Best Credit Repair Companies in Richardson

2022

Breaking Chains Management, LLC

• Debt Consolidation
• Credit Monitoring
• Credit Audit

Breaking Chains Management, LLC, is a credit repair company serving clients in the Richardson area. It offers solutions for personal and business credit with monthly updates. It helps restore credit scores by disputing inaccurate and unverifiable items in credit reports, including bankruptcy, repossessions, medical bills, and student loans. It strives to provide credit education to its clients to maintain strong credit after the program. Breaking Chains Management also assists with tax preparation and business funding.

Credit Queen

• Credit Monitoring

With more than seven years of industry experience, Credit Queen is a credit counseling service that serves the residents of Richardson and the surrounding areas. It helps clients improve their financial health and creditworthiness through credit repair services. It also provides credit coaching services for business owners, including those with multiple streams of income. Credit Queen has been featured on Voyage Dallas, Univision 23, and La Grande 107.5 FM. The company can serve clients in English and Spanish.

Credit Wealth

• Credit Dispute

Credit Wealth is an Addison-based firm that caters to clients within Richardson. Its team works alongside creditors and related bureaus in reviewing negative item reports. It covers the preparation of necessary documents and other requirements to be presented to agencies. In addition, the firm educates consumers on credit guidelines in order to help them assert their legal rights in contesting inaccuracies. The firm is also open to mortgage brokers, tax professionals, and real estate representatives who wish to improve their clients' credit scores.

Legendary Credit Refresh

• Debt Consolidation
• Credit Monitoring

Legit Credit Refresh caters to clients in Richardson and the surrounding communities. The company offers professional credit repair solutions that can help consumers achieve better credit scores and financial freedom. Its credit repair specialists conduct a thorough review of its client's credit history and dispute any negative or inaccurate information that is negatively affecting a credit score. The team challenges major credit bureaus, creditors, and collectors. The company also published an e-book on personal credit repair.

P&P Credit Services

• Credit Monitoring
• Credit Dispute

P&P Credit Services provides financial advice to individuals in Richardson. It deals with matters concerning repossession, foreclosures, collections, student loans, and charge-offs. With a belief that a positive credit means a good name, the company educates individuals about how they could improve their rating and avoid denials. Its senior analyst, James Browne, has been in the credit restoration business for over a decade. He assists clients who need to meet the requirements for home loans.

Phoenix Group Credit Services

• Debt Consolidation
• Credit Dispute

Phoenix Group Credit Services caters to individuals in Richardson and the neighboring areas. The business assists clients who have been denied loans in improving their credit scores. It reviews credit reports and challenges or negotiates inaccurate, unverified, and outdated information. These items include judgments, bankruptcies, delinquencies, closed accounts, and charged-off accounts. The company also offers credit counseling and consulting services. A client of Phoenix Group Credit Services bought their first home after qualifying for a loan within six months of working with the firm.

Rapid Credit Repair Services

• Credit Monitoring

Rapid Credit Repair Services provides solutions to individuals in Richardson who need assistance in improving their repayment and spending report cards. It offers consultations, performs private assessments, and communicates with clients' creditors. It also takes care of sending legal documents to credit bureaus and collection companies. The business leverages its knowledge of laws and practices on credit repair by drafting dispute letters that target to eliminate negative report information. Its CEO, Christi Rose, is a board-certified credit consultant.

Revamp Credit Solutions

• Credit Monitoring
• Credit Audit

Revamp Credit Solutions has been serving clients in the Richardson area for over a decade. The firm offers a wide variety of services, including credit repair, debt elimination, and mortgage preparation. Its experts consult clients to evaluate their situation and provide customized solutions to rebuild their credit scores. They conduct a line-by-line analysis, submit disputes to credit bureaus, and provide a summary of deleted items on clients' reports. The company also advises customers on measures and financial behaviors to maintain a healthy profile.

RoadTo750

• Credit Monitoring
• Credit Audit

RoadTo750 provides credit repair solutions to Richardson residents and the communities surrounding it. It offers monthly individual and couple packages that assist with improving credit scores by removing erroneous negative items from credit reports, such as collection accounts, student loans, hard inquiries, repossessions, charge-offs, and late payments. The company also offers unlimited disputes and deletions, monthly credit analysis, and 24-hour client portal access. It strives to keep clients informed to help them achieve and maintain a favorable credit profile.

Shapiro Hurst & Associates, LLC

Shapiro Hurst & Associates, LLC, is a Dallas-based company that caters to customers in the Richardson metro and the surrounding communities. It helps clients restore and rebuild their credit by offering repair solutions. Its process involves examining credit reports and discussing short and long-term goals, developing personalized plans suited to the clients' necessities and timeframe, and removing negative items on the reports. Jacklyn Shapiro, the managing partner, brings more than 25 years of experience in the industry.

Texas Best Credit Repair

• Debt Consolidation

Texas Best Credit Repair caters to families and individuals in Richardson and nearby locations. It serves clients who want to purchase real estate properties, helping them improve their credit scores through its repair solutions. The enterprise deals with different types of credit disputes, which involve the removal of wrong information. It also conducts credit report error identification and FICO® 8 score model computation. The company's team brings more than 30 years of combined experience in the industry.

The Credit Cure

• Credit Monitoring

The Credit Cure helps individuals in Richardson achieve their goals by improving their creditworthiness. It removes negative items from reports, including incorrect account information, collections, charge-offs, bankruptcies, late and missed payments, and fraud alerts. Clients also receive counseling on ways to preserve a good credit score and financial status. The Credit Cure's founders leverage their experience in the business and personal accounting, debt settlement, and mortgage industry to repair the credit of those who are planning to purchase homes and cars or refinance their mortgages.

US Best Credit Solutions Inc.

• Credit Monitoring

US Best Credit Solutions Inc. has over 25 years of industry experience serving people in Richardson and the surrounding areas. To resolve credit and mortgage issues, the company employs a team of credit specialists, on-staff attorneys, processors, and researchers. It helps its clients with credit repair by utilizing federal laws such as the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. The company also offers special privileges to military veterans and their beneficiaries.

White Jacobs & Associates

• Credit Dispute

White Jacobs & Associates has been serving clients in Richardson and nearby areas since 2013. It offers a wide range of services, from debt negotiation, student loan consolidation, and mortgage referrals to credit report analysis and credit coaching. It customizes a strategy specifically for the client's credit situation. It has an investigative research team, an in-house law firm, and credit analysts who work together in communicating with credit bureaus like TransUnion, remaining creditors, or collection agencies.