Expertise.com

Best Health Insurance Agencies in Nashville

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Health Insurance Agencies FAQs

Learn more
Alera Group Nashville logo
Visit WebsiteWebsite

License Verified:

License: 2355543

Tennessee Department of Commerce & Insurance

Alera Group Nashville

222 2nd Avenue South, Suite 1700, Nashville, TN 37201
Visit WebsiteWebsite
  • Group Plans

Business Description

Alera Group Nashville is a national insurance and financial service firm that serves clients throughout the metro. It guides individuals in applying for insurance plans covering their health and life needs to help them prepare for future medical expenses. It provides employee benefit consultations to help business owners invest in their employees' trust and health, enabling them to retain their team and reach long-term business goals. The company is the 14th largest independent insurance agency in the USA.

License Verified:

License: 2355543

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ballenger Brokerage logo
Visit WebsiteWebsite

License Verified:

License: 3001351775

Tennessee Department of Commerce & Insurance

Ballenger Brokerage

3825 Bedford Ave #101, Nashville, TN 37215
Visit WebsiteWebsite
  • Life Insurance

Business Description

Ballenger Brokerage provides insurance products from various carriers for individuals, families, and small businesses in the Nashville metro. Headed by Carol Ballenger, the company assists clients in securing health insurance packages that fit their needs and budget, such as Healthcare Marketplace, short-term policies, and group health insurance. Ballenger and her team also offer many kinds of Medicare insurance including, Part D Drug Plans, Medigap plans, and Medicare Advantage. Ballenger established the brokerage firm in 2013.

License Verified:

License: 3001351775

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (79)
Eric Jans Insurance logo
Visit WebsiteWebsite

License Verified:

License: 907423

Tennessee Department of Commerce & Insurance

Eric Jans Insurance

1805 Ordway Pl, Nashville, TN 37206
Visit WebsiteWebsite
  • Health Insurance

Business Description

Eric Jans Insurance is an agency serving the people of Nashville. Since its establishment in 2004, the firm has been customizing insurance solutions for individuals, business owners, and employees seeking health coverage. In the individual category, clients may choose from fixed benefit plans and short-term health insurance options. Group health insurance packages are also available for employers who want to insure their employees. Founder Eric Jans is a multi-state licensed agent who also served on Agent Advisory Panels of various insurance companies.

License Verified:

License: 907423

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Financial Products & Services, Inc logo
Visit WebsiteWebsite

License Verified:

License: 3080

Tennessee Department of Commerce & Insurance

Financial Products & Services, Inc

211 Athens Way, Ste 100, Nashville, TN 37228
Visit WebsiteWebsite
  • Individual Plans
  • Group Plans
  • Individual Health Insurance

Business Description

Financial Products & Services, Inc., has been providing risk management solutions in the Nashville metro for over two decades. It offers personal protection plans, including health insurance. The independent agency helps individuals and families acquire short-term and Medicare Supplement plans. Health insurance protects policyholders from financial losses caused by medical-related expenses. The company also furnishes life, home, and auto insurance. Its insurance agents also process mortgage impairment and cyber liability policies. They bring more than 150 years of combined industry experience.

License Verified:

License: 3080

Tennessee Department of Commerce & Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Group Benefit Systems, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 979423

Tennessee Department of Commerce & Insurance Group Benefit Systems, Inc.

Group Benefit Systems, Inc.

4715 Granny White Pike, Nashville, TN 37220
Visit WebsiteWebsite
  • Group Plans

Business Description

Group Benefit Systems, Inc., is an employee benefits company that serves clients in Nashville and the surrounding areas. The firm assists employers in providing competitive non-monetary compensation and benefits to attract and retain employees. It offers group health plans that serve as a complete replacement for existing employee health benefits. The company also offers an online enrollment platform, health benefit education, and a web-based app to help clients better understand their benefits. Group Benefit Systems has been serving customers since 1978.

License Verified:

License: 979423

Tennessee Department of Commerce & Insurance Group Benefit Systems, Inc.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Health Coverage Today logo
Visit WebsiteWebsite

License Verified:

License: 775162

Tennessee Department of Commerce & Insurance

Health Coverage Today

205 Powell Place, Brentwood, TN 37207
Visit WebsiteWebsite
  • Individual Plans
  • Group Plans

Business Description

Health Coverage Today is a Nashville-based health insurance agency that provides life and health insurance solutions to individuals and families in the local area and nearby communities. Its agents represent over 100 insurance companies and they can assist clients by providing a provider that matches their needs. Some of the alternative plans they use include federal marketplace, Christian sharing plans, and off-market health insurance companies. They also offer other types of insurance services such as accident, life, and travel insurance.

License Verified:

License: 775162

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Horizon Insurance Nashville TN logo
Visit WebsiteWebsite

License Verified:

License: 2048445

Tennessee Department of Commerce & Insurance

Horizon Insurance Nashville TN

109 Donelson Pike, Nashville, TN 37214
Visit WebsiteWebsite
  • Medicare Supplement Insurance

Business Description

Horizon Insurance Nashville TN serves the metro by offering health insurance plans. Its team of professionals is committed to helping clients choose the right health insurance options for themselves and their families. The company also provides insurance coverages to provide clients protection for damages caused by auto accidents. Its other insurance products include business, farm and ranch, and homeowners' insurance. Horizon Insurance Nashville TN has been helping clients with their business and personal insurance needs for over 30 years.

License Verified:

License: 2048445

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nashville Premier Health Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2381179

Tennessee Department of Commerce & Insurance

Nashville Premier Health Insurance

Nashville, TN 37011
Visit WebsiteWebsite
  • Life Insurance
  • Individual Health Insurance

Business Description

Nashville Premier Health Insurance provides financial services to clients throughout the metro. It works with the firm USHEALTH Group to deliver insurance products that incorporate wellness screening benefits and 24-hour coverage. The company also provides other coverage options involving dental, vision, and short-term disability. It has experience creating group health packages for small business owners. Brian Pierce, the company's owner, serves clients in nearly 25 states. He is a U.S. Marine Corps veteran.

License Verified:

License: 2381179

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (13)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TennHealth Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 875988

Tennessee Department of Commerce & Insurance

TennHealth Insurance Services

2311 Pierce Ave, Nashville, TN 37232
Visit WebsiteWebsite
  • Individual Plans
  • Group Plans

Business Description

TennHealth Insurance Services offers a range of assurance policies to residents of Nashville. The agency offers short-term and marketplace plans subsidized under the Affordable Care Act. Dental coverage is also an option. The office is operated by the Dobson spouses. Broker D'Lon is a military veteran who transitioned to the indemnity industry in 2001. His wife Libby is the outfit's administrator, coming from an accounting background. They counsel customers in interpreting, enrolling and managing their policies.

License Verified:

License: 875988

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Third Door Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2420145

Tennessee Department of Commerce & Insurance

Third Door Insurance

1033 Demonbreun St, Ste 300, Nashville, TN 37203
Visit WebsiteWebsite
  • Individual Health Insurance

Business Description

Third Door Insurance is an independent agency with offices located in Nashville and Knoxville. It offers personal insurance, including health, disability, life, homeowners, and auto. It also provides business and hospitality insurance products. The agency is affiliated with several insurance companies, including Erie Insurance, Philadelphia Insurance Companies, BlueCross and BlueShield, United Healthcare, the North American Company for Life and Health Insurance, and Aetna. Its agency partners, Chad Boruff and Nima Hayati started their insurance careers in 2009 and 2006, respectively.

License Verified:

License: 2420145

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Tucker Agency logo
Visit WebsiteWebsite

License Verified:

License: 2391706

Tennessee Department of Commerce & Insurance

Tucker Agency

21 White Bridge Pike ste 201, Nashville, TN 37205
Visit WebsiteWebsite
  • Individual Health Insurance

Business Description

Tucker Agency helps clients in Nashville sign up for suitable health insurance coverages. Its agents explain relevant details like the fee-for-serve and managed care categories of policies. They also help individuals in making informed decisions by choosing medical, dental, surgical, or hospital expenses coverages. In addition, they present clients with other options like long-term care and prescription drug health insurance plans. Will Tucker founded this independent agency in March 2018. He started his career as a Chubb Insurance executive protection underwriter.

License Verified:

License: 2391706

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (18)
Facebook
5.0 / 5 (1)
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs