience of more than 30 years.

License Verified:

License: 1671997

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (32)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5016 Tennyson Parkway, Plano, TX 75024
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Magnum Choice Insurance Agency caters to tenants of rental houses, condos, and apartments through its main office in Plano. As an independent agency, it offers renters' insurance from more than 50 different carriers such as Allstate and Delta. It can also customize plans to cover property damage, theft, natural disasters, and liabilities for guests. Magnum Choice employs over 20 staff members and insurance experts that speak Mandarin, Portuguese, and Spanish. Aside from rental properties, the agency offers insurance for seasonal residences and vacational homes.

License Verified:

License: 2186127

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (103)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1201 East Parker Road, Plano, TX 75074
  • Multiple Policy Types

Why choose this provider?

KAS Auto Insurance is an insurance agency that serves residents of Plano and surrounding areas. With years of experience, the company provides insurance solutions that protect homeowners, renters, boats, cars, and RVs. Renters' insurance comes in rates that vary, and agents in KAS Auto Insurance help clients get the lowest rate available for their selected plan. Additionally, the agency creates personalized insurance policies as part of its approach to building relationships with customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (31)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What it the average cost of renters’ insurance in Plano?

    Plano residents pay roughly $115 for renters' insurance per year on average. This rate is equivalent to around $10 per month and is $44 lower than the national average of $159. It is important to note that the cost of renters' insurance can vary based on the deductible, the location of the rental property, and the amount of liability coverage.

  • What are the common renters’ insurance discounts offered by insurance providers in Plano?

    In Plano, renters have access to insurance discount options provided by insurance companies when they buy both auto and renters' insurance from a single provider. Tenants who set up burglar alarm systems and fire extinguishers can qualify for discounts. Discounts are also available to renters with outstanding credit histories and those who pay in full each year.

  • What are the two methods by which Plano residents are reimbursed for lost personal items covered by renters’ insurance?

    Following an event, renters in Plano might receive compensation from insurance companies through either the actual cash value or the replacement cost value approach. The ACV method factors in depreciation, resulting in lower reimbursement for the renters' belongings. The RCV method ensures reimbursement equivalent to purchasing a similar brand-new replacement item.

  • Why do some apartment complexes in Plano require tenants to have renters’ insurance?

    Plano apartment owners require renters to have insurance to ensure tenants understand that the owner's policy does not cover a renter's personal property or liability. Apartment complex owners purchase insurance for their own liability to protect their buildings and personal belongings. Renters' insurance policies cover costs associated with various risks, such as theft, vandalism, and additional living expenses.

  • How can Plano residents determine the value of their personal belongings when purchasing renters’ insurance?

    Individuals renting in Plano should consider estimating the worth of their possessions by retaining receipts and maintaining a comprehensive inventory of their belongings. Avoiding undervaluation of personal property is important. It is also advisable to photograph or videotape each area and securely store these images in a fireproof container.