Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Mesquite

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mesquite Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

91

Reviewed

58

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1425 Gross Road, Mesquite, TX 75149
  • Personal Property Insurance

Why choose this provider?

Rusty McRae is a homeowner insurance agent based in Mesquite. McRae joined State farm in 2006 and set up his own office in 2008 and has worked with community clients with insurance for homes, properties, cars, and health. Additionally, McRae also carries liability and business insurance for commercial clients. His team communicates with clients to find out the insurance that best matches their life and needs. McRae has spent 16 years in retail management that helped his foundation in communication, customer service, and leadership.

License Verified:

License: 1249925

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (27)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
225 West Cartwright Road, Mesquite, TX 75149
  • Personal Property Insurance

Why choose this provider?

Larry Allen is a State Farm insurance agent that provides assistance from his Mesquite office. Allen assists clients with a wide range of insurance services, including homeowners' insurance. The agent creates homeowners' insurance policies that include compensation for property damage caused by freezing plumbing systems and bulging or tearing heating and cooling systems. Disasters caused by wind, hail, or snow are also covered in the policies. Allen has been working as an insurance agent since 1999. He offers Spanish-speaking services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4325 Gus Thomasson Road, Mesquite, TX 75150
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Ai United Insurance is an insurance agency that serves residents of Mesquite. It offers homeowners' insurance that covers damage to and destruction of dwellings, detached structures, and personal items such as furniture, electronics, and clothing. In addition to liability homeowners' insurance, its homeowner insurance packages also cover housing and living expenses in case of temporary relocation while one's home is being repaired. Apart from homeowner insurance, Ai United Insurance also provides auto, renters, and SR-22 insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (46)
Facebook
5.0 / 5 (11)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18601 Lyndon B Johnson Freeway, Mesquite, TX 75150
  • Personal Property Insurance

Why choose this provider?

Standard Insurance Agency was established and 1954. The agency serves Mesquite and its surrounding areas. Five insurance affiliates make up The Standard Insurance Group, and together, they provide homeowners' insurance policies to property owners who want to protect themselves against potential disasters and losses financially. Depending on the policy inclusions, liabilities occurring on the property, additional living expenses, and medical costs may also be covered. Besides home insurance, Standard Insurance Agency also provides auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
232 South Collins Road, Suite B, Sunnyvale, TX 75182
  • Homeowners
  • Life Insurance
  • Auto Insurance
  • Commercial Business

Why choose this provider?

Houston Tullos is a State Farm homeowners insurance agent serving communities in Sunnyvale, Mesquite, and surrounding areas. Tullos comes from a family of insurance agents and set up his own office with State Farm in 2018. Tullos assists his clients to get ready for their future with his insurances for cars, homes, health, and pets. He also offers business and property insurances for commercial clients looking to ensure the future of their income and business. In addition, Tullos and his team support communities by giving out gift cards to delivery drivers and supporting the Sunnyvale Texas Police Department.

License Verified:

License: 2109491

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1515 North Town East Boulevard, Mesquite, TX 75150
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Rebecca Harding Agency is an independent firm assisting clients in Mesquite. It offers homeowners' insurance which covers personal belongings like clothes and furniture, HVAC units, and liability protection. For an extra layer of protection, the firm also recommends more options such as flood insurance for expensive items like artworks. It also offers other policies such as auto, boat, life, renter, and umbrella insurance. The firm's goal is to build long-term relationships with their homeowners seeking to protect their property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (18)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3030 North Stemmons Freeway, Dallas, TX 75247
  • Multiple Policy Types

Why choose this provider?

A-MAX Auto Insurance provides a wide range of insurance coverage options for Mesquite residents. The agency assists clients in numerous areas including homeowners' insurance. Its team creates home insurance policies that provide protection for the property and the possessions inside it. The insurance professionals also offer home insurance plans that include liability coverage for accidents that took place on the property. A-MAX Auto Insurance insures modular homes, mobile homes, condos, and townhomes. It has been in business since 2002.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (201)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
605 US Hwy, Sunnyvale, TX 75182
  • Multiple Carriers
  • Homeowners

Why choose this provider?

Tolleson Insurance is a Mesquite-based independent homeowners insurance agency. Oher personal services it offers include umbrella, auto, and ATV insurance. The agency also accepts commercial clients and offers general liability, commercial property, and worker's compensation insurance. The agents are focused on providing the most coverage with reasonable quotes through researching and taking the clients' unique needs into consideration. Clients of Tolleson Insurance have claimed how the different variables affecting the premiums have been explained to them in a comprehensible manner.

License Verified:

License: 2235160

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)

Website
1111 North Town East Boulevard, Mesquite, TX 75150
  • Renter's Insurance
  • Flood
  • Homeowners

Why choose this provider?

Alpa Insurance - Town East is an agency that serves residents in Mesquite. It provides homeowners' insurance policies with coverage for damages caused by accidents, thefts, and natural disasters. In addition, coverage options for personal property, liability, loss of use, dwelling and home structures are available. The company has over 40 years of experience in the industry and delivers personalized insurance plans for its clients. It also offers insurance solutions for motorcycle, auto, travel, and commercial liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
211 West Main Street, Mesquite, TX 75149
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Hanby Insurance has been serving residents in Mesquite for over 80 years. The agency offers insurance plans that include common coverage, such as dwellings, other structures within a property, personal belongings, and loss of use. It also provides policies that cover damages for wind and hail storms, as the area often gets hit by these weather phenomena. In addition, the professionals from this company also have insurance plans for vacant homes, mobile homes, rental properties, and landlord dwellings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)
Facebook
5.0 / 5 (49)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is homeowners' insurance required in Mesquite?

    No, homeowners' insurance is not usually required by state law. If you are thinking about getting a mortgage to buy a home in Mesquite or elsewhere in Texas, keep in mind that the lending company has the legal right to require the purchase of an insurance policy that covers the outstanding loan amount until all payments have been made. If your home is in a flood-prone area, your lender may also require you to obtain flood insurance from the National Flood Insurance Program.

  • What are the different kinds of homeowners' insurance available in Mesquite?

    There are various types of Mesquite homeowners insurance plans available, depending on the type of home you own and the coverage you require. Most people have access to a HO-3 policy, which is a type of home insurance policy. If you need more protection, the HO-5 policy may be a better fit for you. Regardless of the circumstances, it is critical to consult with an agent to determine the best protection option for you.

  • Is there a deadline for homeowners insurance companies in Mesquite to respond to a claim?

    Yes, homeowners' insurance companies in Mesquite have deadlines to meet. They must notify you within 15 days of receiving your claim. An adjuster will assess the damage, and the company must accept or decline your claim within 15 business days of receiving all necessary information. If your claim is denied, they must provide a written explanation. If your claim is accepted, they must send you a check within five business days. If they do not, you have the right to sue for the claim amount plus interest and legal fees.

  • What are the rights of homeowners' insurance policyholders in Mesquite?

    Insurance companies in Mesquite are not allowed to discriminate against people because of their race, color, religion, or national origin. Furthermore, they are not permitted to deny coverage or charge higher homeowners' insurance premiums based on age, gender, marital status, geographic location, or disability unless there is evidence that the individual poses a greater risk than others. The agency cannot also discriminate or raise fees without evidence of increased risk. Finally, insurance companies are prohibited from denying coverage or charging higher premiums based solely on an individual's credit score.

  • What types of things are not covered by Mesquite homeowners' insurance?

    Flood damage, nuclear explosions, war or terrorism-related damage, and earthquakes are typically excluded from policies. This is why, when looking for Mesquite homeowners' insurance, it is critical to carefully consider what is not covered in the basic policy. You can purchase additional insurance that covers events not covered by your policy, such as flood damage. Speak with your insurance agent to learn more about what is not covered by your policy.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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