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Best Credit Repair Companies in Dallas

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Dallas, TXDallas, TX

Credit Saint is a credit repair company helping Dallas area clients facing a financial crisis. Its credit experts help clients understand their credit scores and guide them in improving their credit standing. Credit Saint offers different packages with varying service levels, which include challenges to the three main credit bureaus, creditor interventions, Experian monitoring, inquiry targeting, and score analysis. The firm also provides a progress report to help clients track their progress.

Dallas, TXDallas, TX

Website(667) 213-6221

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1409 S. Lamar, Ste 239, Dallas, TX 75215
Dallas, TX 75215
  • Credit Monitoring

Canal Credit Repair is a credit restoration company that offers its services in Dallas. Its team reviews its clients' credit reports to determine their unique financial situations and the number, amount, and recency of existing negative line items. In addition, the company provides credit monitoring services for its customers. Canal Credit Repair is powered by Xpert Credit Repair, which was founded in 2005 by Chris Ebert. Since then, it has helped thousands of individuals achieve higher credit scores.

1409 S. Lamar, Ste 239, Dallas, TX 75215
Dallas, TX 75215

Website(844) 945-1500

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3626 N Hall Street Suite 610,, Dallas, TX 75219
Dallas, TX 75219
Instagram
  • Credit Monitoring

Classe Credit Consulting is a credit repair company that assists clients in Dallas who wish to improve their credit scores. The company provides its clients with a credit review complete with an analysis report of each item in the credit brief and a monthly progress summary. All of the information is accessible online 24/7 through a credit portal with embedded security. These reports guide clients in removing negative items so they can boost their FICO scores.

3626 N Hall Street Suite 610,, Dallas, TX 75219
Dallas, TX 75219

InstagramWebsite(888) 598-1465

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12000 Ford Rd Ste A245, Dallas, TX 75234
Dallas, TX 75234

Founded in 2007, Credit Help USA is a family-owned credit counseling agency that helps individuals regain control of their finances. Its professional consultants work to improve credit scores by quickly identifying errors and disputing negative entries on credit reports. For clients who have missed making payments or are looking for refinancing assistance, Credit Help USA can help reduce debt through government programs such as TARP and the FDIC. The agency also provides consultations on credit reporting and tax liens.

12000 Ford Rd Ste A245, Dallas, TX 75234
Dallas, TX 75234

Website(972) 247-0939

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Dallas, TXDallas, TX

DPMC Consulting / DPMCUSA LLC is a Credit Consulting Firm that specializes in both consumer and commercial business credit repair and restoration. They have 31 years of Service with an A+ BBB Rating. They perform an initial in-depth credit report analysis of all four credit bureau reports to identify credit and debt-related issues. Their debt verification process targets all negative trade-lines reported including; unverifiable inaccurate and obsolete items or accounts opened due to identity theft or credit fraud. They correct and update personal information reported including name, addresses, phone numbers, current and previous employment history, and verify your social security number. Additional services include; defaulted student loan rehabilitation and resolution, creditor negotiation and settlement, bankruptcy recovery and prevention, identity theft and credit fraud resolution, civil judgment and lien resolution, and time-share and mortgage deed-back services. Services are available nationwide and internationally for U.S. armed service members or U.S. citizens abroad.

Dallas, TXDallas, TX

Website(877) 777-3762

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2701 W 15th St Ste 541, Plano, TX 75075
Plano, TX 75075

First Stone Credit Counseling is a not-for-profit credit counseling firm that helps restore good credit information for individuals in the Dallas area. Its experienced counselors evaluate credit reports and develop a customized plan to address problems. The firm contacts each creditor and credit reporting agency to have any unverified items, such as late payments and collections, removed. If necessary, First Stone Credit Counseling can forward a client's case to an attorney for further legal action.

2701 W 15th St Ste 541, Plano, TX 75075
Plano, TX 75075

Website(972) 235-1188

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Good)

Total Reviews:

8 (Good)

Score Consistency:

Variable (Good)

9595 Six Pines Drive, The Woodlands, TX 77380
The Woodlands, TX 77380

Founded by Vanessa Perry, Impeccable Credit Services is a professional credit repair company that serves clients in Dallas, Houston, and nearby areas. It offers a variety of credit repair and restoration services focusing on late payments, bankruptcy, charge-offs for collection accounts, foreclosures, repossessions, and tax liens. The company employs a team of professional credit experts that helps customers understand several factors affecting their credit standing. The team also builds positive tradelines for each client and provides them with long-term goals in establishing their credit history.

9595 Six Pines Drive, The Woodlands, TX 77380
The Woodlands, TX 77380

Website(713) 378-1500

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8330 Lyndon B Johnson Fwy #810, Dallas, TX 75243
Dallas, TX 75243
  • Credit Audit
  • Credit Dispute

Lenders Choice Credit Solutions offers credit repair solutions in Dallas. It has helped over 10,000 individuals who could not find an apartment to rent or pursue a career due to excessive negative information on their credit reports. Leveraging on the federal law knowledge of its Texas licensed attorney owner, it pursues to make creditors and credit bureaus recognize clients' rights. It offers an app where individuals may see credit building resources, monitor their credit scores, and track their progress.

8330 Lyndon B Johnson Fwy #810, Dallas, TX 75243
Dallas, TX 75243

Website(866) 611-6560

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

202 (Best)

Score Consistency:

Consistent (Best)

13140 Coit Rd Ste 225, Dallas, TX 75240
Dallas, TX 75240

NCCB Credit is a credit counseling agency in Dallas that provides the assistance needed to resolve a client's financial and credit future. Its counselors can help restore credit by disputing information on a client's credit report and sending custom letters to creditors and the credit bureau. The agency offers a debt management plan that pays down a client's outstanding debt through monthly payments. Additionally, homeowners can obtain housing counseling from NCCB Credit that provides assistance with mortgage payments.

13140 Coit Rd Ste 225, Dallas, TX 75240
Dallas, TX 75240

Website(214) 710-1234

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

4230 Lyndon B. Johnson Fwy #219, Dallas, TX 75244
Dallas, TX 75244
  • Credit Dispute

Phoenix Group Credit Services is a company with offices in Dallas and Austin. It specializes in credit repair, counseling, and consulting assistance, which cater to clients who wish to improve their credit scores for loan applications or financial independence. Its team raises disputes for unverifiable items such as judgments and tax liens. The company also offers debt validation services, which involve demanding a complete accounting of the listing or removal of collection and charged-off accounts.

4230 Lyndon B. Johnson Fwy #219, Dallas, TX 75244
Dallas, TX 75244

Website(866) 213-3352

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

205 (Best)

Score Consistency:

Consistent (Best)

325 N. St Paul St., Dallas, TX 75201
Dallas, TX 75201
Instagram
  • Debt Consolidation
  • Credit Monitoring

Prosperity Credit Repair, LLC, offers personalized credit assistance to residents of Dallas and its neighboring areas. Its credit restoration team identifies and challenges unverifiable or erroneous information in customers' credit histories, such as late payments, charge-offs, and collections. Clients are able to view real-time updates regarding their credit standings through the company's online portal. Additionally, its credit counselors educate clients so that they can be more empowered to build and maintain their good credit standing.

325 N. St Paul St., Dallas, TX 75201
Dallas, TX 75201

InstagramWebsite(888) 302-4248

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

85 (Best)

Score Consistency:

Consistent (Best)

9304 Forest Ln Ste N267B, Dallas, TX 75243
Dallas, TX 75243

Revamp Credit Solutions is a professional credit repair company in Dallas that has many years of experience in solving financial problems for its clients. Its expert consultants can audit a client's credit report to identify any errors, dispute the information in question, and have negative items removed. Revamp Credit Solutions helps clients connect with creditors, lenders, and banks to reestablish credit. The company also offers mortgage preparation services that help individuals on the path to homeownership.

9304 Forest Ln Ste N267B, Dallas, TX 75243
Dallas, TX 75243

Website(469) 359-7311

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

5301 Alpha Rd. Suite 80, Dallas, TX 75240
Dallas, TX 75240
  • Credit Repair
  • Credit Audit

Since 2019, Rocket Financial Services has been providing credit solutions to clients across the Dallas metro. It helps clients repair their credit scores through credit monitoring, information deletion, and credit audit services. The company provides various plans for individuals and couples. It also assists them in opening pre-approved credit lines to add positive entries in credit reports. The company's CEO, Dustin Ball, calls himself "The Credit Geek." He uses social media platforms to educate clients on debt consolidation, student loan rehabilitation, and mortgage approval.

5301 Alpha Rd. Suite 80, Dallas, TX 75240
Dallas, TX 75240

Website(877) 850-3426

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

301 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3626 North Hall St, Suite 610, Dallas, TX 75219
Dallas, TX 75219
  • Debt Consolidation
  • Credit Monitoring

RX Credit Repair caters to clients in the Dallas metro and the surrounding areas. It helps individuals achieve their homeownership dreams, get approved for auto loans, maximize their credit scores, and grow their wealth. Its process involves analyzing the customers' credit reports, conducting an initial audit, obtaining proper identification documents, preparing the first round of dispute letters, and challenging negative items. These include bankruptcy, chargeoffs, collections, foreclosures, and late payments. Repossessions and student loans are also included.

3626 North Hall St, Suite 610, Dallas, TX 75219
Dallas, TX 75219

Website(800) 865-9705

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1003 Dove Creek Dr, Duncanville, TX 75116
Duncanville, TX 75116
Instagram
  • Credit Audit
  • Credit Dispute

SMOY Credit Repair, LLC, has been helping clients Dallas resuscitate their bad credit since 1995. Agents at the company conduct consultations for identifying gaps and opportunities in clients' credit reports. They deliver reports that cover a project plan with cost analysis, timelines, and milestones. Owner Shelia Outlaw-Young is "The Credit Doctor." who helps customers improve their credit scores. She is the author of "Is Your Credit On Life Support," which guides readers to achieve their dreams through proper credit.

1003 Dove Creek Dr, Duncanville, TX 75116
Duncanville, TX 75116

InstagramWebsite(972) 298-4484

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5000 Riverside Dr., Irving, TX 75039
Irving, TX 75039
Instagram
  • Credit Dispute

T and T Credit Counseling & Consulting helps the residents of Dallas understand credit reports and improve their credit scores. The company's credit repair specialists guide individuals in determining report errors, dispute negative items, and send custom letters to credit bureaus, such as Equifax, Transunion, and Experian. They also provide assistance in the credit building and monitoring processes. Founder Tera Bradford-Wilson established the business after overcoming her debt problems as a single mother. T and T Credit Counseling & Consulting has served over 18,000 families since 2015.

5000 Riverside Dr., Irving, TX 75039
Irving, TX 75039

InstagramWebsite(888) 567-4986

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

17304 Preston Rd Ste 800, Dallas, TX 75252
Dallas, TX 75252

Tap Credit Repair is a full-service credit repair agency in Dallas. With an emphasis on clearing up credit inaccuracies and providing proactive educational strategies, Tap Credit Repair works with clients to analyze credit misinformation, including late payment, judgment, and collection errors, in order to devise an attainable plan that keeps clients' financial goals in mind. Expert advisers counsel clients on techniques to increase credit and spending power. Additionally, credit monitoring is available from several third party affiliates.

17304 Preston Rd Ste 800, Dallas, TX 75252
Dallas, TX 75252

Website(800) 642-6540

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

6060 N Central Expy Ste 565, Dallas, TX 75206
Dallas, TX 75206

Texas Best Credit Repair LLC has provided referral-based, real estate industry-specific credit repair services in Dallas and surrounding areas for more than 30 years. The company's credit repair services involve multiple phase audits, direct contacting of creditors and collection agencies, removal and changing of erroneous credit information, and online credit repair progress tracking services. Its credit professionals offer individual and real-estate credit coaching services to assist clients in rebuilding their credit scores. Additional services include assistance with home loan approvals.

6060 N Central Expy Ste 565, Dallas, TX 75206
Dallas, TX 75206

Website(972) 791-8227

Show Number
14850 Montfort Dr., Dallas, TX 75254
Dallas, TX 75254
Instagram
  • Credit Monitoring
  • Credit Audit

The Credit Cure is a debt relief agency that provides its services in the Dallas metro. It helps its clients improve their credit scores by removing incorrect account information, charge-offs, repossessions, public records, and late or missed payments in credit reports. Its clients also receive counseling on how to be financially responsible and maintain their new credit score. The company's founders have extensive experience in the business and personal accounting, mortgage, and debt settlement industries.

14850 Montfort Dr., Dallas, TX 75254
Dallas, TX 75254

InstagramWebsite(405) 418-6020

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7309 Campbell Rd Ste 200, Dallas, TX 75248
Dallas, TX 75248

The Manning Group Inc. is a credit repair agency in Dallas that has provided clients with credit and debt management services since 1983. Its credit experts analyze a client's credit report to identify any negative items and other major credit issues. Using proven methods, the agency helps improve credit scores by having all inaccurate credit information deleted or corrected. The Manning Group can also assist clients in finding low interest rates and resolving late payment problems.

7309 Campbell Rd Ste 200, Dallas, TX 75248
Dallas, TX 75248

Website(972) 458-9100

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

701 Commerce St., Dallas, TX 75202
Dallas, TX 75202
  • Credit Monitoring

Tradebloc is a credit repair firm that works with individuals and businesses from the Dallas metro. The company holds experience in removing negative items in its customers' credit reports and in determining suspicious changes through its monitoring services. The company offers The Block & Repair method that anticipates and addresses negative reporting before it happens. Tradebloc is founded in 2018 by Tim Clark, who has been working in the credit and debt management industry for over 25 years.

701 Commerce St., Dallas, TX 75202
Dallas, TX 75202

Website(800) 554-7694

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

5956 Sherry Ln Ste 1000, Dallas, TX 75225
Dallas, TX 75225

USA vs DEBT is a credit repair corporation that has offered credit repair services to businesses and consumers in the Dallas area for over a decade. The company offers free consultation and review to help determine inaccuracies affecting clients' credit scores. USA vs DEBT has developed a debt settlement program that helps clients settle their debt issues more quickly by setting up a monthly plan that fits the client's budget.

5956 Sherry Ln Ste 1000, Dallas, TX 75225
Dallas, TX 75225

Website(800) 648-5771

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5956 Sherry Ln Ste 1000, Dallas, TX 75225
Dallas, TX 75225

USA vs DEBT-Holdings LLC is a debt consolidation and credit repair company serving borrowers in the Dallas area. This firm directs customers to resources where they can obtain an annual credit report, and it provides credit restoration services by identifying erroneous information on their report. Debt settlement is provided regardless of customers' credit history and without a credit check, and budget counseling is available to identify alternatives to monthly bills that could provide greater savings to the customer.

5956 Sherry Ln Ste 1000, Dallas, TX 75225
Dallas, TX 75225

Website(800) 648-5771

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

13601 Preston Rd Ste E920C, Dallas, TX 75240
Dallas, TX 75240

Opened in 2011, Xpert Credit Repair is a full-service credit repair company in Dallas. With a pay-for-deletion pricing structure, clients do not pay until they receive benefits from the company's credit repair services. When negative items, such as late payments or judgement errors, affect credit, Xpert Credit Repair handles the documentation and filings with creditors, credit bureaus, and debt collectors. Additionally, if legal or debt settlement issues arise, the company will recommend an appropriate consumer credit attorney.

13601 Preston Rd Ste E920C, Dallas, TX 75240
Dallas, TX 75240

Website(972) 992-7334

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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