Expertise.com

Best Homeowners Insurance Agencies in Mesquite

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
A-MAX Auto Insurance logo
Visit WebsiteWebsite

A-MAX Auto Insurance

3030 North Stemmons Freeway, Dallas, TX 75247
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

A-MAX Auto Insurance provides a wide range of insurance coverage options for Mesquite residents. The agency assists clients in numerous areas including homeowners' insurance. Its team creates home insurance policies that provide protection for the property and the possessions inside it. The insurance professionals also offer home insurance plans that include liability coverage for accidents that took place on the property. A-MAX Auto Insurance insures modular homes, mobile homes, condos, and townhomes. It has been in business since 2002.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (201)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ai United Insurance - Mesquite logo
Visit WebsiteWebsite

Ai United Insurance - Mesquite

4325 Gus Thomasson Road, Mesquite, TX 75150
Visit WebsiteWebsite
  • Renter's Insurance
  • Homeowners

Business Description

Ai United Insurance is an insurance agency that serves residents of Mesquite. It offers homeowners' insurance that covers damage to and destruction of dwellings, detached structures, and personal items such as furniture, electronics, and clothing. In addition to liability homeowners' insurance, its homeowner insurance packages also cover housing and living expenses in case of temporary relocation while one's home is being repaired. Apart from homeowner insurance, Ai United Insurance also provides auto, renters, and SR-22 insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alpa Insurance - Town East logo
Visit WebsiteWebsite

Alpa Insurance - Town East

1111 North Town East Boulevard, Mesquite, TX 75150
Visit WebsiteWebsite
  • Renter's Insurance
  • Flood
  • Homeowners

Business Description

Alpa Insurance - Town East is an agency that serves residents in Mesquite. It provides homeowners' insurance policies with coverage for damages caused by accidents, thefts, and natural disasters. In addition, coverage options for personal property, liability, loss of use, dwelling and home structures are available. The company has over 40 years of experience in the industry and delivers personalized insurance plans for its clients. It also offers insurance solutions for motorcycle, auto, travel, and commercial liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hanby Insurance logo
Visit WebsiteWebsite

Hanby Insurance

211 West Main Street, Mesquite, TX 75149
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Hanby Insurance has been serving residents in Mesquite for over 80 years. The agency offers insurance plans that include common coverage, such as dwellings, other structures within a property, personal belongings, and loss of use. It also provides policies that cover damages for wind and hail storms, as the area often gets hit by these weather phenomena. In addition, the professionals from this company also have insurance plans for vacant homes, mobile homes, rental properties, and landlord dwellings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)
Facebook
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Houston Tullos logo
Visit WebsiteWebsite

License Verified:

License: 2109491

State of New Jersey Banking and Insurance

Houston Tullos

232 South Collins Road, Suite B, Sunnyvale, TX 75182
Visit WebsiteWebsite
  • Homeowners
  • Life Insurance
  • Auto Insurance
  • Commercial Business

Business Description

Houston Tullos is a State Farm homeowners insurance agent serving communities in Sunnyvale, Mesquite, and surrounding areas. Tullos comes from a family of insurance agents and set up his own office with State Farm in 2018. Tullos assists his clients to get ready for their future with his insurances for cars, homes, health, and pets. He also offers business and property insurances for commercial clients looking to ensure the future of their income and business. In addition, Tullos and his team support communities by giving out gift cards to delivery drivers and supporting the Sunnyvale Texas Police Department.

License Verified:

License: 2109491

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (94)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
larryallensr.net logo
Visit WebsiteWebsite

larryallensr.net

225 West Cartwright Road, Mesquite, TX 75149
Visit WebsiteWebsite
  • Personal Property Insurance

Business Description

Larry Allen is a State Farm insurance agent that provides assistance from his Mesquite office. Allen assists clients with a wide range of insurance services, including homeowners' insurance. The agent creates homeowners' insurance policies that include compensation for property damage caused by freezing plumbing systems and bulging or tearing heating and cooling systems. Disasters caused by wind, hail, or snow are also covered in the policies. Allen has been working as an insurance agent since 1999. He offers Spanish-speaking services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rebecca Harding Agency logo
Visit WebsiteWebsite

Rebecca Harding Agency

1515 North Town East Boulevard, Mesquite, TX 75150
Visit WebsiteWebsite
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Rebecca Harding Agency is an independent firm assisting clients in Mesquite. It offers homeowners' insurance which covers personal belongings like clothes and furniture, HVAC units, and liability protection. For an extra layer of protection, the firm also recommends more options such as flood insurance for expensive items like artworks. It also offers other policies such as auto, boat, life, renter, and umbrella insurance. The firm's goal is to build long-term relationships with their homeowners seeking to protect their property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rusty McRae logo
Visit WebsiteWebsite

License Verified:

License: 1249925

State of New Jersey Banking and Insurance

Rusty McRae

1425 Gross Road, Mesquite, TX 75149
Visit WebsiteWebsite
  • Personal Property Insurance

Business Description

Rusty McRae is a homeowner insurance agent based in Mesquite. McRae joined State farm in 2006 and set up his own office in 2008 and has worked with community clients with insurance for homes, properties, cars, and health. Additionally, McRae also carries liability and business insurance for commercial clients. His team communicates with clients to find out the insurance that best matches their life and needs. McRae has spent 16 years in retail management that helped his foundation in communication, customer service, and leadership.

License Verified:

License: 1249925

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (27)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Standard Insurance Agency logo
Visit WebsiteWebsite

Standard Insurance Agency

18601 Lyndon B Johnson Freeway, Mesquite, TX 75150
Visit WebsiteWebsite
  • Personal Property Insurance

Business Description

Standard Insurance Agency was established and 1954. The agency serves Mesquite and its surrounding areas. Five insurance affiliates make up The Standard Insurance Group, and together, they provide homeowners' insurance policies to property owners who want to protect themselves against potential disasters and losses financially. Depending on the policy inclusions, liabilities occurring on the property, additional living expenses, and medical costs may also be covered. Besides home insurance, Standard Insurance Agency also provides auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tolleson Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2235160

State of New Jersey Banking and Insurance

Tolleson Insurance

605 US Hwy, Sunnyvale, TX 75182
Visit WebsiteWebsite
  • Multiple Carriers
  • Homeowners

Business Description

Tolleson Insurance is a Mesquite-based independent homeowners insurance agency. Oher personal services it offers include umbrella, auto, and ATV insurance. The agency also accepts commercial clients and offers general liability, commercial property, and worker's compensation insurance. The agents are focused on providing the most coverage with reasonable quotes through researching and taking the clients' unique needs into consideration. Clients of Tolleson Insurance have claimed how the different variables affecting the premiums have been explained to them in a comprehensible manner.

License Verified:

License: 2235160

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs