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Best Local Car Insurance Agencies in Abilene

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American Insurance Agency logo
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License Verified:

License: 2038430

Texas Department Of Insurance

American Insurance Agency

3244 North 1st Street, Abilene, TX 79603
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Established in 1988, the American Insurance Agency serves the auto insurance needs of individuals, families, and businesses in Abilene. The company's insurance agents offer different types of coverage options, including comprehensive and collision, liability-only, personal injury protection, towing and rental reimbursement, and non-owners insurance policies. Other products are homeowners' and mobile home insurance. American Insurance Agency's owner, Ronny, prioritizes excellent service for every customer with a genuine desire to help people.

License Verified:

License: 2038430

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
C 5 Star Auto Insurance Agency LLC logo
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C 5 Star Auto Insurance Agency LLC

2506 South 7th Street, Abilene, TX 79605
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  • Multiple Carriers

Business Description

C 5 Star Auto Insurance Agency LLC is an Abilene-based business that specializes in providing financial protection plans for car owners. The agents furnish car insurance plans for drivers 18 years or older, regardless if they have a license or not. They also offer SR-22 filing services. C 5 Star Auto Insurance Agency LLC is headed by Kathy, who began her career in 2005 as a sales representative and worked her way to the position of managing agent in 2007.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Castereno Insurance & Tax Service - Abilene logo
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License Verified:

License: 1500678

Texas Department Of Insurance

Castereno Insurance & Tax Service - Abilene

911 North Mockingbird Lane, Abilene, TX 79603
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  • Motorcyle & ATV

Business Description

Castereno Insurance & Tax Service - Abilene has been serving families, businesses, and individuals throughout the metro since 2012. The agency provides a wide range of insurance products, such as ATV, renters', auto, property, commercial liability, and workers' compensation insurance. Its auto insurance policy covers SR-22, foreign license, commercial auto, and Mexico insurance. Its team of independent insurance agents collaborates with various carefully sought-out carriers, including Foremost Auto, 21st Century Insurance, Progressive, Gainsco Auto Insurance, and Kemper.

License Verified:

License: 1500678

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
cbsins.com logo
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License Verified:

License: 10710

Texas Department Of Insurance

cbsins.com

3005 South Treadaway Boulevard, Abilene, TX 79602
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  • Multiple Carriers

Business Description

For more than 20 years, CBS Insurance, LLP, has been providing insurance products to clients near Abilene. The agency's team of 40 knowledgeable insurance professionals is experienced in creating car insurance products that fit clients' needs. Having partner carriers such as Allstate and Foremost, its policies offer liability, collision, and comprehensive insurance while it also has optional coverage for medical payments, emergency road services, and uninsured motorists. CBS Insurance also extends its services to the San Angelo, Midland, Amarillo, and Fort Worth areas.

License Verified:

License: 10710

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dean Baird Insurance Agency, Inc. logo
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License Verified:

License: 1625627

Texas Department Of Insurance

Dean Baird Insurance Agency, Inc.

1290 South Willis Street, Abilene, TX 79605
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  • Motorcyle & ATV

Business Description

Dean Baird Insurance Agency, Inc. is a car insurance agency located in Abilene. The company provides insurance for autos, RVs, and boats. As they tell prospective clients: if they can ride it or drive it, then it is something that they can insure. Dean Baird Insurance Agency has been providing its services for 42 years. It wants clients to think of the company as their own insurance executive assistant. The agency also offers insurance for homeowners and renters.

License Verified:

License: 1625627

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
glynnwalker.net logo
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License Verified:

License: 1214141

Texas Department Of Insurance

glynnwalker.net

6350 Buffalo Gap Road, Abilene, TX 79606
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Business Description

Glynn Walker is a State Farm insurance agent offering auto coverage options to communities in Abilene. Whether for teen drivers or owners of sports, classical, or vintage cars, Walker offers policies that protect clients from damages and losses caused by collisions and non-collision incidents, including natural disasters, fires, theft, and vandalism. He also counsels policyholders on what options can fill the gaps of their current plans, including rideshare, car rental, medical expense, and emergency road coverage.

License Verified:

License: 1214141

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)
Moutray & Associates Insurance Agency Inc. logo
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License Verified:

License: 1607

Texas Department Of Insurance

Moutray & Associates Insurance Agency Inc.

4433 South 3rd Street, Abilene, TX 79605
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  • Bundling Option

Business Description

Moutray & Associates Insurance Agency Inc. is an Abilene-based firm providing various insurance products. Its team of independent agents educates clients about the basics of car insurance to help them decide which policies suit their needs and financial background. They can compare quotes for collision and liability coverage from a network of reputable insurance providers. This insurance agency can also craft umbrella insurance to strengthen existing auto or home insurance plans and protect policyholders against legal actions.

License Verified:

License: 1607

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Perkins Insurance logo
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License Verified:

License: 1544205

Texas Department Of Insurance

Perkins Insurance

749 Gateway Street, Abilene, TX 79602
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  • Multiple Carriers

Business Description

Perkins Insurance is an auto insurance agency located in Abilene that has been providing services to families and businesses since 1977. It is owned by Leroy and Mark Perkins, who are both certified insurance counselors. With over 40 years of experience in the industry, the agency has direct access to insurance carriers at an executive level. Leroy has held Agent Advisory Council positions with Travelers and United Fire Group, while Mark has dedicated his life to learning the principles of insurance and risk management.

License Verified:

License: 1544205

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (179)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RGF Insurance Agency LLC logo
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License Verified:

License: 1780194

Texas Department Of Insurance

RGF Insurance Agency LLC

2102 Ambler Avenue, Abilene, TX 79603
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

RGF Insurance Agency, LLC, is an independent auto insurance company located in Abilene. It has policies for cars, motorcycles, RVs, and boats. The agency can cater to any type of driver, including those with suspended, expired, and foreign licenses. The business, led by Ricardo Gutierrez and Kay Grun, believes in the importance of insuring vehicles to protect policyholders from liability. It represents companies such as the Foremost Insurance Group and Bristol West.

License Verified:

License: 1780194

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.7 / 5 (45)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Rhodes Insurance Agency logo
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License Verified:

License: 810984

Texas Department Of Insurance

Rhodes Insurance Agency

3814 North 1st Street, Abilene, TX 79603
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  • RV & Motorhome
  • Boats

Business Description

Rhodes Insurance Agency has been offering a wide range of insurance products to individuals, families, and businesses in Abilene and all of Texas since 1986. Family-owned and operated, it employs professional associates who can help vehicle owners acquire car insurance policies for protection in the event of an automotive emergency. In addition to standard auto insurance, Rhodes Insurance Agency also provides insurance plans for other vehicles, such as motorcycles, classic cars, off-road vehicles, and RVs.

License Verified:

License: 810984

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (39)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tatum Insurance Agency, LLC logo
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License Verified:

License: 2196691

Texas Department Of Insurance

Tatum Insurance Agency, LLC

5200 Buffalo Gap Road, Abilene, TX 79606
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  • Multiple Carriers

Business Description

Tatum Insurance Agency, LLC, is a team of insurance professionals that serves Abilene and the surrounding areas. The company's agents assist car owners in acquiring different types of car protection plans that may include liability coverage. They review policies from multiple carriers before presenting options to clients. In addition to auto insurance, Tatum Insurance Agency also provides flood and homeowners' insurance. The business, which is committed to assisting clients acquire comprehensive insurance policies, has been in operation since 2009.

License Verified:

License: 2196691

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (135)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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