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Best Homeowners Insurance Agencies in Midland

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Area Insurance Services, Inc. logo
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Area Insurance Services, Inc.

1302 North Big Spring Street, Midland, TX 79701
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Area Insurance Services, Inc. is a Midland-based insurance agency serving clients within the area. The business provides homeowners' insurance solutions to help protect clients financially against disasters. Its homeowners' insurance can cover fire incidents, natural disasters, theft and vandalism, and personal liability. The company's insurance agents also offer automobile, oil and gas, surety bond, business and commercial, and general liability insurance plans. Area Insurance Services has been operating for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Chris Wray logo
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License Verified:

License: 1555001

Texas Department of Insurance

Chris Wray

1541 John Ben Shepperd Parkway, Odessa, TX 79762
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  • Renter's Insurance
  • Condos
  • Multiple Policy Types

Business Description

Chris Wray is an insurance agent catering to the needs of homeowners in and around Midland. His agency offers insurance policies that can protect homes and belongings against damages resulting from fires, theft, natural disasters, and other accidents. These plans can cover valuable items, such as jewelry, appliances, electronics, furniture, and sports equipment. Wray started his agency under State Farm in 2009, helping individuals and families with financial and insurance solutions. He and his team have a combined experience of 35 years in the insurance industry.

License Verified:

License: 1555001

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Dustin Ptak Insurance logo
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Dustin Ptak Insurance

1101 N Big Spring St, Midland, TX 79701
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  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Dustin Ptak Insurance is an independent insurance agency that provides homeowners' insurance and other insurance solutions to Midland. The agency customizes an insurance policy that addresses its clients' needs and risks. It also informs its clients of the various homeowners' insurance policies and their differences. Some of the insurance providers the agency works with are Texas Mutual, BlueCross Blueshield of Texas, Travelers, Safeco Insurance, and Progressive. Dustin Ptak Insurance is a member of the Independent Insurance Agents of Texas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eddy Ohlenburg - State Farm Insurance Agent logo
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Eddy Ohlenburg - State Farm Insurance Agent

2302 West Wadley Avenue, Midland, TX 79705
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  • Multiple Policy Types

Business Description

Eddy Ohlenburg - State Farm Insurance Agent offers insurance services from its Midland location. The agency assists clients in multiple areas including homeowners' insurance. Ohlenburg and his team create home insurance policies that cover property damage as well as personal possessions. Clothing, furniture, and appliances are among the personal belongings protected under home insurance. Ohlenburg has been an insurance agent for over five decades. His team has 101 years of combined industry experience. The professionals speak in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.2 / 5 (26)
Facebook
3.3 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hettler Insurance Agency logo
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Hettler Insurance Agency

4432 South Loop 289, Lubbock, TX 79414
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  • Fire
  • Multiple Carriers

Business Description

Serving the Midland area, Hettler Insurance Agency is a company providing clients with homeowners insurance policies. This company's independent agents are able to recommend policies from a over a dozen different providers, including Metlife, Progressive, and Safeco. Its team can also secure special coverage for non-traditional housing units and structures, such as tiny homes and barns. Hettler Insurance Agency has been in the homeowners insurance industry for over 25 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
insureallofwesttexas.com logo
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insureallofwesttexas.com

3328 North Midkiff Road, Midland, TX 79705
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Insureall of West Texas is an insurance firm representing clients throughout the Midland area. This team is capable of helping individuals interested in purchasing homeowners insurance for their property. It offers policies that protect clients' homes against unexpected damage due to severe weather, fire, theft, or vandalism. When necessary, its agents can also assist clients with filing a claim with their provider. Additionally, Insureall of West Texas offers auto and trucking insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Johnny Johnson Insurance logo
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Johnny Johnson Insurance

1710 West Texas Avenue, Midland, TX 79701
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  • Multiple Carriers
  • Multiple policies
  • Personal Property Insurance
  • Commercial

Business Description

Johnny Johnson Insurance provides homeowners insurance policies to clients located in the Midland area. As an independent agency, it is able to gather quotes from multiple providers to offer clients the most competitive pricing and coverage options. Its helps clients determine the amount of coverage their home needs and it recommends endorsements and supplemental policies for clients needing more extensive coverage. Johnny Johnson Insurance also offers insurance policies for businesses and automobiles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Killebrew Insurance logo
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Killebrew Insurance

1111 West Illinois Avenue, Midland, TX 79701
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Fire
  • Condos

Business Description

Killebrew Insurance is an independent insurance agency in Midland that has been providing a range of business, vehicle, and property insurance products in the state for over 35 years. It offers homeowners' insurance policy, which covers different losses such as damage from fire and weather phenomena, personal liability, and the entire structure of the home. The coverage can even include dog bite claims. Other insurance options offered by this agency include auto and RV insurance and general liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (23)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midland Odessa Home Insurance logo
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Midland Odessa Home Insurance

4610 North Garfield Street, Midland, TX 79705
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Midland Odessa Home Insurance is a Midland-based insurance agency aiming to give its clients peace of mind with the knowledge that their homes are well-protected. The company offers a customizable homeowners' insurance policy for its clients. The insurance policy can cover the rebuilding cost of the structure and replacement cost for structural damage. Customers can also opt to get insurance to cover their personal possession in case their home is destroyed by a disaster.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reeves Insurance Agency logo
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Reeves Insurance Agency

1015 N Midkiff Rd suite a, Midland, TX 79701
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  • Multiple Policy Types

Business Description

Reeves Insurance Agency discusses insurance policy options to residents and business property owners in Midland and the surrounding communities. The company has two sections of homeowners' insurance policy, which are property coverages and liability coverages. The property coverages include dwelling, other structures around the property, personal property, loss of use or additional living expenses, and additional coverages such as debris removal and reasonable repairs. Established in 2004, the company specializes in insuring rural properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sawyer Insurance logo
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License Verified:

License: 1281774

Texas Department of Insurance

Sawyer Insurance

2101 West Wadley Avenue, Midland, TX 79705
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  • Homeowners
  • Multiple Carriers

Business Description

Established in 2006, Sawyer Insurance is an independent agency that caters to clients in Midland and the surrounding areas. It provides a wide selection of personal and commercial insurance. Its products include homeowners', auto, and business insurance, in addition to oil and farm coverage. The agency's homeowners' policy helps the clients protect their most valuable assets, such as their properties, personal belongings, and liabilities. Moreover, Sawyer Insurance works with numerous carriers, including Allstate, Travelers, Progressive, and Safeco.

License Verified:

License: 1281774

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Ledford Agency logo
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License Verified:

License: 2517531

Texas Department of Insurance

The Ledford Agency

1910 North Big Spring Street, Midland, TX 79705
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  • Fire

Business Description

The Ledford Agency provides homeowners' insurance coverage to residents of Midland and neighboring communities. Its homeowners' insurance policy helps clients protect their assets and prized possessions. Clients can alter their policy to cover several attachments, including luxury items and garages. One of its agents, Eric Falcon, has been working for the agency for over 11 years, providing auto and commercial insurance. The Ledford Agency has partnered with various carriers, including Travelers, Wellington, Progressive, and the Foremost Insurance Group.

License Verified:

License: 2517531

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs