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2024

Last updated:

Best Local Car Insurance Agencies in Allen

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Allen Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67

Reviewed

45

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8765 Stockard Drive, Frisco, TX 75034
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Rodney Mouton Insurance Agency is an independently owned and locally operated insurance agency that services clients in Allen and other areas throughout the state of Texas. Its local insurance agents are experienced in helping vehicle owners compare and find auto protection coverage that suits their particular needs. They offer auto insurance products for cars, trucks, vans, SUVs, and other types of vehicles. Rodney Mouton Insurance Agency represents multiple auto insurance carriers, such as State Auto Insurance, Travelers, Progressive, and Republic Group.

License Verified:

License: 1060344

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (59)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
3369 Premier Drive, Plano, TX 75023
  • Multiple Carriers

Why choose this provider?

Milestone Insurance and Investment Services, LP, provides all types of insurance services to the residents of Allen and the rest of North Texas. Independently owned and locally operated for 20 years, the company screens multiple providers on behalf of clients. Tailored according to clients' needs, its agents offer a wide range of personal and business insurance services. Assisting vehicle owners, the team provides coverage for liability and optional policies, including accident forgiveness, rental car, and roadside assistance.

License Verified:

License: 1962475

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
450 Century Parkway, Allen, TX 75013
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Preferred Insurance Solutions is an independent agency based in Allen that represents multiple insurance carriers in providing insurance products and services. It caters to individuals who are looking for insurance plans that will protect them against financial liabilities resulting from an accident. These plans may include collision, comprehensive, medical, and personal injury protection. The company also offers motorcycle, condo, homeowners', and renters' insurance. Preferred Insurance Solutions aims to educate the community by providing an assessment about their insurance needs.

License Verified:

License: 1120959

Texas Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
126 Prairie Road, Fairview, TX 75069

Why choose this provider?

Betty Cole is a State Farm agent who has been servicing Allen and surrounding communities for 35 years. State Farm offers a wide range of car insurance coverages for different types of motorists including teen drivers, rental cars, and sports cars. The coverage typically includes collision and comprehensive insurance coverages to protect clients from financial losses caused by unexpected circumstances. Clients can inquire by phone 24 hours a day. Cole is a supporter of no-kill animal shelter Operation Kindness, as well as leading animal welfare advocate SPCA of Texas.

License Verified:

License: 840773

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
903 18th Street, Plano, TX 75074
  • Multiple Carriers

Why choose this provider?

Guest Insurance Agency, a locally owned and operated insurance business, has been servicing Allen and the nearby communities since 1991. The insurance professionals help the clients browse among the agency's multiple insurance partners and find the coverage that best suits them. They ensure protection for the clients against financial loss due to car-related accidents. The coverages applied may pay for the damages, injuries, and other liabilities. Guest Insurance's professionals have over 135 years of combined experience in the insurance industry.

License Verified:

License: 1365872

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
194 Industrial Boulevard, McKinney, TX 75069
  • Multiple Carriers
  • Boats

Why choose this provider?

Integrity Personal Insurance is an independent insurance agency offering various protection plans to the people of Allen and all of Texas. Its experienced associates connect motorists with reputable carriers to help them obtain auto insurance policies designed to fit their needs, expectations, and priorities. Among the most important coverages included in an auto insurance plan are collision, comprehensive, property damage, bodily injury liability, and uninsured or underinsured liability. Integrity Personal Insurance also insures motorcycles and boats.

License Verified:

License: 2539326

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (302)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
280 Legacy Drive, Plano, TX 75023-2376
  • Boats

Why choose this provider?

Plano-based William Kuo is a car insurance provider serving the Allen metro since 2011. He also offers insurance for business, health, home, life, and property. He is an independent contractor of State Farm, where he received recognitions such as Legion of Honor - Bronze Tablet Agent and Ambassador Travel Qualifier. Together with his team, his mission is to help people manage everyday risks, recover from misfortunes, and achieve dreams. William received his education from Crowley High School and the University of Texas.

License Verified:

License: 2548839

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (42)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6625 Mediterranean Drive, McKinney, TX 75070
  • Motorcyle & ATV

Why choose this provider?

Christie Rhyne is an insurance agent for State Farm who serves Allen and other areas for their residential or commercial car insurance needs. Her agency has various auto insurance such as collision coverage and comprehensive coverage for damages like theft, vandalism, fire, or hitting an animal. It has liability coverage for a third party's medical and vehicle repair bills or coverage for property damage if the client is at fault. Christie and her team have a collective industry experience of 60 years.

License Verified:

License: 1460697

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (94)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7951 Collin McKinney Parkway, Suite 1200, McKinney, TX 75070
  • Home Insurance
  • Boat Insurance
  • Landlord Insurance
  • Auto Insurance

Why choose this provider?

Pierce Insurance Group is an independent insurance agency offering a range of insurance products in Collin County, including McKinney and Allen. Its team of professionals discusses with the clients their insurance needs, including auto insurance. The agency's auto insurance covers medical payments, liability for accidental damages or injuries, and collisions. Pierce Insurance Group has a strong focus on building a long-lasting relationship based on trust and service with its clients.

License Verified:

License: 2653120

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Facebook
5.0 / 5 (8)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 U.S. 380 East, Farmersville, TX 75442
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Buchanan Insurance has been serving the Allen metro and neighboring communities for more than two decades. The locally owned agency assists car owners and commercial drivers to obtain financial protection for their vehicles with a car insurance policy. The independent insurance firm represents several carriers that provide a variety of auto coverage options, including comprehensive and collision, liability, medical payments, personal injury protection, and uninsured or underinsured motorists. They also provide additional coverage for roadside services, towing, and car rental expenses throughout Texas.

License Verified:

License: 1112075

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (42)
Google
5.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5005 McKinney Ranch Parkway, McKinney, TX 75070
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Mike Johnson is an auto insurance provider with State Farm serving Allen and other locations. Through the firm, Mike offers comprehensive and collision coverage to cover for financial and personal liabilities during car accidents or random acts such as vandalism, theft, and fire. He also covers medical bills or lost wages if the other party has little or no insurance, via uninsured or underinsured coverage. With rideshare insurance, Mike also accommodates self-employed drivers who are part of ride-sharing platforms. Mike is a Habitat for Humanity volunteer and is a father of two.

License Verified:

License: 1641086

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1220 North Alma Drive, Allen, TX 75013
  • Multiple Carriers

Why choose this provider?

Texas Independent Insurance is an insurance agency based in Allen that provides various business and personal insurance products to clients in the metro. Serving one of the largest cities in the state and in the country, the company is experienced in writing auto insurance policies for countless personal and company-commissioned motor vehicles. Its policies help clients gain a financial foothold in the event of traffic accidents, collisions, natural disasters, and thefts. Ryan Richardson has been operating Texas Independent Insurance since 2009.

License Verified:

License: 119219

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is classic car insurance more affordable compared to regular car insurance in Allen?

    Yes, classic car insurance in Allen is less expensive than regular car insurance. Depending on factors such as the vehicle's age, frequency of use, and guaranteed value, the annual premium can range between $400 and $1,000. Classic car insurance only covers antique cars that have been around for 25 years or longer and can be considered a collectible.

  • If your car sustained bullet damage in Allen, will it be covered by your insurance policy?

    It depends on the coverage limits of your policy, but most comprehensive car insurance policies in Allen classify bullet holes as vandalism. Comprehensive policies also cover damages from natural disasters, incidents with animals, and replacement costs for stolen cars. However, this does not cover intentional acts of damage. Your rates may also increase if you are at fault for the damage, such as in the event that you have been engaged in a gun shootout.

  • Can you still get car insurance in Allen after a DUI conviction?

    Yes. You can still obtain car insurance in Allen even after a DUI conviction. However, you can expect your premiums to increase. The cheapest regular full-coverage insurance you can find in Allen costs around $707 per year, but if you have a DUI on your record, your most affordable insurance can cost you $1,279 per year.

  • How do you report car insurance fraud in Allen?

    You can report suspected cases of car insurance fraud in Allen by calling the TDI Fraud Unit's Help Line at 800-252-3439 or submitting a complaint online. Reports can be filed against unlicensed entities selling insurance and those who try to stage a car accident to file a claim on your insurance provider.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.