Best Credit Repair Companies in Mesquite

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Credit Saint logo
FEATURED
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Free Credit Evaluation

Credit Saint

Mesquite, TX
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Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5763)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Acquired Consumer Credit Repair logo
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Acquired Consumer Credit Repair

2435 North Central Expressway, Richardson, TX 75080
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  • Credit Audit

Business Description

Acquired Consumer Credit Repair helps clients in the Mesquite area to improve their credit with its Multi-Stage System Process, a system that monitors credit responses from creditors. Its credit restoration services include foreclosure, repossession, and identity theft recovery, allowing clients to reduce damages and rebuild their credit. The company also focuses on finance, including personal finance, credit reporting, mortgages, and collections. Acquired Consumer Credit Repair has been in the credit repair sector for over 50 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (1)
Geek Credit Repair logo
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Geek Credit Repair

5050 Quorum Drive, Dallas, TX 75254
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  • Credit Dispute

Business Description

Geek Credit Repair caters to independent professionals and business owners in Mesquite and the surrounding areas. The company provides credit repair services, working with collectors, creditors, and credit bureaus. It helps clients raise their credit score, deal with debt collectors and settlements, and rebuild their credit. Its professionals also perform credit analysis and aim to remove any inaccurate information on its customers' accounts. In addition, Geek Credit Repair offers options for credit monitoring and legal assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Lenders Choice Credit Solutions logo
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Lenders Choice Credit Solutions

8330 Lyndon B Johnson Freeway, Dallas, TX 75243
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  • Credit Audit

Business Description

Lenders Choice Credit Solutions is a credit counseling service provider that serves clients in Mesquite. It specializes in helping clients improve their credit ratings, which allows them to buy homes, find apartments, or start new jobs. The owner is a Texas attorney who is well-versed in the use of federal laws that govern credit bureaus, including the Fair and Accurate Credit Transactions Act and the Fair Credit Reporting Act. Lenders Choice Credit Solutions has helped more than 10,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (114)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MSI Credit Solutions logo
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MSI Credit Solutions

12750 Merit Dr #400, Dallas, TX 75251
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Business Description

MSI Credit Solutions is a credit repair company that caters to clients in Mesquite and the surrounding areas. Its services include identifying errors within the clients' credit reports and disputing the information in question. This firm has handled various items, such as bankruptcies, charge-offs, collections, foreclosures, and judgments. It also removes late payments, personal information, and repossessions. MSI Credit Solutions is a member of the National Association of Credit Services Organizations and has earned the Standards of Excellence Seal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.0 / 5 (1035)
Google
4.0 / 5 (838)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Twenty4Seven Credit Repair LLC logo
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Twenty4Seven Credit Repair LLC

3839 McKinney Avenue, Dallas, TX 75204
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  • Credit Dispute

Business Description

Twenty4Seven Credit Repair LLC is a credit repair company located in Dallas. It also caters to clients in Mesquite and nearby areas. Its services include consultation, credit score improvement, and debt settlement. It works directly with the credit bureaus and creditors and has experience disputing a wide range of items, such as collections, inquiries, judgments, and late payments. Twenty4Seven Credit Repair focuses on customer service by walking clients through the entire process of credit restoration.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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