Laurels

Best Credit Repair Companies in Garland
2022

700 Credit Repair

700 Credit Repair

  • Credit Audit

700 Credit Repair is a credit management and consulting company providing credit repair services to clients in the Garland metro. Through credit analysis, disputes, and creditor settlement, the company helps clients increase their credit scores and attain their financial goals. 700 Credit Repair also assists commercial clients by creating a favorable credit profile. The company is committed to credit education by providing clients financial literacy knowledge. Founder and CEO William Alt has more than 25 years of experience in financial services.

1201 North Goliad Street
Rockwall, TX 75087

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

74 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Acquired Consumer Credit Repair

Acquired Consumer Credit Repair

  • Credit Dispute

With over 50 years of experience in personal finance, collections, credit reporting, and the mortgage industry, Acquired Consumer Credit Repair serves clients in the Garland area. It offers credit repair, restoration, and building services. It maintains an average of 70-90% deletion rate for its clients and has served over a thousand clients. It also educates on the ins and outs of credit restoration and gives clients the power to buy again. Acquired Consumer Credit Repair has been in business for nearly 10 years.

2435 North Central Expressway
Richardson, TX 75080

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Build My Scores Credit Services

Build My Scores Credit Services

  • Credit Audit

Build My Scores Credit Services is a full-service credit repair firm serving residents in Garland and the surrounding communities. With its network of mortgage specialists and auto financiers, its team helps clients secure mortgages and auto loans through its credit repair services. These include initial consultation, drafting dispute letters to credit bureaus and debtors, and performing audit validation. This firm also assists clients with improving and maintaining a healthy credit profile by recommending measures and financial behaviors. 

903 18th Street
Plano, TX 75074

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.8 / 5 ( Good)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Cap Stone Credit Repair

Cap Stone Credit Repair

  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Based in Dallas, Capstone Credit Repair, LLC, is a credit service organization that provides a variety of personal and business credit restoration services to clients in Garland. It helps clients in addressing items such as late payments, foreclosures, repossessions, charge-offs, identity thefts, and bankruptcies. It also utilizes its understanding of federal and state credit repair laws, as well as necessary procedures as part of the repair process. This allows the company to address all aspects of credit restoration.

3701 Scott Drive
Rowlett, TX 75088

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Queen

Credit Queen

  • Credit Monitoring

Credit Queen helps individuals in Garland restore their credit records. Led by owner Vita, the company’s credit specialists turn their focus to making clients get a better grasp of their credit score and take the necessary steps to avoid credit issues. They also cater to the needs of business owners in need of assistance with managing their credit. Credit Queen’s team has more than seven years of experience. The company has served more than 10,000 clients.

2425 N. Central Expressway, Suite 700
Richardson, TX 75080

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Services of America

Credit Services of America

  • Credit Dispute

Credit Services of America is a local credit repair and restoration firm that offers an array of services that are tailor-made to meet individual needs. Serving Garland and the surrounding areas, its team assists clients in restoring their credit rating through personalized consultations, accurate representation, and ongoing education. In addition to deleting bad credit records, its credit coaches also assist with debt negotiation and elimination and student loan consolidation. Credit Services of America has been serving the community for more than 10 years.

PO Box 416
Little Elm, TX 75068

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Texan

Credit Texan

  • Debt Consolidation

Credit Texan is a credit repair company that specializes in legal demand, factual verification, and the multiple round process. Offering its services to the Garland metro, it provides repair for bankruptcy removal accounts, original creditor accounts, and third-party collection accounts. In addition, it helps fix student loan consolidations, repossessions, foreclosures, and late payments. Credit Texan also deals with bankruptcies, liens, judgments, and collections. Its paperwork processing takes around 12 hours and it also serves the Dallas area.

1717 McKinney Avenue
Dallas, TX 75202

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

47 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A+

Detail: A+

DFW Credit

DFW Credit

DFW Credit helps individuals in Garland and the surrounding areas get better credit ratings. Its team offers comprehensive credit repair solutions that include working with creditors and major credit bureaus to update and eliminate erroneous information in the clients' credit reports. It also provides credit education or counseling to help clients avoid credit issues in the future and maintain their good credit scores. Founder Brandon Nabors has over 16 years of experience in the industry.

PO Box 1736
Forney, TX 75126

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Infinite Credit Solutions

Infinite Credit Solutions

  • Credit Audit

Infinite Credit Solutions is a Dallas-based company that caters to individuals in the Garland metro and the surrounding communities. It helps clients fix their credit scores and achieve their financial goals by offering various services. These include evaluating clients' credit history, contacting creditors on their behalf, and filing the necessary documentation. It helps remove inaccurate items—such as bankruptcies, charge-offs, collection accounts, hard inquiries, and judgments—from customers' credit reports. Liens, student loans, and repossessions are also processed for removal.

6333 East Mockingbird Lane STE 147
Dallas, TX 75214

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

Lenders Choice Credit Solutions

Lenders Choice Credit Solutions

  • Credit Monitoring

Lenders Choice Credit Solutions offers a variety of services to residents of Garland. It helps fix a client's credit rating by analyzing credit reports, searching for erroneous entries, and disputing them before credit bureaus and creditors. The firm also tracks customers' progress on a monthly basis until their credit scores adequately improve. The company has a consumer base that includes student debtors, and it employs an attorney who enforces individuals' rights under the Fair Credit Reporting Act.

465 W President George Bush Hwy #103
Richardson, TX 75080

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

202 (Best)

Score Consistency:

Consistent (Best)

MSI Credit Solutions

MSI Credit Solutions

  • Credit Audit

MSI Credit Solutions works with clients from Garland through its various credit repair services. These services include monitoring a client's credit score, disputing errors in their credit report, and helping them establish and maintain lines of credit. The company also provides consulting services on credit-related matters. MSI Credit Solutions has been featured in the Dallas Business Journal, WFAA News, and CBS 11 News. CEO Ricardo Mendiola has over a decade of experience in the real estate, collections, and credit repair industries.

12750 Merit Drive
Dallas, TX 75251

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

1803 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Prosperity Credit Repair, LLC

Prosperity Credit Repair, LLC

  • Credit Monitoring

Prosperity Credit Repair, LLC, is a Dallas-based company that extends its services to individuals in the surrounding areas, including Garland. Its associates offer financial coaching, in-depth credit analysis, and budget planning to help clients get a better understanding of their credit status and apply good practices to avoid credit-related problems. Customers are granted 24/7 access to the client portal so they can receive real-time updates regarding their concerns. The company also provides assistance with home buying.

325 N. St Paul St. Suite 3100
Dallas, TX 75201

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

85 (Best)

Score Consistency:

Consistent (Best)

Red Star Credit Consulting

Red Star Credit Consulting

  • Credit Dispute

Red Star Credit Consulting is a full-service agency that serves the Garland community and its neighboring areas. It assists clients in improving their credit scores by disputing credit report errors regarding student loans, late payments, repossessions, credit card debt, and bankruptcies. It also offers a variety of score optimization and credit repair options, such as auto-track, dispute only, and credit score builder programs. Red Star Credit Consulting has a team of professionals from the credit repair, mortgage, and housing industries.

103 N. Goliad Suite 107
Rockwall, TX 75087

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Repair My Credit Now

Repair My Credit Now

  • Debt Consolidation

Founded in 1997, Repair My Credit Now is a company that caters to clients in Garland and the surrounding areas. It assists individuals with their credit repair and restoration needs. Its team members, who are knowledgeable in all aspects of state and federal laws, aid in removing inaccurate items on credit reports—such as bankruptcies, charge-offs, tax liens, and slow payments. Repair My Credit Now assists its clients throughout the whole process, from acquiring credit reports to filing disputes and audits against credit bureaus and lenders.

375 Adriatic Parkway, #2205
McKinney, TX 75072

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

76 (Best)

Score Consistency:

Consistent (Best)

Revamp Credit Solutions LLC

Revamp Credit Solutions LLC

  • Credit Dispute

Revamp Credit Solutions LLC is a financial service provider catering to the needs of Garland and the surrounding areas. Its professionals provide credit repair solutions such as credit report reviews, financial analysis, and credit bureau correspondence. They perform techniques and strategies to improve clients' credit scores such as line-by-line analysis of their credit situations and financial behavior coaching on maintaining a healthy credit profile. The company has been serving the community for more than 10 years.

9304 Forest Lane suite N267B
Dallas, TX 75243

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

Rock Credit Repair, LLC

Rock Credit Repair, LLC

  • Debt Consolidation

Rock Credit Repair, LLC, serves individuals in Garland and nearby areas. It assists individuals in repairing credit scores through proper management and issuing regulatory complaints against bureaus, creditors, and collectors to delete inaccurate accounts and late payments. The firm helps clients manage debts by establishing budgets, developing timelines, and settling debts through negotiation. It handles medical collection, late payments, credit card debt, student loans, bankruptcies, and repossessions. Rock Credit Repair has over 20 years of experience in the industry.

Garland, TX 78665

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

49 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Rock Credit Repair, LLC

Rock Credit Repair, LLC

  • Debt Consolidation

Rock Credit Repair is a full-service credit repair agency in Garland. With over 20 years of industry experience, its credit counselors recognize current credit laws and provide a comprehensive yet simple approach to improve credit ratings. It offers personalized and confidential credit assistance especially after situations involving collections, delinquency, bankruptcy, divorce, identity theft, or foreclosure. Its credit repair process includes challenging unverifiable negative accounts, filing regulatory complaints to enforcement agencies, and demanding deletion of violations.

3010 Lyndon B Johnson Freeway
Dallas, TX 75234

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

RX Credit Repair

RX Credit Repair

  • Credit Audit

RX Credit Repair operates in and around the Garland metro. The Dallas-based company offers credit repair to clients and maximizes their scores by deleting inaccurate, incorrect, and unverifiable information on their reports. It helps with bankruptcy and collections, repossessions and foreclosures, late payments, re-establishing credit, credit coaching, and dispute code removal. Clients get a dedicated credit consultant who enrolls them in the program and guides them throughout the entire process. It also obtains the necessary identification documents and prepares clients' first round of dispute letters.

3626 North Hall St, Suite 610
Dallas, TX 75219

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Texas Best Credit Repair

Texas Best Credit Repair

  • Credit Audit
  • Credit Dispute

Texas Best Credit Repair is dedicated to repairing and restoring credit so that more families in Garland can get approved for their dream home loan even with bad credit. It assists in credit dispute resolution for individuals, credit repair mortgage, approval road map, and coaching. It also guides customers in the audit process, contact creditors and agencies, and works towards its clients’ home loan approval. It has a combined 30 years of real estate experience.

6060 North Central Expressway
Dallas, TX 75206

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Wayne The Credit Guy

Wayne The Credit Guy

  • Debt Consolidation

Credit Bureau Investigations helps consumers, mortgage professionals, and realtors in the Garland metro understand the complex credit system. Its team advises consumers on the best course of action they need to follow to achieve their financial goals. Owner Wayne Sanford is also known as Wayne The Credit Guy. He has more than 16 years of experience. Since joining the industry, Sanford has reviewed more than 20,000 consumer credit files. He also holds a certification in the Fair Credit Reporting Act.

6401 Eldorado Parkway
McKinney, TX 75070

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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