Expertise.com

2024

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Best Local Car Insurance Agencies in Midland

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Midland Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

81Reviewed

51Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

507 Highway 290 East, Midland, TX 77833
WebsiteLicense: 36854

Expertise.com Rating

Why choose this provider?

Germania Insurance has been providing insurance solutions statewide, including in the Midland area, since 1896. One of the products the company has is auto insurance. The agents offer all the coverages available in Texas like liability, collision, comprehensive, and uninsured motorist coverages. They also include optional roadside assistance and 24-hour emergency services, including towing, lock-out, battery, and delivery services. They serve all Texans regardless of their lifestyle, religion, and race. Germania Insurance was founded in Perry by Otto Rau.

  • Multiple Carriers
  • Bundling Option

1015 North Midkiff Road, Midland, TX 79701
WebsiteLicense: 1322234

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Reeves Insurance Agency is a family-owned and operated firm based in Midland. The company specializes in comprehensive auto insurance policies, which provide financial protection against liabilities, damages, collisions, uninsured drivers, and medical payments. Reeves Insurance Agency was founded by the husband-and-wife team of Tony and Lavonna Reeves, who focus on giving excellent customer service to keep their clients satisfied. They offer other products such as motorcycle, ATV, boat, RV, rural property, and flood insurance.

  • RV & Motorhome
  • Motorcyle & ATV

1302 N. Big Springs Street, Midland, TX 79701
WebsiteLicense: 4896

Expertise.com Rating

Review Sources

Google
4.8 (17)

Why choose this provider?

Area Insurance Services, Inc., is a multi-line insurance management company that serves the Midland metro area and its surrounding localities. The firm protects car owners, motorists, and business operators against financial losses and potential risks that may involve their vehicles. As an independent insurance agency, its agents represent carriers with a variety of coverage options, including property, liability, and medical coverage. The company has over 30 years of experience in serving insurance clients.

  • Motorcyle & ATV

1912 North Big Spring Street, Midland, TX 79705
WebsiteLicense: 815695

Expertise.com Rating

Review Sources

Google
4.8 (4)

Why choose this provider?

The Insurance Man & Associates is an independent auto insurance provider serving Midland and nearby areas. Established in 1976, it offers personal and commercial auto insurance protection with an empathic approach since its agents and staff also have families and properties to protect and care for. Its insurance coverage also extends to watercraft, boats, homes, and life. Its founder, Wayne Runkles named the company for better recall, like the household names "auto-repair man," "milkman," and "mailman."

  • Multiple Carriers

3307 82nd Street, Midland, TX 79423

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Why choose this provider?

Alliance Insurance Agency offers two decades of insurance experience to drivers, car enthusiasts, and vehicle owners in Midland. The business helps clients find auto insurance coverages fit for their needs. Its three agents shop for various insurance plans to protect customers and their vehicles from financial obligations caused by car accidents. Liability coverage is also provided if clients use their cars every day. Other vehicle policies available include classic auto and business use vehicles.

  • Bundling Option
  • Motorcyle & ATV
  • Boats

910 West Wall Street, Midland, TX 79701
WebsiteLicense: 854839

Expertise.com Rating

Review Sources

Google
4.7 (15)

Why choose this provider?

Roy Nelson has been a State Farm insurance agent since 1996, offering car insurance to clients in the Midland community. As a business owner, his professional experience not only prevails in providing car insurance options to people, but he also directs a team to assist different clients with their insurance needs. He has bilingual agents in his team to accommodate clients whose native language is not English. Nelson is also involved in many community projects and affiliations, such as the Greater Ideal Family Life Center Board.

  • Multiple Carriers
  • Bundling Option

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • When do you need gap insurance for your car loan in Midland?

    If the current value of your car is less than the loan balance, you need gap insurance in Midland. When you secure your car loan, the car dealer or bank may offer it to you. Although the product offered may not be insurance, traditional insurance companies can provide gap coverage. You may need the coverage for two years, but you should cancel it when your remaining loan balance is less than the value of your car.

  • Will your car insurance in Midland be valid when you take a driving trip to Mexico?

    No, your Midland car insurance policy will not be valid. You can obtain a temporary policy that works in Mexico. Some coverage is valid for as little as one day to a year and typically costs less than a standard policy in the United States. The only insurance required for your driving trip is liability coverage, but you can get add-ons for roadside or legal assistance, theft, collision, and medical payment.

  • How do you report a car burglary to the police in Midland?

    Contact the Midland Police Department Telephone Response Unit at 432-685-7108 to report a car burglary. If you need a non-emergency response from the police, call 432-685-7110. When the incident involves assault, you need to personally come to the police station to report it. The station is located at 601 N. Loraine Midland, TX 79701.

  • When will you be required to show proof of car insurance in Midland?

    A Midland police officer may request proof of car insurance in certain circumstances. When you get into an accident, register a new car, renew a registration, and apply for or renew your driver's license, you must also show proof of insurance. It is critical to obtain a new insurance card whenever your policy is renewed.

  • Can your policy not be renewed if you refuse to answer phone calls or emails from the insurance company after an accident in Midland?

    Yes, under Texas Law S.B. No. 1602, insurance companies may cancel your policy renewal if you refuse to cooperate with them in resolving the car accident claim. This can occur if you do not respond to emails or are unavailable by phone during the investigation, defense, or settlement of the claim in Midland.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.