Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Abilene

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Abilene Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

35Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

911 North Mockingbird Lane, Abilene, TX 79603
WebsiteLicense: 1500678

Expertise.com Rating

Review Sources

Google
4.0 (11)

Why choose this provider?

Castereno Insurance & Tax Service is an independent insurance agency that serves the Abilene area. The agency offers a range of insurance services, including renters' insurance. Its insurance advisors help clients in providing protection for their abode, whether they are renting temporarily or long-term, in the case of fire, flooding, and other disasters. They also have experience in shopping policies that cover theft and third-party injuries that occur on the property. Castereno Insurance provides protection for condos, apartments, and houses.

  • Multiple Policy Types

4015 Buffalo Gap Road, Abilene, TX 79605
WebsiteLicense: 2371543

Expertise.com Rating

Review Sources

Google
5.0 (100)
Facebook
5.0 (13)

Why choose this provider?

Melanie Hardy is an insurance agent who has been serving the insurance needs of State Farm clients in Abilene and the surrounding areas for over three years. Hardy provides renters' insurance plans to protect clients' personal belongings, such as computers, clothing, furniture, jewelry, or rental properties. The plan protects the client's belongings in the event of an accident, malicious mischief, or weather impact. Hardy also offers other insurance products, including home, life, auto, and commercial insurance.

  • Multiple Policy Types

1041 Hickory Street, Abilene, TX 79601
WebsiteLicense: 1040595

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Weeks Hunter Insurance Agency is a financial firm that offers property and home insurance services. These include renters' insurance, homeowners' insurance, mobile home insurance, vacant dwelling insurance, and personal umbrella policies. As an independent agency, it represents several insurance companies and offers other products such as life, auto, health, and commercial coverage policies. The company was established in 1962. Over the past decades, it has remained a family-owned and family-operated business serving the locals in Abilene.

  • Multiple Carriers
  • Multiple Policy Types

2239 South 1st Street, Abilene, TX 79605
WebsiteLicense: 726818

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Carlin Insurance is controlled by the Carlin family who has been providing a variety of insurance products to clients in Abilene and the surrounding areas for more than 50 years. Its products include auto, business, flood, home, recreational, and recreational vehicle insurance. Home insurance includes rental property and renters may personalize their options. Coverages may include one's living expenses and personal possessions. In addition, the agency also offers options that coverage for liabilities and umbrella policies.

  • Multiple Policy Types

3909 South 7th Street, Abilene, TX 79605
WebsiteLicense: 1353523

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
4.0 (2)

Why choose this provider?

Wicker Parker Agency Inc. is an insurance agency in Abilene that was founded in 2003. The agency provides coverage for clients seeking insurance like automobile, renters', commercial property, homeowners', workers' compensation insurance, and insurance bonds. Over the years, Wicker Parker Insurance has built a working portfolio with carriers like Liberty Mutual, Travelers Insurance, The Hartford, Safeco Insurance, MetLife, and Zurich. The agency is a member of the Trusted Choice Insurance Agency.

  • Multiple Policy Types

806 South 3rd Street, Abilene, TX 79602
WebsiteLicense: 2036871

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Cory Lee Insurance Agency is a family-owned insurance firm located in Abilene that also serves the surrounding areas. It offers renters' insurance for apartments, condominiums, houses, and townhomes. Its insurance policy includes coverage for the home's contents. It also comes with homeowners' liability covering animal bites and slip-and-fall accidents. Other insurance policies that the firm offers are homeowners', car, and life insurance. Available around the clock, Cory Lee Insurance Agency provides 24/7 customer service and assistance.

  • Multiple Policy Types

4419 Loop 322, Abilene, TX 79602
WebsiteLicense: 1922236

Expertise.com Rating

Review Sources

Google
4.0 (14)

Why choose this provider?

Brightway Insurance is an independently owned and operated insurance firm based in Abilene. One of its offerings is renters' insurance, which can cover loss of use, personal property, and liability. Supplemental plans, such as home, flood, and condo policies, are also offered. With its partnership with several insurance carriers, the agency provides its clients with more resources to find coverage that best suits their personal situation. Brightway Insurance also delivers other types of insurance products, including business, motorcycle, life, and umbrella insurance plans.

  • Multiple Policy Types

310 North Willis Street, Abilene, TX 79603
WebsiteLicense: 2354918

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
5.0 (12)

Why choose this provider?

Silverthorne Insurance has been providing insurance services to Abilene since 2018. Its owner and president, Nathan Hathorn, is a certified insurance counselor with over a decade of experience in the industry. He specializes in renters' insurance services to assist clients looking for personal property, guest medical, and family liability protection. Additionally, the renters' policy covers clients' additional living expenses and temporary housing while their rental properties are being renovated or fixed. Silverthorne Insurance represents insurance carriers such as Anchor, Apogee Insurance Group, and Chubb.

  • Multiple Policy Types

1323 South Danville Drive, Abilene, TX 79605
WebsiteLicense: 1028057

Expertise.com Rating

Review Sources

Google
4.0 (9)

Why choose this provider?

Philip King Insurance is an independent agency providing renter's insurance and other home coverage policies to the residents of Abilene and surrounding areas. It is partnered with dozens of insurance companies to safeguard its' clients belongings from damages and losses against theft, vandalism, weather, explosion, fire or smoke, and water damage from plumbing. Philip King Insurance is staffed by Spanish-speaking agents and it also offers insurance for life, health, annuities, automobile, and business and commercial.

  • Multiple Policy Types

FAQs

  • Does home age affect renters' insurance rates in Abilene?

    Yes, the age of a rental home has a significant impact on Abilene renters' insurance rates. Renters in older homes face a 58% rate increase when compared to those in new construction, while homes under 30 years old face a 40% increase. Furthermore, if the rental property was built in a specific style, the insurance cost could increase by up to $232 per year.

  • Does one's credit score affect renters' insurance rates in Abilene?

    An individual's credit score has a significant impact on the cost of renters' insurance in Abilene. Renters' insurance costs up to 58% more for those with bad credit than for those with good credit. Meanwhile, renters with average credit scores face 39% higher premiums than those with excellent credit. Customers with good credit, on the other hand, get the best rates, with prices that are 19% lower than those with average credit.

  • What is a common misconception about renters' insurance in Abilene?

    There is a common misconception in Abilene that tenants do not need renter's insurance because the landlord's policy covers their belongings, which is not the case; it only covers the building. Furthermore, if tenants cause property damage, they may be held liable for repair costs, as the owner's insurance company may seek reimbursement through subrogation. As a result, obtaining renters' insurance is a wise decision for financial protection against such liabilities.

  • What is the difference between HO-BT and HO-4 renters insurance policies in Abilene?

    An HO-BT policy is an older type of renters' insurance that provides slightly less coverage in some areas. The HO-4 policy, on the other hand, is intended for apartments that are vulnerable to wind, flood, or other coastal-related damages. Some Abilene underwriters offer a modified version of the HO-4 that includes or excludes wind damage coverage, depending on the environmental risks in the area.

  • Why should tenants in Abilene consider purchasing or increasing their renters' insurance coverage?

    Tenants in Abilene typically have personal items worth more than $35,000 on average. Some people have far more assets than this amount, while others may have far less. However, a landlord's insurance policy does not cover a tenant's belongings. If a sudden disaster destroys these belongings, many tenants will require more liquid assets, such as $35,000 or more, to replace them. As a result, obtaining or improving renters' insurance is critical for financial protection against potential losses.

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