Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Clarksville

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Clarksville Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2251Reviewed

1352Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Kingbird Drive, Clarksville, TN 37040
WebsiteLicense: 2499015

Expertise.com Rating

Review Sources

Google
5.0 (20)

Why choose this provider?

Serving the health insurance needs of the Clarksville community, the American Solutions Group is an independent insurance agency founded by Kyle Thoroughman. The agency is a member of The Benefit Doctor, a group of independent insurance entrepreneurs that caters to the needs of small businesses. It provides clients with the means to take care of their employees and retain them. The agency's health insurance policies cover vision and dental concerns. American Solutions Group partners with Sedera and Delta Dental.

  • Individual Plans
  • Group Plans

1860 Wilma Rudolph Boulevard, Clarksville, TN 37040
WebsiteLicense: 847068

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Linda Love Insurance Services is an independent insurance agency that serves clients in the Clarksville area. It offers a range of health insurance policies, which clients can avail to help them prepare for unexpected medical and hospital expenses in the future. Its products include Medicare supplemental, business group health, Medicare advantage, and short-term health plans. It also provides group medical, life protection, and prescription drug insurance policies. Its principal agent, Linda Love, has lived in Tennessee for over three decades and strives to serve the community through her agency.

  • Individual Plans
  • Group Plans

235 Dunbar Cave Road, Clarksville, TN 37043
WebsiteLicense: 2362963

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.0 (8)

Why choose this provider?

Medicare Hub is an insurance agency that caters to clients in Clarksville and the surrounding areas. This firm specializes in Medicare insurance plans. It is partnered with broker agencies, dentists, doctors, and pharmacies in helping customers find the right coverage that is suited to their needs and preferences. It has served over 7,500 clients in different states. Moreover, Medicare Hub offers support and training to brokers who want to become Medicare agents through its Medicare Online University platform.

  • Market Place

1811 Memorial Circle,, Clarksville, TN 37043
WebsiteLicense: 2249241

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (8)

Why choose this provider?

Keri Lovato, Southbound Insurance Agency offers insurance plans for individuals and businesses in Clarksville and the nearby areas. Endorsing tailored solutions without forfeiting modern options, the firm gives personalized recommendations for homeowners insurance and accommodates coverage for renters, landlords, seasonal dwellings, and farms. It also provides life, commercial, auto, and boat insurance. Its healthcare insurance products cover disability, supplemental coverage, and long-term care. Keri Lovato began her career in 2013 and launched the insurance agency in 2020.

  • Individual Plans
  • Life Insurance

1800 Business Park Drive, Clarksville, TN 37040
WebsiteLicense: 5952541

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

NCM Financial Services is a financial and risk management firm that serves Clarksville and the surrounding neighborhoods. Through a life insurance policy, the firm assists individuals in ensuring the financial stability of their loved ones in the event of their demise. The agency works with the National Life Insurance Company and Ohio National Life Assurance Corporation to provide clients with the best coverage options for their specific needs. The team also delivers group health and disability insurance. The company serves clients in nine states.

  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can Clarksville employees benefit from health insurance subsidies?

    Health insurance subsidies help Clarksville employees reduce their monthly premiums while some also lower copays and deductibles. The assistance they qualify for varies according to their household size, household income, and the number of people enrolled. Premiums may be reduced from 1 to 100%. Someone who has other quality insurance options does not qualify for subsidies.

  • What is a family glitch and how does it affect Clarksville residents who need health insurance?

    A family glitch occurs when the dependent or spouse of a Clarksville worker is too expensive to be included in an employee’s health insurance. People who qualify for job-based health insurance are usually not eligible for a marketplace subsidy. This causes many residents to go without any coverage.

  • How can a Clarksville health insurance policyholder differentiate benefit exclusion riders from the waiting period for pre-existing conditions?

    The benefit exclusion rider refers to the inability of a Clarksville health insurance policyholder to receive benefits due to a specific condition or illness for the duration of the exclusion period. The waiting period for pre-existing conditions refers to the inability of a member to get benefits for six to 12 months for an illness that already exhibited symptoms before the coverage effectivity date.

  • Does a Clarksville resident with Medicare health insurance need a supplement plan?

    Generally, a Clarksville resident with Medicare health insurance needs a supplement plan because standard Medicare usually does not have enough coverage. Policyholders still need to deal with higher deductibles, coinsurance, and copays, which they often cannot afford. A Medicare supplement policy is intended to fill the gaps in a standard Medicare policy. It can also cover less common situations like lack of medical coverage when traveling in another country.

  • Do Clarksville residents still have to get Medicare if they already have private health insurance?

    No, Clarksville residents need not get Medicare if they already have private health insurance. They may, however, still pay penalties for late enrollment. They may also pay more for the same or better coverage. People with ACA and qualified for Medicare may become ineligible for ACA subsidies.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.