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Best Renter's Insurance Companies in Abilene

2023

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Website
911 North Mockingbird Lane, Abilene, TX 79603
  • Multiple Policy Types

Why choose this provider?

Castereno Insurance & Tax Service is an independent insurance agency that serves the Abilene area. The agency offers a range of insurance services, including renters' insurance. Its insurance advisors help clients in providing protection for their abode, whether they are renting temporarily or long-term, in the case of fire, flooding, and other disasters. They also have experience in shopping policies that cover theft and third-party injuries that occur on the property. Castereno Insurance provides protection for condos, apartments, and houses.

License Verified:

License: 1500678

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1323 South Danville Drive, Abilene, TX 79605
  • Multiple Policy Types

Why choose this provider?

Philip King Insurance is an independent agency providing renter's insurance and other home coverage policies to the residents of Abilene and surrounding areas. It is partnered with dozens of insurance companies to safeguard its' clients belongings from damages and losses against theft, vandalism, weather, explosion, fire or smoke, and water damage from plumbing. Philip King Insurance is staffed by Spanish-speaking agents and it also offers insurance for life, health, annuities, automobile, and business and commercial.

License Verified:

License: 1028057

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
310 North Willis Street, Abilene, TX 79603
  • Multiple Policy Types

Why choose this provider?

Silverthorne Insurance has been providing insurance services to Abilene since 2018. Its owner and president, Nathan Hathorn, is a certified insurance counselor with over a decade of experience in the industry. He specializes in renters' insurance services to assist clients looking for personal property, guest medical, and family liability protection. Additionally, the renters' policy covers clients' additional living expenses and temporary housing while their rental properties are being renovated or fixed. Silverthorne Insurance represents insurance carriers such as Anchor, Apogee Insurance Group, and Chubb.

License Verified:

License: 2354918

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3909 South 7th Street, Abilene, TX 79605
  • Multiple Policy Types

Why choose this provider?

Wicker Parker Agency Inc. is an insurance agency in Abilene that was founded in 2003. The agency provides coverage for clients seeking insurance like automobile, renters', commercial property, homeowners', workers' compensation insurance, and insurance bonds. Over the years, Wicker Parker Insurance has built a working portfolio with carriers like Liberty Mutual, Travelers Insurance, The Hartford, Safeco Insurance, MetLife, and Zurich. The agency is a member of the Trusted Choice Insurance Agency.

License Verified:

License: 1353523

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (5)
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4015 Buffalo Gap Road, Abilene, TX 79605
  • Multiple Policy Types

Why choose this provider?

Melanie Hardy is an insurance agent who has been serving the insurance needs of State Farm clients in Abilene and the surrounding areas for over three years. Hardy provides renters' insurance plans to protect clients' personal belongings, such as computers, clothing, furniture, jewelry, or rental properties. The plan protects the client's belongings in the event of an accident, malicious mischief, or weather impact. Hardy also offers other insurance products, including home, life, auto, and commercial insurance.

License Verified:

License: 2371543

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (100)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1041 Hickory Street, Abilene, TX 79601
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Weeks Hunter Insurance Agency is a financial firm that offers property and home insurance services. These include renters' insurance, homeowners' insurance, mobile home insurance, vacant dwelling insurance, and personal umbrella policies. As an independent agency, it represents several insurance companies and offers other products such as life, auto, health, and commercial coverage policies. The company was established in 1962. Over the past decades, it has remained a family-owned and family-operated business serving the locals in Abilene.

License Verified:

License: 1040595

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2239 South 1st Street, Abilene, TX 79605
  • Multiple Policy Types

Why choose this provider?

Carlin Insurance is controlled by the Carlin family who has been providing a variety of insurance products to clients in Abilene and the surrounding areas for more than 50 years. Its products include auto, business, flood, home, recreational, and recreational vehicle insurance. Home insurance includes rental property and renters may personalize their options. Coverages may include one's living expenses and personal possessions. In addition, the agency also offers options that coverage for liabilities and umbrella policies.

License Verified:

License: 726818

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4419 Loop 322, Abilene, TX 79602
  • Multiple Policy Types

Why choose this provider?

Brightway Insurance is an independently owned and operated insurance firm based in Abilene. One of its offerings is renters' insurance, which can cover loss of use, personal property, and liability. Supplemental plans, such as home, flood, and condo policies, are also offered. With its partnership with several insurance carriers, the agency provides its clients with more resources to find coverage that best suits their personal situation. Brightway Insurance also delivers other types of insurance products, including business, motorcycle, life, and umbrella insurance plans.

License Verified:

License: 1922236

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
806 South 3rd Street, Abilene, TX 79602
  • Multiple Policy Types

Why choose this provider?

Cory Lee Insurance Agency is a family-owned insurance firm located in Abilene that also serves the surrounding areas. It offers renters' insurance for apartments, condominiums, houses, and townhomes. Its insurance policy includes coverage for the home's contents. It also comes with homeowners' liability covering animal bites and slip-and-fall accidents. Other insurance policies that the firm offers are homeowners', car, and life insurance. Available around the clock, Cory Lee Insurance Agency provides 24/7 customer service and assistance.

License Verified:

License: 2036871

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Does home age affect renters' insurance rates in Abilene?

    Yes, the age of a rental home has a significant impact on Abilene renters' insurance rates. Renters in older homes face a 58% rate increase when compared to those in new construction, while homes under 30 years old face a 40% increase. Furthermore, if the rental property was built in a specific style, the insurance cost could increase by up to $232 per year.

  • Does one's credit score affect renters' insurance rates in Abilene?

    An individual's credit score has a significant impact on the cost of renters' insurance in Abilene. Renters' insurance costs up to 58% more for those with bad credit than for those with good credit. Meanwhile, renters with average credit scores face 39% higher premiums than those with excellent credit. Customers with good credit, on the other hand, get the best rates, with prices that are 19% lower than those with average credit.

  • What is a common misconception about renters' insurance in Abilene?

    There is a common misconception in Abilene that tenants do not need renter's insurance because the landlord's policy covers their belongings, which is not the case; it only covers the building. Furthermore, if tenants cause property damage, they may be held liable for repair costs, as the owner's insurance company may seek reimbursement through subrogation. As a result, obtaining renters' insurance is a wise decision for financial protection against such liabilities.

  • What is the difference between HO-BT and HO-4 renters insurance policies in Abilene?

    An HO-BT policy is an older type of renters' insurance that provides slightly less coverage in some areas. The HO-4 policy, on the other hand, is intended for apartments that are vulnerable to wind, flood, or other coastal-related damages. Some Abilene underwriters offer a modified version of the HO-4 that includes or excludes wind damage coverage, depending on the environmental risks in the area.

  • Why should tenants in Abilene consider purchasing or increasing their renters' insurance coverage?

    Tenants in Abilene typically have personal items worth more than $35,000 on average. Some people have far more assets than this amount, while others may have far less. However, a landlord's insurance policy does not cover a tenant's belongings. If a sudden disaster destroys these belongings, many tenants will require more liquid assets, such as $35,000 or more, to replace them. As a result, obtaining or improving renters' insurance is critical for financial protection against potential losses.

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