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Best Local Car Insurance Agencies in Richardson

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2023
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Assurnet Insurance Agency logo
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License Verified:

License: 6041

Texas Department Of Insurance

Assurnet Insurance Agency

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833 East Arapaho Road, Richardson, TX 75081
  • Multiple Carriers

Business Description

Assurnet Insurance Agency has been providing insurance solutions to the residents of Richardson since 1986. Its an independent and local agency that helps families and businesses protect their most valuable possessions. The firm customizes an auto policy that provides coverage from liabilities and damages from minor road accidents, collisions, and natural disasters. Its experienced agents can also compare quotes and coverages from different insurance companies. To educate clients, Assurnet Insurance Agency shares various topics about insurance policies on its blog page.

License Verified:

License: 6041

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Baja Auto Insurance - Coit Road logo
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License Verified:

License: 19554

Texas Department Of Insurance

Baja Auto Insurance - Coit Road

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14215 Coit Road, Dallas, TX 75254
  • Bundling Option

Business Description

Baja Auto Insurance - Coit Road is an insurance brokerage providing auto insurance options to individuals and families in Richardson. Providing personalized insurance advice since 2006, it has access to over 59 insurance carriers. Its agents help customers protect their cars via low-cost and high-risk auto insurance. They also assist car owners with a poor driving background to obtain coverages that suit their needs. Baja Auto Insurance is bilingual with team members who are fluent in English and Spanish.

License Verified:

License: 19554

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (236)
Yelp
2.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Five Star Insurance Group logo

License Verified:

License: 2215160

Texas Department Of Insurance

Five Star Insurance Group

100 North Central Expressway, Richardson, TX 75080
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Five Star Insurance Group is an independent and full-service insurance agency that serves residential and commercial clients in Richardson and nearby areas. The company offers a variety of insurance products and services, such as personal and commercial auto insurance, boat and watercraft insurance, vintage car insurance, as well as motorcycle and ATV insurance coverage. The company is pleased to be affiliated with reputable and reliable insurance companies such as Progressive, Travelers, Kemper, Foremost Insurance, and Texas Mutual.

License Verified:

License: 2215160

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Martin Insurance Agency logo
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License Verified:

License: 686436

Texas Department Of Insurance

Jeff Martin Insurance Agency

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801 East Campbell Road, Richardson, TX 75081
  • Multiple Carriers

Business Description

Jeff Martin Insurance Agency is an agency serving the insurance needs of customers in Richardson since 1992. Owner and agent Jeff Martin started his insurance career with Farmers Insurance Group and decided to go independent in late 1999. Jeff and his team offer auto insurance policies that protect clients against financial loss in case of an accident. The policies provide medical, liability, and property coverage. The team also assists clients in making policy changes using any of its convenient forms found on their website.

License Verified:

License: 686436

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Kouser Insurance Agency logo
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License Verified:

License: 18726

Texas Department Of Insurance

Kouser Insurance Agency

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1350 East Arapaho Road, Richardson, TX 75081
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Kouser Insurance Agency is a full-service independent agency servicing the Richardson community since 1979. It provides a wide range of personal and commercial coverage options for different types of vehicles. It represents a variety of insurance carriers to offer the best policy depending on clients' needs. Its team of insurance agents guarantees comprehensive personal attention and proper education about the pros and cons of insurance provider plans. The agency also helps clients in deciding about their life and health insurance plans.

License Verified:

License: 18726

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patterson & Associates Insurance logo
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License Verified:

License: 1866

Texas Department Of Insurance

Patterson & Associates Insurance

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2435 North Central Expressway, Richardson, TX 75080
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Patterson & Associates Insurance is a Richardson-based agency that assists clients in several areas such as auto insurance, covering personal cars, motorcycles, and recreational vehicles. Its team also creates protection plans for owners of watercraft. The professionals review and compare policies from multiple carriers. Ron Patterson founded Patterson & Associates in 1983 after working for insurance agencies like Safeco Insurance. His company has grown to a team of over 35 professionals who have 400 years of combined industry experience.

License Verified:

License: 1866

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (9)
Yelp
3.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reading Insurance Agency logo
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License Verified:

License: 1661320

Texas Department Of Insurance

Reading Insurance Agency

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301 South Sherman 203, Richardson, TX 75081
  • Multiple Carriers

Business Description

For more than 30 years, Reading Insurance Agency has been providing insurance solutions to individuals and businesses in Richardson and nearby communities. Established in 1984, the company assists car owners, motorists, and vehicle operators to attain financial safety for themselves and their vehicles with an auto insurance policy. Its independent insurance agents represent multiple carriers that can provide basic auto coverage options, including property, liability, and medical protection. They also help policyholders in annually reviewing their premiums, deductibles, and coverage. Reading Insurance Agency also insures motorcycles, RVs, and watercraft.

License Verified:

License: 1661320

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rekerdres Insurance logo
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License Verified:

License: 5270

Texas Department Of Insurance

Rekerdres Insurance

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11300 North Central Expressway, Dallas, TX 75243
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Rekerdres Insurance provides auto insurance for clients in the Richardson metro. It also has business vehicle insurance that can include hired auto and non-owned automobile coverages. Additionally, its agents offer other personal and commercial coverages under property and liability insurance, as well as surety and contract bonds. In the business for more than 30 years, the Rekerdres Insurance team crafts policies that are professionally reviewed and personalized based on the clients' needs.

License Verified:

License: 5270

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rodriguez Insurance Agency logo
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License Verified:

License: 1576033

Texas Department Of Insurance

Rodriguez Insurance Agency

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901 Waterfall Way, Richardson, TX 75080
  • Multiple Carriers

Business Description

Rodriguez Insurance Agency provides risk management solutions from its Richardson location. The company offers a range of personal insurance products which includes auto insurance. Its team creates insurance policies that protect most types of vehicles, including cars, vans, pick-up trucks, and commercial automobiles. The insurance professionals also offer plans that cover vehicle accidents in Mexico. Non-owner car insurance policies are also furnished by the team. Some of Rodriguez Insurance Agency's partner carriers are Progressive and Mercury Insurance.

License Verified:

License: 1576033

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (249)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sandy Garza & Associates - Richardson Office logo
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License Verified:

License: 12120

Texas Department Of Insurance

Sandy Garza & Associates - Richardson Office

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3400 North Central Expressway, Richardson, TX 75082
  • Multiple Carriers
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Sandy Garza & Associates - Richardson Office works with different insurance companies, such as Berkshire Hathaway Guard and MetLife, to provide personal insurance solutions in the area. It carries coverage options for automobiles, boats, pets, classic cars, motorcycles, and RVs. Its agents seek to understand car owners' needs and develop custom programs. Auto insurance policyholders can mitigate losses from collision, liability, theft, fire, and medical payments. Sandy Garza & Associates aims to create and implement strategies that address clients' goals.

License Verified:

License: 12120

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Strive Insurance Group, Inc. logo
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License Verified:

License: 1447858

Texas Department Of Insurance

Strive Insurance Group, Inc.

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701 North Central Expressway, Richardson, TX 75080
  • Multiple Carriers

Business Description

Strive Insurance Group, Inc., is a full-service independent insurance agency serving the Richardson community. It partners with different insurance carriers to provide a wide range of car insurance coverage options, whether for family or classic cars. The agency may recommend different policies for a client who usually drives with many passengers or someone who drives alone most of the time. Medical coverage options may also vary on how a client uses a car. Life sciences insurance options, for restaurant and A&E professional liability, are also offered.

License Verified:

License: 1447858

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (16)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.