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Best Homeowners Insurance Agencies in Abilene

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Amco & Remco Insurance logo
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Amco & Remco Insurance

Abilene, TX
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  • Renter's Insurance
  • Personal Property Insurance

Business Description

Remco Insurance is a Texas insurance agency that offers various personal and auto insurance coverage to clients in the Abilene metro. The company has homeowners' insurance policies that help clients protect their properties from natural disasters, damage, vandalism, and most forms of accidents. Customers can choose from eight standard home protection policies. The company also coverage for high-value items and liability for mishaps that have happened within the property's premises.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (69)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
americaninsuranceabilene.com logo
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americaninsuranceabilene.com

3244 North 1st Street, Abilene, TX 79603
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

American Insurance Agency provides various kinds of insurance policies for residents based in Abilene. It has been in the industry for more than two decades, offering homeowners' insurance that meets the coverage needs of clients. Its homeowners' insurance policy not only protects the property from emergencies but also has liability protection for others who got hurt on the property. American Insurance Agency also offers group health insurance, indemnity plans, and life and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (29)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blake Williams - State Farm Insurance Agent logo
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Blake Williams - State Farm Insurance Agent

650 North Judge Ely Boulevard, Abilene, TX 79601
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Blake Williams - State Farm Insurance Agent provides home insurance services to customers in Abilene and neighboring communities. He has been working in the area since 2014 and is passionate about helping clients safeguard their property from losses or damage. His mission is to establish a personal relationship with every client. In addition, customers can consult with his firm for auto, renter's, life, and business insurance. Mr. Williams is a member of the Abilene Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (46)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cory Lee Insurance Agency logo
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Cory Lee Insurance Agency

806 South 3rd Street, Abilene, TX 79602
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Cory Lee Insurance Agency offers a wide range of insurance options for commercial and residential customers in Abilene and the surrounding regions. Its team of insurance agents provides homeowners' insurance services for condominiums, apartments, townhouses, and homes. The home insurance policy covers animal bites and slip-and-fall accidents. This family-owned business also provides other insurance options covering health and life, automobile, and commercial liability. Cory Lee Insurance Agency is available 24/7 for any question or concern.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
kodainsurancegroup.com logo
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kodainsurancegroup.com

2658 Industrial Boulevard, Abilene, TX 79605
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Koda Insurance Group has been maintaining partnerships with multiple insurance carriers to provide comprehensive insurance solutions in Abilene since 2014. This company understands the value of homes and seeks to help homeowners obtain necessary financial protection. Its insurance agents inform clients of different home insurance policies, explain various coverage types, and aid in the selection of appropriate insurance products. These coverage options include home repair or replacement bills, liability defense lawsuits, personal property damage, and loss of use expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (186)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Perkins Insurance logo
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Perkins Insurance

749 Gateway Street, Abilene, TX 79602
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Starting in 1977, Perkins Insurance has provided customized insurance and risk management services in Abilene. They offer personal affordable and flexible insurance products, including homeowners insurance. The agents deal with clients on a one-on-one basis, advising them which policy is most appropriate for their insurance needs. Homeowners policies generally include property insurance, homeowners liability, renters insurance, condo insurance, and mobile home insurance. Perkins Insurance also has business insurance products and industry-specific programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (98)
Facebook
4.9 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Philip King Insurance logo
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Philip King Insurance

1323 South Danville Drive, Abilene, TX 79605
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  • Fire
  • Multiple Policy Types
  • Flood

Business Description

Philip King Insurance offers insurance products and options to homeowners and business property owners in Abilene and the surrounding areas. The company provides a package policy for homeowners' insurance. This policy includes dwelling or property coverage, protection for personal belongings, and personal liability coverage for any injuries or property damage of clients and their families to other people. Legal responsibility due to damage caused by the client's pets to other people is also covered by homeowners' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rhodes Insurance Agency logo
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Rhodes Insurance Agency

3814 North 1st Street, Abilene, TX 79603
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  • Renter's Insurance
  • Flood
  • Condos

Business Description

Rhodes Insurance Agency is a locally owned and operated home insurance company that has been serving residents of Abilene and the surrounding areas since 1986. Professional agents can customize a policy to fit every budget, regardless of the house's age, size, value, location, or type. The company represents a wide range of national and regional insurance companies. An initial no-obligation quote can be obtained free of charge, and assistance is available 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (39)
Facebook
4.6 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tatum Insurance Agency, LLC logo
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Tatum Insurance Agency, LLC

5200 Buffalo Gap Rd Bldg A, Abilene, TX 79606
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Business Description

Tatum Insurance Agency, LLC, has been providing homeowners' insurance services to homebuyers and homeowners in the Abilene area since 2009. Its team of agents and customer service representatives recommends policies that suit the clients' budgets and deliver return on investment. They also provide supplemental policies for flood, valuable possessions, and umbrella insurance to avoid liability issues. In addition, Tatum Insurance Agency has insurance products and services for vehicles and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (135)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Weeks Hunter Insurance Agency logo
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Weeks Hunter Insurance Agency

1041 Hickory Street, Abilene, TX 79604
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  • Renter's Insurance
  • Flood
  • Condos

Business Description

Weeks Hunter Insurance Agency protects homeowners in and around Abilene. It is a homeowners' insurance agency with policies and coverages for clients' homes and their families. It safeguards clients when their homes suffer from damages caused by accidents and natural calamities. The agency also covers the contents of a property, including appliances and furniture, and can extend coverage to include valuables such as jewelry and collectible cars. Weeks Hunter Insurance Agency has been in business since 1962.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wicker-Parker Agency Inc. logo
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Wicker-Parker Agency Inc.

3909 South 7th Street, Abilene, TX 79605
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Business Description

Wicker-Parker Insurance Agency Inc. is an independent insurance agency located in Abilene. It has been serving the community for the past 15 years, providing a broad range of insurance products, including homeowners' insurance. The agency offers homeowners' insurance to help property owners protect their biggest investments from accidents, risks, and disasters. The agency also has renters, tenant dwelling, vacant dwelling, condo, and flood insurance. Wicker-Parker works with multiple leading insurance providers, including Safeco, The Hartford, Zurich, Liberty Mutual, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (5)
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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