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Best Homeowners Insurance Agencies in San Angelo

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1cfcuinsurance.com logo
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1cfcuinsurance.com

3505 Wildewood Drive, San Angelo, TX 76904
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  • Flood
  • Multiple Policy Types

Business Description

1CFCU Insurance Services offers property damage coverage to homeowners in San Angelo. It offers plans that secure a client's dwelling and select personal belongings that have sustained damages from fire, theft, and vandalism, as well as cover liability protection and medical expenses for guests injured in a client's dwelling. 1CFCU also counsels clients on the factors that affect their policy decisions, including replacement or repair costs and the process of filing claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Benjamin Villarreal - State Farm Insurance Agent logo
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Benjamin Villarreal - State Farm Insurance Agent

1500 North Chadbourne Street, San Angelo, TX 76903
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  • Multiple Policy Types

Business Description

Benjamin Villareal, State Farm Insurance Agent, helps clients in and around the San Angelo metro area to purchase homeowners insurance policies. Its head agent Mr. Villareal has over a decade of experience and consults people and explains the policy options available to them. His team also assesses assets to advise on necessary levels of coverage. Available policies typically cover damage to properties, damage to contents, and personal liabilities concerning guest injuries. Benjamin Villareal, State Farm Insurance Agent, also assists clients with auto insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
City Insurance logo
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City Insurance

1019 Caddo St, San Angelo, TX 76901
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  • Flood
  • Multiple Policy Types

Business Description

City Insurance is an independent insurance agency in San Angelo that has been selling coverage from several companies since 1985. The agency offers standard home insurance that provides protection for the home itself and the personal possessions within it, as well as additional coverages for flood and/or earthquake damage. The firm also offers manufactured home and auto insurance policies. City Insurance works closely with its clients, providing them with information to help them better understand their options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Service Insurance logo
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First Service Insurance

1886 Pecos Street, San Angelo, TX 76901
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  • Renter's Insurance
  • Flood

Business Description

First Service Insurance offers insurance policy options to residents and business property owners in San Angelo and the surrounding areas. The agents discuss the right homeowners' insurance policy for clients depending on the type of residence, the valuables in the home, and the coverages the clients choose. The standard homeowners' insurance policy covers repairs for the damaged property, loss or damage to personal belongings, liability, and living expenses. The company has been in the industry since 1931.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
mrinsuranceinc.com logo
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mrinsuranceinc.com

1225 South Bryant Boulevard, San Angelo, TX 76903
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Since 1938, Mr. Insurance Inc has been committed to providing protection to individuals and families in San Angelo and Abilene through insurance solutions. One of the insurance policies it offers is homeowners' insurance, which covers different types of residential properties like houses, condominiums, and mobile homes. The company's agents help homeowners determine the coverage options that suit their needs. These include property insurance, renters' insurance, flood insurance, homeowners' liability, and scheduled property insurance. .

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
3.9 / 5 (27)
Yelp
3.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PK Kelley Insurance Agency, LLC logo
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PK Kelley Insurance Agency, LLC

2009 West Beauregard Avenue, San Angelo, TX 76901
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  • Condos
  • Renter's Insurance

Business Description

PK Kelley Insurance Agency, LLC is a San Angelo-based firm that partners with multiple insurance carriers to address diverse insurance needs. Its home insurance plans help clients safeguard their investments through three policy types, namely: renters, condo, and homeowners' insurance plans. Homeowners receive compensation for liability and property damage or loss and guidance in the claims application and settlement processes. They can also request insurance quotes through an online tool and avail of the combined homeowners and auto insurance options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (15)
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ryan Thoma Insurance logo
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Ryan Thoma Insurance

2804 Sherwood Way, San Angelo, TX 76901
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Ryan Thoma Insurance an insurance agency based in San Angelo that has been offering different types of insurance policies for the last two decades. Its insurance agents provide homeowners' insurance, with property damage and personal liability coverage, to give clients protection from disasters. Its other lines of homeowners' insurance are renters insurance, homeowners' liability, manufactured home insurance, and landlords' insurance. Ryan Thoma Insurance represents reputable companies like Travelers, Hartford, Dairyland, National Lloyds, and Safeco.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
San Angelo Insurance & Fast Tax logo
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San Angelo Insurance & Fast Tax

1102 North Chadbourne Street, San Angelo, TX 76903
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  • Multiple Policy Types

Business Description

San Angelo Insurance & Fast Tax is an insurance agency that has been providing insurance products and solutions to San Angelo locals for over a decade. It provides homeowners' insurance plans inclusive of coverage for natural disasters and damages, such as burst pipes. A homeowners' policy quote request form may be accessed by clients through the agency website. San Angelo Insurance & Fast Tax also offers a broad variety of personal and business insurances, from auto insurance to workers' compensation coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (161)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
trimble-batjer.com logo
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trimble-batjer.com

201 South Chadbourne Street, San Angelo, TX 76903
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  • Flood

Business Description

Trimble-Batjer Insurance Associates LLP sells homeowners insurance policies that cover losses associated with property damage. This agency retains an exceptionally experienced staff, many of whom have over 15 years of experience with insurance. Its agents give clients advice as they shop for homeowners insurance and connects them with policies offered by its affiliated carriers. This company has been in business since 1983 and gives clients access to a multitude of policy options for structural replacement coverage, personal property insurance, and personal liability coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (4)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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