Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Wichita Falls

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wichita Falls Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66Reviewed

42Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1712 Kemp Boulevard, Wichita Falls, TX 76309
WebsiteLicense: 801704

Expertise.com Rating

Review Sources

Google
4.4 (23)

Why choose this provider?

An American Insurance Agency, Inc. is an independent auto insurance agency with over 30 years of experience. Serving Wichita Falls, it provides a one-stop service for umbrella, homeowners', and auto insurance. Agents periodically review current policies or recommend changes using its resources, with the aim of offering competitive plans. An insurance expert accommodates clients' questions, taking the time to review and explain what customers need to know about insurance coverages.

  • Bundling Option
  • Motorcyle & ATV
  • Boats

4001 Featherston Avenue, Wichita Falls, TX 76308
WebsiteLicense: 5523

Expertise.com Rating

Review Sources

Google
4.8 (11)
Yelp
5.0 (1)

Why choose this provider?

Holub Insurance Agency is a team of risk management advisors located in Wichita Falls. They assist clients in various areas, such as auto insurance. They provide car owners with coverage options from a range of carriers, including Dairyland, The Hartford, Foremost Insurance Group, Progressive, and Travelers. They also create protection plans that can cover boats, jet skis, RVs, ATVs, and motor homes. Additionally, Holub Insurance Agency can insure barn houses, ranches, and farms.

  • Boats
  • Motorcyle & ATV

4705 Fairway Boulevard, Wichita Falls, TX 76310
WebsiteLicense: 2052189

Expertise.com Rating

Review Sources

Google
4.9 (36)
Facebook
5.0 (25)

Why choose this provider?

Kelly Ho-Montoya Insurance Group LLC is a full-service insurance and financial solutions company that serves Wichita Falls and nearby localities. The independent insurance agency provides a one-stop shop for personal and business insurance, including car insurance. Its agents assist clients throughout the process, from consultations and paperwork requirements to insurance design and claims filing. Some of the basic auto coverage options they offer include liability, collision, comprehensive, personal injury protection, and uninsured motorist. Past clients have praised the firm for its competent and customer-friendly services.

  • Multiple Carriers

1401 Kemp Boulevard, Wichita Falls, TX 76309
WebsiteLicense: 839035

Expertise.com Rating

Review Sources

Google
4.3 (65)

Why choose this provider?

Mark Inman Insurance Agency has been providing personal insurance solutions to the Wichita Falls community since 1989. With over 70 years of combined experience, the agency's team of independent agents is committed to finding the best auto insurance packages that meet clients' needs from different insurance companies. Motorcycle insurance plans are also provided. The policies offered can help protect clients against financial losses caused by a car accident and unexpected circumstances. The agency also offers homeowners' and renters' insurance options.

  • Motorcyle & ATV

1100 8th Street, Wichita Falls, TX 76301
WebsiteLicense: 9630

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (2)

Why choose this provider?

Barnard Insurance Agency, LLP, is a multi-line insurance management firm that has been serving Wichita Falls and the surrounding communities for more than 90 years. Established in 1930, the company assists individuals, families, and commercial operators to obtain adequate financial protection for themselves and their vehicles in times of an accident with an auto insurance policy. Its independent insurance agents shop for the right auto policy among multiple providers that best fits the needs and resources of their clients. The company serves clients throughout Northwest Texas.

  • Multiple Carriers

4504 Kemp Boulevard, Wichita Falls, TX 76308
WebsiteLicense: 2080171

Expertise.com Rating

Review Sources

Google
5.0 (40)
Yelp
5.0 (1)

Why choose this provider?

Kevin Kulle is a State Farm insurance agent based in Wichita Falls. Kulle provides insurance solutions to help individuals, families, and businesses manage everyday risks and plan for the future. He offers car insurance products for business travelers, new drivers, and collectors. He provides auto insurance with comprehensive coverage that protects vehicles from damages caused by fire, vandalism, and other perils. It also financially protects the car upon hitting or being hit by a deer or any animal.

1501 Midwestern Parkway, Wichita Falls, TX 76302
WebsiteLicense: 2653084

Expertise.com Rating

Review Sources

Google
5.0 (18)

Why choose this provider?

All American Insurance Services of Texas is a full-service insurance and risk management firm that serves residential and commercial clients in Wichita Falls. It provides personal and commercial auto insurance, motorcycle insurance, boat and watercraft insurance, and recreational vehicle coverage. It also supervises business owner policy insurance claims, coverage, and filing. The company has access to various lines of insurance brands and carriers, allowing it to offer a suitable insurance package to accommodate every client's needs.

  • RV & Motorhome
  • Boats

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are you allowed to drive an uninsured car in Wichita Falls?

    No, driving an uninsured car is illegal in Wichita Falls because Texas law requires all drivers to show proof that they have the ability to pay for the accidents they cause, which comes in the form of financial responsibility or liability insurance. If you break this law, you could face serious consequences.

  • What are the instances wherein you have to provide proof of auto insurance in Wichita Falls?

    After obtaining your auto insurance policy in Wichita Falls, your selected insurance company will provide you with a proof-of-insurance card. This card should be presented in various situations, including:

    • During car registration.
    • When obtaining or renewing your driver's license.
    • When requested by law enforcement officers.
    • In the event of an accident.
    • During your annual car inspection.
  • Is it possible to get a discount when buying auto insurance in Wichita Falls?

    Yes, many insurance companies in Wichita Falls do offer discounts for a variety of reasons. If you want to insure your other vehicles with the same company, you may be able to get a discount for bundling policies. If you are a good driver or have vehicle safety systems such as anti-lock brakes, daytime running lights, and airbags, you may also qualify for a lower rate.

  • Are teen drivers allowed to have their own car insurance policy in Wichita Falls?

    Teen drivers in Wichita Falls may have their own auto insurance policy. Parents or guardians can add their teen to their existing policy or purchase a separate policy to cover a young driver. The former is usually the less expensive option, but the adult must ensure that the insurer is aware of the teen driver. If not, the teen will be uninsured in the event of an accident.

  • Will your current auto insurance in Wichita Falls cover a new car?

    Yes, but only for a limited time only. If you buy a new car in Wichita Falls, your current auto insurance will automatically cover it for 20 days. The type of coverage will vary based on whether your new vehicle is an addition or a replacement. If it is an additional vehicle, it will receive the same coverage as the vehicle on your policy with the highest level of coverage. If the vehicle is a replacement, it will receive the same coverage as the vehicle it replaced on your policy.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.