Best Pet Insurance Companies in Mesquite

FAQs

• What do pet insurance policies in Mesquite cover?

  Standard or entry-level pet insurance policies typically include accident and illness coverage or accident-only coverage. These policies assist Mesquite pet owners in paying for necessary emergency care, diagnostic tests, surgeries, hospitalizations, prescription medications, and specialty care related to a covered illness or accidental injury. Some pet insurance companies also provide optional wellness plans that cover preventative care such as routine check-ups, vaccinations, and teeth cleanings.

• Will your pet insurance company in Mesquite pay your vet directly?

  No, pet insurance companies reimburse you for your vet bills. You must pay your vet bill in advance and then file a claim with your insurer for reimbursement. Pet insurers such as Pets Best, Trupanion, and Healthy Paws may be able to coordinate direct payments to Mesquite vets and animal hospitals.

• How much does it cost to get your pet insured in Mesquite?

  The average monthly cost of dog insurance in Mesquite is $41.65, while cat insurance costs $20.68. According to the North American Pet Health Insurance Association, these are significantly lower than the 2022 national average of $53.34 for dogs and $32.25 for cats. It's worth noting that cats are generally less expensive to insure than dogs, as are younger pets versus seniors. The average monthly pet insurance cost in Texas is $19.45 for a kitten and $23.12 for a 5-year-old cat.

• Can you still get pet insurance for a senior dog in Mesquite?

  In Mesquite, the typical age range for pet insurance enrollment is 6 weeks to 14 years old. Upper age limits are typically set by insurers at 7-14 years old. This does not imply that your pet's insurance will end on their 14th birthday. Once insured, your pet will be covered for life as long as you continue to pay the premiums. It is recommended that you insure your pet as soon as possible so that any future illnesses are covered.

• Can you transfer an existing pet insurance policy in Mesquite to another person’s name?

  Yes, an existing pet insurance policy in Mesquite can be transferred if ownership of your pet is changing hands. The transfer's ease or speed is determined by the procedures of your specific insurer. There may be associated transfer fees that the new owner must pay. The premium may also change if the new pet owner lives in a different zip code. Veterinary costs in the area where the pet and owner live have a direct impact on premium calculations.