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Best Health Insurance Agencies in Abilene

2023

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Website
1323 South Danville Drive, Abilene, TX 79605
  • Individual Plans
  • Life Insurance

Why choose this provider?

Philip King Insurance is an independent agency handling the insurance needs of businesses and individuals in the Abilene area. It offers two types of health insurance: fee-for-service plans and managed care plans. Its managed care plans include HMOs, POS plans, and PPOs. Additionally, the agency provides short-term and long-term disability insurance. Philip King Insurance's other insurance products cover life, dental, recreational vehicle, commercial auto, workers' compensation, and general liability. The staff at the agency caters to Spanish-speaking clients.

License Verified:

License: 2040562

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
3228 North 10th Street, Abilene, TX 79603
  • Life Insurance

Why choose this provider?

Risha Sanders is a State Farm insurance agent who serves clients in Abilene. She and her team offer various types of healthcare and life insurance plans, including long-term care and Medicare supplemental plans. They also cover other types of insurance products and services for cars, homes, renters, and small business owners. Risha has been working for State Farm Insurance since 1992 and has been serving as an insurance agent since 2003. Several members of her team can speak Spanish.

License Verified:

License: 1230924

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (29)
Google
4.0 / 5 (28)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
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Detail
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Website
2102 Ambler Avenue, Abilene, TX 79603
  • Individual Plans
  • Life Insurance

Why choose this provider?

RGF Insurance Agency is an independent firm that serves Abilene and the surrounding areas. It offers health insurance products that help clients replace their income when they encounter health complications and injuries. It also provides HMO plans for clients and their family members that protect them against expenses incurred during hospitalization and treatment. RGF Insurance Agency is partnered with several carriers like Bristol West, AIG, Kemper, and Progressive. Other insurance policies provided by the company are auto, boat, home, and life insurance.

License Verified:

License: 1780194

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (45)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
3005 South Treadaway Boulevard, Abilene, TX 79602
  • Life Insurance

Why choose this provider?

CBS Insurance, LLP, is a group of insurance professionals that has been providing insurance to clients in Abilene since its establishment in 1992. Its personal insurance policies include home, automobile, umbrella, and life insurance. It also supports business owners in exploring business insurance products such as commercial and cyber liability, commercial auto insurance, and workers' compensations. In addition, small business owners and self-employed individuals are offered group health insurance plans. CBS Insurance is affiliated with other insurance carriers such as Acuity and Allstate.

License Verified:

License: 10710

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (117)
Facebook
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
310 North Willis Street, Abilene, TX 79603
  • Individual Plans
  • Life Insurance

Why choose this provider?

Abilene’s Silverthorne Insurance has operated in the area for three years serving the insurance needs of residents and local businesses from the metro and the surrounding communities. It is an independent insurance firm that helps clients by offering multiple insurance products coupled with unbiased advice. It carries health insurance plans like HMO plans, major medical, surgical policies, dread disease policies, and hospital indemnity. Nathan Hathorn, with ten years of experience in the industry, founded the company in 2018.

License Verified:

License: 2354918

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Google
4.9 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4145 North 1st Street, Abilene, TX 79603
  • Life Insurance

Why choose this provider?

Neomia Banks is a State Farm insurance agent helping clients in Abilene with finding and accessing the best health insurance coverages and premiums. With her 37 years of experience, she advises individuals and families in choosing the right policies that suit their needs. Neomia has a team of insurance agents who speak both English and Spanish, allowing them to cater to Hispanic clients. They also assist in relocating insurance policies as well as in other insurance products like auto, home, life, and business policies.

License Verified:

License: 763453

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (24)
Facebook
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1018 North 5th Street, Abilene, TX 79601
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Josh Ensor Agency Life & Health Insurance is a business that has been operating in Abilene since 1991. It offers individual and group health insurance by partnering with different carriers including FirstCare Health Plans, Blue Cross and Blue Shield of Texas, Dearborn National, and Prudential. Josh Ensor Agency Life & Health Insurance also specializes in life insurance and Medicare supplement. The agency's individual health specialist, Angela Jones, has extensive experience in clients claims and sales since 1989.

License Verified:

License: 818726

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3300 South 14th Street, Abilene, TX 79605
  • Medicare Supplement Insurance
  • Individual Plans
  • Medicare Supplements

Why choose this provider?

Texas Medicare Supplement Pros assists senior citizens who are looking to purchase or update their Medicare plans. Its agents help its senior clients choose the best option for their needs from the available policies and plans of more than 40 companies offering Medicare Supplements in the state. It has been providing various health insurance solutions exclusively to Texas residents for over 23 years. In addition, the independent insurance agency is owned by Stubblefield Insurance Agency, LLC.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2434 Industrial Boulevard, Abilene, TX 79605
  • Life Insurance

Why choose this provider?

Located in Abilene, Robin Hicks is an Aflac Group agent serving the insurance needs of local individuals and businesses in the metro and the surrounding communities. He carries medical insurance packages for individuals and families like cancer insurance, critical illness, accident, hospital, short-term disability, and dental & vision. Additionally, he provides business insurance products and services like supplemental vision, supplemental dental, life insurance, cafeteria plans, and absence management. Aflac Group is a Fortune 500 company that has provided financial protection to people worldwide.

License Verified:

License: 776167

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.