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Best Homeowners Insurance Agencies in Fort Worth

2024

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Website
888 South Greenville Avenue Suite 134, Richardson, TX 75081
  • Personal Insurance
  • Business Insurance
  • Property Insurance
  • Auto Insurance

Why choose this provider?

Insurance Source of Dallas compares products from multiple companies, helping clients find the coverage that fits their needs and financial capacities. It is a local agency serving customers in and around Fort Worth, including individuals and families looking for homeowners insurance plans. These policies cover costs from fire, storm, and personal liability claims like dog bite lawsuits. Separate flood and earthquake insurance programs are also offered to extend benefits. Insurance Source has been in operation since 2004.

License Verified:

License: 2986338

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (458)
Facebook
5.0 / 5 (99)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for a Quote

Fort Worth, TX

Why choose this provider?

Need help contacting a Homeowners Insurance Agency in Fort Worth? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
6751 Rufe Snow Dr. Suite 900, Watauga, TX 76148
  • Multiple Policy Types

Why choose this provider?

DFW Metropolitan Insurance Group serves families and individuals in the Fort Worth metro. It processes different types of personal protection plans, including homeowners' insurance. The agency protects policyholders from financial losses resulting from unexpected perils like natural disasters, theft, and vandalism. It also offers life and auto insurance policies. In addition, it furnishes business insurance that covers a small enterprise's assets. Owner Marcus Smith has been in the insurance services industry for more than a decade.

License Verified:

License: 2704611

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5500 Lower Birdville Rd, Haltom City, TX 76117
  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

Why choose this provider?

Homeowners and renters in Fort Worth, Texas, can work with agents at Insureberry Insurance Agency to create a home insurance plan that suits their needs and budget. The company works with a long list of carriers including Travelers, Safeco, Progressive, and The Hartford to offer homeowners and renters insurance policies that protect customers' homes and some of the belongings inside them. Insureberry Insurance Agency also offers auto, farm, and ranch insurance, as well as auto and commercial insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (283)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9500 Ray White Rd Ste 200, Fort Worth, TX 76244
  • Renter's Insurance
  • Flood
  • Homeowners
  • Landlords

Why choose this provider?

James Little Agency serves the home insurance needs of residents in the greater Fort Worth, Texas, and Tarrant County area. Doing business since 1997, this independent insurance agency's team of licensed professionals assist homeowners in assessing their risks so that the policies they buy match their needs. It also offers period coverage reviews to help policyholders keep up with their evolving insurance needs. The agency's affiliations with leading insurers let it help customers get the best service, coverage, and rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
3189 Denton Hwy Ste 10, Haltom City, TX 76117
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Homeowners
  • Landlords

Why choose this provider?

Founded in 2007, the Kevin Luong Insurance Agency is a family-owned, independent insurance agency located in Haltom City, Texas, and serving customers in the Fort Worth, metro area. The Kevin Luong Insurance Agency partners with a variety of insurers, including Allstate, Foremost, and Progressive. The agency's home insurance offerings include ?homeowners, condo, renters, and landlord insurance. The agency also offers auto and business insurance and does business in English, Spanish, and Vietnamese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (58)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
262 Carroll Street, Suite 27, Fort Worth, TX 76107
  • Homeowners

Why choose this provider?

Phil Davis is an independent insurance agent serving individuals and families in Fort Worth. He has been in the industry for over 18 years and is the owner and principal agent of Phil Davis Integra Insurance Services. He offers a variety of products, such as homeowners', life, health, and auto insurance. He aims to help clients protect their properties and possessions through his homeowners' insurance policy. Phil represents various carriers, including Allstate, Bankers, Encompass, and Centauri.

License Verified:

License: 1043183

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5905 Jacksboro Hwy, Fort Worth, TX 76114
  • Homeowners

Why choose this provider?

Cris Taylor Insurance offers homeowners' insurance plans for clients in Fort Worth that cover losses and damages from storms, fires, burglary, and other unforeseen events. As a full-service insurance agency, it also offers insurance products for cars, businesses, and general liability commercial insurance. Cris Taylor is a local insurance agent who values a personalized professional relationship with his clients. He also provides annual insurance policy reviews for his clients to identify gaps that might have opened up in the previous year.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5501 Jacksboro Hwy. Ste.600, Fort Worth, TX 76114
  • Fire
  • Homeowners

Why choose this provider?

Low Cost Insurance offers products and services to families and individuals in the Fort Worth metro. It provides homeowners' insurance to protect clients from financial losses caused by unexpected events like theft, vandalism, and natural disasters. The company also crafts liability protection and medical coverages for policyholders' injured guests. It is an independent agency that works with multiple carriers in creating personalized insurance coverages. Low Cost Insurance has been in business for over 25 years.

License Verified:

License: 6198

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (80)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8751 Camp Bowie West Blvd Suite 124, Fort Worth, TX 76116
  • Homeowners

Why choose this provider?

Peter Polinsky Insurance Agency has been serving clients in Fort Worth for more than 20 years. It offers homeowners' insurance plan that reduces financial risks linked to fires, floods, theft, and vandalism. The agency also provides insurance packages for any business, from plumbers to electricians. Owner Peter Polinsky is an independent insurance agent who accommodates clients with valid identification, including a driver's license or a voter's ID. He also accepts high-risk clients and those who have had a DWI.

License Verified:

License: 820404

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2914 SE Loop 820, Fort Worth, TX 76140
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Founded in 1992, the Graham Insurance Group, Inc. serves Fort Worth, Texas, with offices in three other states. The company offers auto, home, contractor, and restaurant insurance from a range of carriers. Its select group of insurance companies provides a consistent customer-focused response and competitive pricing. Graham offers personal vehicle insurance for autos, boats, motorcycles, and motor homes. Homeowners may opt to include flood insurance to their policies. Commercial vehicles and special events insurance packages are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (43)
Facebook
4.8 / 5 (18)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5658 West Creek Dr., Fort Worth, TX 76133
  • Condos
  • Homeowners

Why choose this provider?

Kendrick Parker is an insurance agent who caters to clients seeking financial security in the Forth Worth metro. A State Farm affiliate, he offers a wide range of insurance products, such as home, auto, business, and life insurance. Parker and his team aim to assist individuals in preparing for the risks of everyday life by securing insurance plans. They hold a combined experience of 20 years in the industry. The team houses staff members who can speak English and Spanish.

License Verified:

License: 1907986

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (71)
Facebook
4.8 / 5 (36)
Yelp
3.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2929 Cleburne Rd, Fort Worth, TX 76110
  • Earthquake
  • Flood

Why choose this provider?

Rainbow Insurance Agency is a family-owned business that offers services to individuals and families in the Fort Worth metro and the surrounding communities. It accommodates clients who need assistance in obtaining homeowners' insurance. The company helps policyholders protect their properties from unforeseen events like fire, flood, hurricane, and earthquake. It also serves business owners by providing them with liability and workers' compensation coverages. Rainbow Insurance Agency crafts personalized policies suited to its clients' budget and needs.

License Verified:

License: 1941736

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (68)
Facebook
4.5 / 5 (17)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3417 Wellington Rd, Suite K, Fort Worth, TX 76116
  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Walters Insurance Services, LLC, has been providing services and products to clients in Fort Worth and the surrounding communities for over 10 years. The company handles personal insurance plans such as automobile, home, classic car, umbrella, and short-term rental. Its staff assists clients with homeowners' insurance coverage options which include additional living expenses, actual cash value of belongings, replacement cost policies, and liability to others. Walters Insurance Services also offers term and whole life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1417 W. Berry St., Fort Worth, TX 76110
  • Personal Property Insurance
  • Homeowners

Why choose this provider?

Fred Flores Integra Insurance Services is an independent company that helps secure the finances of residents and businesses within the Fort Worth metro. It offers homeowners', RV, and commercial and business insurance policies. Its partner agent, Fred Flores, was a former Allstate agency owner who has a background in business. Its mother company is a multi-location agency that became a regional firm in 1998. It serves its clients through insurance carriers, such as Berkshire Hathaway, Foremost, Liberty Mutual, and Homeowners of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2833 Crockett St Ste 130, Fort Worth, TX 76107
  • Renter's Insurance

Why choose this provider?

Got Coverage is an insurance company that offers homeowners' insurance plans to individuals and families in Fort Worth. It also provides other personal insurance products, including car, motorcycle, boat, personal item, and renters' insurance. In addition, it offers commercial insurance policies, including trucking, roadside, and financial guarantee insurance. Got Coverage is a local insurance agency founded by Renato Miljatovic under a sole proprietorship in 2009. Its team of professionals has more than 20 years of combined experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
128 Northwest Ellison Street, Burleson, TX 76028
  • Renter's Insurance

Why choose this provider?

Toole Insurance Group is a family-owned and operated agency that can offer independent advice to clients looking for home insurance. Its agents can source policies from major players in the industry, such as Progressive and MetLife, and tailor them to ensure their clients get the full coverage they need. This could include repairs to storm-damaged properties, living costs if the family has to temporarily relocate, and replacement costs of lost personal items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
8101 Boat Club Road, Fort Worth, TX 76179
  • Renter's Insurance
  • Homeowners
  • Landlords

Why choose this provider?

Lone Star Insurers Paul Jacobs Agency is a family-owned and family-operated business established in 2000. It is an independent agency that provides a selection of personal lines of insurance. The company helps families and individuals obtain homeowners' insurance, which includes personal liability and property, dwelling, medical payment, loss of use, and other structure coverages. It also deals with auto, umbrella, and workers' compensation insurance. Lone Star Insurers Paul Jacobs Agency brings over 150 years of combined industry experience.

License Verified:

License: 2077391

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 W Harwood Rd Ste A, Hurst, TX 76054
  • Renter's Insurance
  • Condos
  • Homeowners

Why choose this provider?

Founded in 2015, Crawford Insurance Agency is a family-owned and operated, independent insurance agency located in Hurst, Texas, and serving the Fort Worth, Texas, metro area. Barry Crawford, the agency principal, has been working in the insurance industry since 1984. Crawford Insurance Agency provides comprehensive homeowners insurance offerings for a variety of dwellings, which include houses, condos, apartments, and townhomes. The agency also offers vehicle, commercial, life, and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6012 Reef Point Lane, Suite K, Fort Worth, TX 76135
  • Multiple Policy Types

Why choose this provider?

TWFG Aaron White Insurance serves individuals and families in Fort Worth and its nearby areas. The agency helps clients find and purchase adequate homeowners insurance policies to cover them against financial loss in case of accidental damage, theft, or destruction of their homes. Its homeowners' policies can also provide coverage for liability and medical payments in case a guest is injured on the client's premises. The agency has been in business since 2011 and also offers life, health, and auto insurance plans.

License Verified:

License: 1603988

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (80)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5344 North Tarrant Parkway, Fort Worth, TX 76244
  • Homeowners

Why choose this provider?

James Vandespyker is an insurance agent servicing Fort Worth and its surrounding areas. He is focused on providing homeowners' insurance, as well as other insurance products and services for for automobiles, life, and small businesses. In addition, he handles financial and resident relocation services. The company he founded, James Vandespyker Insurance Agency, Inc., is composed of professionals that are always ready and committed to providing satisfactory assistance to its patrons.

License Verified:

License: 2310864

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (174)
Facebook
5.0 / 5 (19)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Why might homeowners insurance rates be higher in Texas, especially in Fort Worth?

    Fort Worth, like much of Texas, faces over 130 tornadoes annually, along with hazards such as sinkholes, hurricanes, wildfires, and occasional freezes. Insurers factor in these risks when pricing policies in Texas. The cost of homeowners insurance varies based on the property's specifics, insurer, coverage scope, and deductible. However, the assurance of comprehensive coverage is invaluable for homeowners.

  • Does a Fort Worth homeowner's insurance policy typically cover repairs to other structures, like storage sheds and detached garages, and how should homeowners approach damage repairs?

    In Fort Worth, homeowner's insurance often covers up to 10% of the home's insured value for other structures, but may exclude specific ones like sheds or business buildings. While immediate temporary fixes are acceptable, permanent repairs should await insurer consultation. It's essential to photograph damage before repair, as policies should compensate for repair materials and labor.

  • Is flood insurance included in a standard homeowners’ policy in Fort Worth, and what's the average cost and coverage?

    Standard homeowners' insurance in Fort Worth doesn't encompass flood coverage. Texas residents often secure separate flood insurance due to the state's diverse weather challenges. On average, flood insurance costs around $634 annually, though rates can fluctuate based on your location. Such policies typically shield homeowners up to $250,000 for structural repairs and offer a $100,000 safeguard for personal belongings affected by floods.

  • If a storm topples your neighbor's tree onto your home or property in Fort Worth, whose insurance will cover the damage and removal?

    In Fort Worth, if a tree from your neighbor's yard crashes onto your property due to natural causes, your neighbor's insurance likely won't cover the damages unless negligence is proven. Natural events absolve them from liability. To handle repairs and removal, you'd typically tap into your own homeowner's insurance. Always consult with your insurance representative for clarity on such scenarios.

  • In Fort Worth, if my home suffers major damage, will standard homeowners insurance cover rebuilding to current building codes?

    When homes in Fort Worth face significant damages, rebuilding might need adherence to updated building codes. Typical homeowners insurance, even with guaranteed replacement cost, might not cover these additional code-related expenses. However, many insurers offer an "Ordinance or Law endorsement," which contributes a designated sum for such rebuilding requirements. This endorsement modifies the original policy to include these specifics.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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