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Best Health Insurance Agencies in Murfreesboro

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2023
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Anderson Insurance Service logo
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License Verified:

License: 642023

Tennessee Department of Commerce & Insurance

Anderson Insurance Service

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3582 North Mount Juliet Road, Mt. Juliet, TN 37122
  • Individual Plans

Business Description

Anderson Insurance Service offers health coverage options to clients in Murfreesboro. In business since 1939, it provides and assists Tennessee residents with their EPO, HMO, POS, and PPO policies. It also gives advice regarding the scope of their plans, from mental health services to prescription drugs. The agency also handles other insurance lines, such as life, property, vehicle, and business insurance. Anderson is an independent agency representing carriers such as Travelers, Progressive, Safeco, AIG, and Blue Cross Blue Shield.

License Verified:

License: 642023

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Better Benefits & Consulting logo
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License Verified:

License: 681176

Tennessee Department of Commerce & Insurance

Better Benefits & Consulting

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PO Box 2529, Brentwood, TN 37024
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Better Benefits & Consulting offers comprehensive health insurance services in Murfreesboro. Deborah Shaputis, the agency owner, is an insurance broker with over 30 years of experience in the industry. She is part of the Fellow Life Management Institute and Medicare Supplement Accredited Advisors. She and her team are knowledgeable and experienced with life insurance, disability insurance, and dental insurance for individuals or groups. The company is an authorized agent for Blue Cross Blue Shield Association.

License Verified:

License: 681176

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Burgett Insurance Group logo
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License Verified:

License: 2489920

Tennessee Department of Commerce & Insurance

Burgett Insurance Group

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PO Box 140690, Nashville, TN 37214
  • Individual Plans

Business Description

Burgett Insurance Group in Nashville is an independent insurance brokerage that provides insurance products and solutions to clients in the Murfreesboro metro. The firm has been operating for more than 40 years and specializes in both personal and business insurance lines. The firm offers short-term medical insurance plans and Medicare. Its other health insurance options include dental and vision insurance plans as well as My Virtual Doctor. Life insurance products, such as term life insurance policies, are also available.

License Verified:

License: 2489920

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chappell, Smith & Associates, Inc. logo
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License Verified:

License: 89

Tennessee Department of Commerce & Insurance

Chappell, Smith & Associates, Inc.

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1006 Merylinger Court, Franklin, TN 37067
  • Group Plans

Business Description

Chappell, Smith & Associates, Inc., is a benefit and compliance agency that helps businesses in Murfreesboro and the surrounding areas take advantage of employee benefits. Companies can use benefits as a vehicle to deliver what employees need and want. It carries voluntary benefits packages like life insurance, accident coverage, critical illness plans, hospital indemnity ‘gap’ plans, disability coverage, and cancer insurance. Additionally, it provides group benefits packages like group medical, short-term and long-term disability, health savings accounts, and health reimbursements.

License Verified:

License: 89

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)
Kendall Welch logo
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License Verified:

License: 739990

Tennessee Department of Commerce & Insurance

Kendall Welch

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689 West Main Street, Hendersonville, TN 37075
  • Individual Plans

Business Description

Kendall Welch is an insurance agent representing State Farm Insurance in the Hendersonville metro. She caters to clients in the Murfreesboro metro and offers personal and commercial insurance lines. Her agency offers life insurance solutions such as term life, whole life, and universal life insurance plans that provide financial benefits to the policyholder's family upon death. The benefits are also categorized as liquid assets and can be used to pay off debts, mortgages, as well as final expenses.

License Verified:

License: 739990

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
MJC Insurance Group logo
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License Verified:

License: 2260336

Tennessee Department of Commerce & Insurance

MJC Insurance Group

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PO BOX 680218, Franklin, TN 37068
  • Life Insurance

Business Description

MJC Insurance Group is an independent agency serving businesses and individuals in the Murfreesboro metro and the surrounding areas. Its insurance specialists accommodate clients who need assistance in purchasing health insurance plans. Additionally, they help clients acquire other personal plans that include life, home, and auto insurance. MJC Insurance Group represents various regional and national carriers, which means it can access different insurance products. It strives to build long-term relationships with its clients to determine their insurance needs.

License Verified:

License: 2260336

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.